Mortgage Lenders and Brokers in Key Biscayne, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Key Biscayne, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA320 Crandon Blvd, Key Biscayne, FL 33149A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA260 Crandon Blvd, Key Biscayne, FL 33149A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA84 Crandon Blvd, Key Biscayne, FL 33149A+5.0 ★Texas Ratio: 2.82%, Truist BankTruist Bank520 Crandon Blvd, Key Biscayne, FL 33149A+5.0 ★Texas Ratio: 2.87%, The Northern Trust CoThe Northern Trust Co328 Crandon Blvd, Key Biscayne, FL 33149A4.7 ★Texas Ratio: 0.83%, Amerant Bank, N.A.Amerant Bank, N.A.200 Crandon Blvd, Key Biscayne, FL 33149B+4.7 ★Texas Ratio: 18.65%, Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%, Helm Bank USAHelm Bank USA999 Brickell Ave, Miami, FL 33131A5.0 ★Texas Ratio: 10.01%, Hsbc Bank USA, NAHsbc Bank USA, NA2950 Aventura Blvd, Aventura, FL 33180A+5.0 ★Texas Ratio: 4.86%, and City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Key Biscayne, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Key Biscayne are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Key Biscayne, Florida
Market share is the lender's share of all home loans closed in Key Biscayne, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Key Biscayne 320 Crandon Blvd, Key Biscayne, FL 33149 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 10 +2 HELOCs |
10.5% | 62.5% | $2,845,000 | View |
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1 office in Key Biscayne 260 Crandon Blvd, Key Biscayne, FL 33149 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +8 HELOCs |
4.2% | 80% | $587,500 | View |
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1 office in Key Biscayne 84 Crandon Blvd, Key Biscayne, FL 33149 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 4 | 4.2% | 100% | $4,152,500 | View |
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★ 1 stars, 1 review 1 office in Key Biscayne 520 Crandon Blvd, Key Biscayne, FL 33149 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.1% | 100% | $875,000 | View |
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1 office in Key Biscayne 328 Crandon Blvd, Key Biscayne, FL 33149 A4.7 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 1 | 1.1% | 100% | $4,505,000 | View |
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1 office in Key Biscayne 200 Crandon Blvd, Key Biscayne, FL 33149 B+4.7 ★Texas Ratio: 18.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
3.2% | 100% | $1,365,000 | View |
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999 Brickell Ave, Miami, FL 33131 A5.0 ★Texas Ratio: 10.01% |
Conventional, Jumbo | 3 | 3.2% | 100% | $1,131,666 | View |
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2950 Aventura Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 3 | 3.2% | 75% | $2,331,666 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 2 | 2.1% | 100% | $3,735,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.1% | 100% | $1,685,000 | View |
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200 Crandon Blvd, Key Biscayne, FL 33149 B+4.7 ★Texas Ratio: 18.65% |
Conventional, Jumbo | 1 | 1.1% | 100% | $4,005,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 1.1% | 100% | $165,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,205,000 | View |
Intercredit Bank, N.A.
1430 S Dixie Hwy Ste 104, Coral Gables, FL 33146 |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,705,000 | |
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2950 Ne 207th St, Aventura, FL 33180 A+5.0 ★Texas Ratio: 3.01% |
Conventional, Jumbo | 1 | 1.1% | 100% | $2,065,000 | View |
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3011 Ponce De Leon Boulevard Ph1, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 1.32% |
Conventional | 1 | 1.1% | 100% | $795,000 | View |
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801 Brickell Ave, Miami, FL 33131 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,505,000 | View |
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540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 260 Crandon Blvd, Key Biscayne, FL 33149 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 2 | 2.1% | 50% | $865,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 11 | 11.6% | 100% | $2,004,090 | View |
United Wholesale Mortgage
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Conventional, HELOC | 5 +1 HELOCs |
5.3% | 45.5% | $443,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo | 3 | 3.2% | 100% | $2,581,666 | |
First Community Mortgage, Inc.
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Conventional, Jumbo | 2 | 2.1% | 100% | $890,000 | |
AmWest Funding Corp
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Conventional, Jumbo | 2 | 2.1% | 100% | $1,230,000 | |
Greenbox Loans
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Conventional, Jumbo | 2 | 2.1% | 100% | $870,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 2.1% | 100% | $1,890,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.1% | 100% | $2,175,000 | View |
Arc Home LLC
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Conventional | 1 | 1.1% | 100% | $355,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.1% | 50% | $705,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,355,000 | |
Rocket Mortgage
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Conventional | 1 | 1.1% | 25% | $275,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 1.1% | 100% | $405,000 | View |
All Credit Considered Mortgage, Inc.
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Conventional, Jumbo | 1 | 1.1% | 100% | $405,000 | |
AAA Capital Investment, Inc
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,055,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 1.1% | 100% | $505,000 | View |
Interaudi Bank
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,355,000 | |
Flexpoint, Inc.
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Conventional, Jumbo | 1 | 1.1% | 100% | $825,000 | |
East Coast Capital Corp.
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Conventional, Jumbo | 1 | 1.1% | 100% | $2,005,000 | |
GuardHill Financial LLC
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,755,000 | |
Better Mortgage Corporation
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,205,000 | |
Logan Finance Corporation
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Conventional, Jumbo | 1 | 1.1% | 100% | $845,000 | |
Summit Funding.Inc
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,005,000 | |
The Loan Store, Inc
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,995,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 1 | 1.1% | 50% | $2,705,000 | |
Stanford Federal Credit Union
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,365,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 1.1% | 50% | $475,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.1% | 100% | $315,000 | View |
Nexera Holding LLC
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Conventional | 1 | 1.1% | 100% | $685,000 | |
Spring Eq, LLC
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Conventional, Jumbo | 1 | 1.1% | 50% | $415,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional, Jumbo | 1 | 1.1% | 100% | $505,000 | View |
Luxury Mortgage Corp.
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Conventional | 1 | 1.1% | 50% | $515,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 1 | 1.1% | 33.3% | $1,965,000 | |
Cake Mortgage Corp.
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Conventional, Jumbo | 1 | 1.1% | 100% | $3,755,000 | |
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Genisys Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Key Biscayne Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Key Biscayne, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Key Biscayne? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Key Biscayne in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Key Biscayne, FL
Use these to narrow the list above. Each category shows how many Key Biscayne, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Key Biscayne, FL
Independent mortgage companies closed 36.8 percent of home loans in Key Biscayne, Florida in 2025, banks 61.1 percent and credit unions 2.1 percent. A&D Mortgage LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Amerant Bank, N.A. led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Key Biscayne, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Key Biscayne, Florida with 10 loans, about 10.5 percent of the market. The largest lender headquartered in Florida was Amerant Bank, N.A. with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 4 credit unions closed home loans in Key Biscayne, Florida in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Key Biscayne, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Key Biscayne, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Key Biscayne. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
