Mortgage Lenders and Brokers in Hernando, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hernando, Florida mortgage lenders include Brannen BankBrannen Bank2519 East Florida Avenue, Hernando, FL 34442D1.6 ★Texas Ratio: 7.63%, Truist BankTruist Bank2525 N Forest Ridge Blvd, Hernando, FL 34442A+5.0 ★Texas Ratio: 2.87%, Seacoast National BankSeacoast National Bank2623 N Forest Ridge Blvd, Hernando, FL 34442A+5.0 ★Texas Ratio: 2.72%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, and Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hernando, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hernando are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hernando, Florida
Market share is the lender's share of all home loans closed in Hernando, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hernando 2519 East Florida Avenue, Hernando, FL 34442 D1.6 ★Texas Ratio: 7.63% |
Conventional | 18 | 7.6% | 90.5% | $281,666 | View |
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★ 1 stars, 1 review 1 office in Hernando 2525 N Forest Ridge Blvd, Hernando, FL 34442 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $385,000 | View |
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★ 5 stars, 1 review 1 office in Hernando 2623 N Forest Ridge Blvd, Hernando, FL 34442 A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $345,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 6 +17 HELOCs |
2.5% | 85.7% | $216,666 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
2.1% | 100% | $289,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 100% | $55,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 66.7% | $195,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 0.8% | 100% | $170,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +6 HELOCs |
0.4% | 100% | $285,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $245,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $395,000 | View |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $255,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $125,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.4% | 100% | $545,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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15000 Nw 140th St, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.3% | 100% | $241,666 | |
Mortgage Financial Group Inc
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Conventional, VA | 3 | 1.3% | 100% | $315,000 | |
The Mortgage Firm
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Conventional, FHA | 3 | 1.3% | 100% | $195,000 | |
New Day Financial, LLC.
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VA | 2 | 0.8% | 100% | $370,000 | |
Metroplex Mortgage Services
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USDA | 2 | 0.8% | 100% | $260,000 | |
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C3.9 ★Texas Ratio: 27.97% |
VA | 1 | 0.4% | 100% | $445,000 | View |
Alkan Mortgage Corporation
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VA | 1 | 0.4% | 100% | $335,000 | |
Mortgage Lenders Investment Tr
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Conventional | 1 | 0.4% | 100% | $35,000 | |
Citizens First Bank
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 27 +2 HELOCs |
11.3% | 77.1% | $297,592 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 11.3% | 71.1% | $193,148 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 16 | 6.7% | 94.1% | $243,750 | |
Mortgage Research Center
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Conventional, FHA, VA | 13 | 5.5% | 72.2% | $244,230 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 6 | 2.5% | 100% | $236,666 | |
CrossCountry Mortgage, LLC
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FHA, VA | 5 | 2.1% | 100% | $239,000 | |
American Financial Resources LLC
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FHA | 4 | 1.7% | 100% | $250,000 | |
Primelending
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Conventional, FHA, VA | 4 | 1.7% | 100% | $187,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.7% | 80% | $262,500 | |
Everett Financial, Inc.
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Conventional, VA | 3 | 1.3% | 100% | $398,333 | |
21St Mortgage
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Conventional | 3 | 1.3% | 26.7% | $155,000 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $175,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.8% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 8.10% |
VA | 2 | 0.8% | 66.7% | $280,000 | View |
Equity Prime Mortgage LLC
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Conventional, FHA | 2 | 0.8% | 100% | $130,000 | |
American Financial Network, Inc.
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VA, USDA | 2 | 0.8% | 100% | $200,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 2 | 0.8% | 100% | $160,000 | View |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.8% | 100% | $190,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.8% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA, VA | 2 | 0.8% | 50% | $265,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.8% | 100% | $115,000 | |
Top Flite Financial, Inc.
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FHA | 2 | 0.8% | 100% | $150,000 | |
Corning Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
Msu Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $195,000 | |
RMC Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Goodleap, LLC
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FHA | 1 | 0.4% | 100% | $165,000 | |
Countryplace Mortgage, Ltd.
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FHA | 1 | 0.4% | 50% | $275,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 50% | $325,000 | |
Kind Lending, LLC
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USDA | 1 | 0.4% | 33.3% | $205,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Thompson Kane & Company, Inc
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.4% | 100% | $335,000 | |
Absolute Home Mortgage
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FHA | 1 | 0.4% | 100% | $345,000 | |
American Financing Corporation
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FHA | 1 | 0.4% | 100% | $315,000 | |
Bay Equity LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Nfm, Inc
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VA | 1 | 0.4% | 100% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $325,000 | View |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.4% | 100% | $145,000 | |
Churchill Mortgage Corporation
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VA | 1 | 0.4% | 100% | $625,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.4% | 100% | $255,000 | |
Agfirst Farm Credit Bank
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Conventional | 1 | 0.4% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.4% | 100% | $105,000 | View |
Lake Michigan Credit Union
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.4% | 100% | $715,000 | |
Pentagon Federal Credit Union
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FHA | 1 | 0.4% | 100% | $325,000 | |
New American Funding, LLC.
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FHA | 1 | 0.4% | 50% | $245,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Compass Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 33.3% | $205,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.4% | 100% | $145,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Village Capital & Investment
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FHA | 1 | 0.4% | 50% | $235,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.4% | 100% | $265,000 | |
Coastal Community Bank
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hernando Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hernando, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Hernando? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hernando in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hernando, FL
Use these to narrow the list above. Each category shows how many Hernando, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Hernando, FL
Independent mortgage companies closed 70.2 percent of home loans in Hernando, Florida in 2025, banks 21 percent and credit unions 8.8 percent. Freedom Mortgage Corporation was the largest mortgage company, Brannen Bank the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Brannen Bank led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hernando, FL
By home loans closed in 2025, Brannen Bank was the largest mortgage lender in Hernando, Florida with 18 loans, about 7.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Hernando, Florida in 2025, led by United Wholesale Mortgage with 9. 23 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 15 credit unions closed home loans in Hernando, Florida in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hernando, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hernando, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hernando. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
