Mortgage Lenders and Brokers in High Springs, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
High Springs, Florida mortgage lenders include Ameris BankAmeris Bank18785 High Springs Main St, High Springs, FL 32643A+5.0 ★Texas Ratio: 1.82%, Capital City BankCapital City Bank18467 Nw Us Highway 441, High Springs, FL 32643A+5.0 ★Texas Ratio: 2.55%, Campus USA Credit UnionCampus USA Credit Union14759 NW 157th Ln, Alachua, FL 32615A+5.0 ★Texas Ratio: 2.45%, Florida Credit UnionFlorida Credit Union10303 SE US Highway 441, Belleview, FL 34420A+5.0 ★Texas Ratio: 4.76%, VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Radiant Credit UnionRadiant Credit Union14520 NW US Highway 441, Alachua, FL 32615 8204A+5.0 ★Texas Ratio: 3.03%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, and Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in High Springs, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in High Springs are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in High Springs, Florida
Market share is the lender's share of all home loans closed in High Springs, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 1 office in High Springs 18785 High Springs Main St, High Springs, FL 32643 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, HELOC | 11 +3 HELOCs |
2.9% | 84.6% | $316,818 | View |
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1 office in High Springs 18467 Nw Us Highway 441, High Springs, FL 32643 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 36 +6 HELOCs |
9.4% | 85.7% | $197,777 | View |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
Conventional, HELOC | 6 +11 HELOCs |
1.6% | 54.5% | $210,000 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional, HELOC | 4 +3 HELOCs |
1% | 40% | $117,500 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 4 | 1% | 100% | $315,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.8% | 60% | $191,666 | View |
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14520 NW US Highway 441, Alachua, FL 32615 8204 A+5.0 ★Texas Ratio: 3.03% |
Conventional, Jumbo, HELOC | 2 +14 HELOCs |
0.5% | 100% | $1,005,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 2 | 0.5% | 100% | $190,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $95,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $105,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $425,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 50% | $35,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 50% | $795,000 | View |
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8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $695,000 | View |
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600 SE 3rd Ave, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 1 | 0.3% | 100% | $745,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
FHA | 1 | 0.3% | 100% | $355,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 54 | 14.1% | 76.1% | $218,148 | |
Freedom Mortgage Corporation
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FHA, VA | 9 | 2.4% | 100% | $251,666 | |
Mortgage Lenders Investment Tr
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Conventional, FHA, VA, USDA | 6 | 1.6% | 100% | $328,333 | |
The Mortgage Firm
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Conventional, FHA, USDA | 6 | 1.6% | 100% | $281,666 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.5% | 66.7% | $195,000 | |
Acrisure Mortgage, LLC
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Conventional, VA | 2 | 0.5% | 100% | $275,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 50 | 13.1% | 80.6% | $324,200 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 22 +2 HELOCs |
5.8% | 81.5% | $347,727 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 18 | 4.7% | 75% | $309,444 | |
Affordable Mortgage Advisors
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Conventional | 13 | 3.4% | 92.9% | $370,384 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 1.8% | 70% | $255,000 | |
American Financial Network, Inc.
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Conventional, FHA | 7 | 1.8% | 100% | $256,428 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 7 | 1.8% | 100% | $396,428 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 6 | 1.6% | 100% | $275,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1% | 100% | $360,000 | |
Mortgage Research Center
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VA | 4 | 1% | 57.1% | $342,500 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA | 4 | 1% | 100% | $325,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.8% | 60% | $141,666 | |
Everett Financial, Inc.
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Conventional, VA | 3 | 0.8% | 60% | $268,333 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 3 | 0.8% | 60% | $285,000 | View |
Advisors Mortgage Group, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $238,333 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.8% | 75% | $258,333 | View |
Planet Home Lending, LLC
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FHA, VA | 3 | 0.8% | 100% | $308,333 | |
Nationstar Mortgage
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Conventional | 3 | 0.8% | 75% | $171,666 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $241,666 | |
21St Mortgage
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Conventional | 3 | 0.8% | 80% | $148,333 | |
Village Capital & Investment
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FHA, VA | 3 | 0.8% | 100% | $268,333 | |
American Financial Resources LLC
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FHA | 2 | 0.5% | 100% | $275,000 | |
Kind Lending, LLC
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VA | 2 | 0.5% | 100% | $420,000 | |
Movement Mortgage, LLC
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FHA, VA | 2 | 0.5% | 100% | $280,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 2 | 0.5% | 66.7% | $170,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 0.5% | 50% | $45,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $265,000 | View |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.5% | 100% | $235,000 | |
Southwest Stage Funding LLC
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FHA | 2 | 0.5% | 66.7% | $160,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 2 | 0.5% | 33.3% | $260,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.5% | 100% | $145,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.5% | 40% | $90,000 | |
The Loan Store, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $275,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $175,000 | |
Primary Residential Mortgage, INC.
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VA | 1 | 0.3% | 100% | $345,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $195,000 | |
ALCOVA Mortgage, LLC
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VA | 1 | 0.3% | 100% | $275,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.3% | 33.3% | $105,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
Guild Mortgage Company
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VA | 1 | 0.3% | 100% | $515,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.3% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
Discover Bank
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Conventional | 1 | 0.3% | 33.3% | $45,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Securitynational Mortgage Company
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Delta Community Credit Union
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $235,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $235,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
Reliance First Capital, LLC
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FHA | 1 | 0.3% | 100% | $75,000 | |
Geneva Financial LLC
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VA | 1 | 0.3% | 100% | $325,000 | |
Five Star Credit Union
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $125,000 | |
American Neighborhood Mortgage Acceptance Company
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USDA | 1 | 0.3% | 100% | $205,000 | |
JMAC Lending, Inc.
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VA | 1 | 0.3% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Guaranteed Rate Affinity, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.9 ★Texas Ratio: 16.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
High Springs Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in High Springs, Florida
Looking for mortgage lenders near me or mortgage brokers near me in High Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in High Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in High Springs, FL
Use these to narrow the list above. Each category shows how many High Springs, FL lenders fit and what that kind of lender is usually best for.
Who Lends in High Springs, FL
Independent mortgage companies closed 75.1 percent of home loans in High Springs, Florida in 2025, banks 10.2 percent and credit unions 14.7 percent. Triad Financial Services, Inc. was the largest mortgage company, Ameris Bank the largest bank and Campus USA Credit Union the largest credit union. Among lenders headquartered in Florida, Capital City Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in High Springs, FL
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in High Springs, Florida with 11 loans, about 2.9 percent of the market. The largest lender headquartered in Florida was Capital City Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in High Springs, Florida, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 80.6 percent, against a 79.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in High Springs, Florida in 2025, led by DHI Mortgage Company, LTD. with 28. 24 lenders closed VA loans, led by Lennar Mortgage, LLC, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 13 credit unions closed home loans in High Springs, Florida in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in High Springs, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in High Springs, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up High Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
