Mortgage Lenders and Brokers in Lady Lake, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lady Lake, Florida mortgage lenders include Truist BankTruist Bank101 Lagrande Blvd, Lady Lake, FL 32159A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA13621 N Us Highway 441, Lady Lake, FL 32159A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA2315 Parr Dr, Lady Lake, FL 32162A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA13707 N Us Highway 441, Lady Lake, FL 32159A+5.0 ★Texas Ratio: 5.36%, Trustco BankTrustco Bank873 N Us Highway 27 441, Lady Lake, FL 32159A+5.0 ★Texas Ratio: 4.14%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, United Southern BankUnited Southern Bank224 South Us 27, Lady Lake, FL 32159A+5.0 ★Texas Ratio: 3.19%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, and Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lady Lake, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lady Lake are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lady Lake, Florida
Market share is the lender's share of all home loans closed in Lady Lake, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Lady Lake 101 Lagrande Blvd, Lady Lake, FL 32159 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 8 +7 HELOCs |
2.1% | 100% | $301,250 | View |
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1 office in Lady Lake 13621 N Us Highway 441, Lady Lake, FL 32159 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 1.3% | 83.3% | $217,000 | View |
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2 offices in Lady Lake 2315 Parr Dr, Lady Lake, FL 32162 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.5% | 100% | $440,000 | View |
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1 office in Lady Lake 13707 N Us Highway 441, Lady Lake, FL 32159 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 25% | $95,000 | View |
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★ 1.8 stars, 5 reviews 1 office in Lady Lake 873 N Us Highway 27 441, Lady Lake, FL 32159 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 10 | 2.6% | 62.5% | $92,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 7 | 1.8% | 58.3% | $257,857 | View |
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224 South Us 27, Lady Lake, FL 32159 A+5.0 ★Texas Ratio: 3.19% |
Conventional | 4 | 1% | 100% | $282,500 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 4 | 1% | 64.7% | $122,500 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $295,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $205,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $195,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Citizens First Bank
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Conventional, HELOC | 34 +6 HELOCs |
8.9% | 97.1% | $163,823 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA | 18 | 4.7% | 100% | $192,777 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 2.1% | 90% | $361,250 | |
Mortgage Financial Group Inc
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Conventional, FHA, VA | 4 | 1% | 100% | $260,000 | |
New Day Financial, LLC.
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VA | 4 | 1% | 100% | $370,000 | |
The Mortgage Firm
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Conventional, FHA | 4 | 1% | 100% | $207,500 | |
Jet HomeLoans, LP
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Conventional, FHA | 3 | 0.8% | 100% | $328,333 | |
American Bancshares Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $195,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 46 +2 HELOCs |
12.1% | 84.5% | $212,608 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA, USDA | 44 | 11.5% | 64.7% | $278,181 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 7.1% | 65.9% | $166,111 | |
Mortgage Research Center
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Conventional, VA | 12 | 3.1% | 70.6% | $234,166 | |
American Financial Network, Inc.
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Conventional, FHA | 8 | 2.1% | 100% | $166,250 | |
Primelending
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Conventional, VA | 5 | 1.3% | 100% | $245,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.3% | 100% | $187,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 5 | 1.3% | 100% | $133,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 1.3% | 45.5% | $119,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 5 | 1.3% | 62.5% | $229,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 1% | 100% | $202,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 1% | 71.4% | $72,500 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 1% | 100% | $317,500 | |
Union Home Mortgage Corp.
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Conventional, VA | 4 | 1% | 66.7% | $155,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1% | 100% | $337,500 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 0.8% | 100% | $235,000 | |
RMC Home Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $385,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.8% | 75% | $348,333 | View |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 3 | 0.8% | 100% | $278,333 | View |
Fairway Independent Mort Corp
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FHA, VA | 3 | 0.8% | 100% | $251,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $80,000 | |
EMM Loans LLC
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Conventional, FHA | 2 | 0.5% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 2 | 0.5% | 33.3% | $325,000 | View |
loanDepot.com LLC
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Conventional | 2 | 0.5% | 42.9% | $260,000 | |
Sun West Mortgage Company, Inc
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FHA | 2 | 0.5% | 100% | $240,000 | |
Network Funding, L.P.
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VA | 2 | 0.5% | 100% | $210,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.5% | 100% | $325,000 | |
Point Mortgage Corp
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Conventional, FHA | 2 | 0.5% | 100% | $170,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.5% | 100% | $185,000 | |
Paramount Residential Mortgage
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FHA | 2 | 0.5% | 100% | $140,000 | |
Gold Star Mortgage Financial Group, Corporation
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VA | 1 | 0.3% | 100% | $175,000 | |
Everett Financial, Inc.
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VA | 1 | 0.3% | 100% | $445,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $255,000 | |
Kind Lending, LLC
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VA | 1 | 0.3% | 100% | $585,000 | |
TruHome Solutions, LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $845,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
Valley West Corporation
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Conventional | 1 | 0.3% | 100% | $135,000 | |
American Financing Corporation
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FHA | 1 | 0.3% | 50% | $195,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.3% | 100% | $155,000 | |
Encompass Lending Group, L.P.
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FHA | 1 | 0.3% | 100% | $215,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Hometown Equity Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Acopia, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.3% | 100% | $245,000 | |
Suffolk Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.3% | 100% | $155,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 50% | $155,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 60% | $75,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.3% | 16.7% | $295,000 | View |
Reliance First Capital, LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Portage Community Bank
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 25% | $65,000 | |
Royal Credit Union
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FHA | 1 | 0.3% | 100% | $105,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.3% | 16.7% | $55,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.3% | 100% | $165,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $715,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Police and Fire Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lady Lake Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lady Lake, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Lady Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lady Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lady Lake, FL
Use these to narrow the list above. Each category shows how many Lady Lake, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Lady Lake, FL
Independent mortgage companies closed 73 percent of home loans in Lady Lake, Florida in 2025, banks 23.1 percent and credit unions 3.9 percent. Triad Financial Services, Inc. was the largest mortgage company, Truist Bank the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lady Lake, FL
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Lady Lake, Florida with 8 loans, about 2.1 percent of the market. The largest lender headquartered in Florida was Southstate Bank, National Association with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Lady Lake, Florida in 2025, led by Nvr Mortgage Finance, Inc. with 19. 23 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 10 credit unions closed home loans in Lady Lake, Florida in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lady Lake, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lady Lake, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lady Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
