Mortgage Lenders and Brokers in Gibsonton, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gibsonton, Florida mortgage lenders include Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Hancock Whitney BankHancock Whitney Bank5817 Manatee Ave W, Bradenton, FL 34209A+5.0 ★Texas Ratio: 3.41%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, and Trustco BankTrustco Bank909 West State Rd 434, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gibsonton, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gibsonton are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gibsonton, Florida
Market share is the lender's share of all home loans closed in Gibsonton, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 6 | 2.6% | 59.1% | $46,666 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 3 +26 HELOCs |
1.3% | 60% | $291,666 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 3 | 1.3% | 33.3% | $358,333 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 2 | 0.9% | 100% | $280,000 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 2 | 0.9% | 100% | $205,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.9% | 100% | $155,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $205,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $85,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 25% | $355,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
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11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.4% | 50% | $295,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA, VA | 11 | 4.8% | 80% | $351,363 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.4% | 100% | $245,000 | |
Trailblazer Mortgage L.L.C.
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VA | 1 | 0.4% | 100% | $285,000 | |
Home Access Financial, LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
The Mortgage Firm
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Conventional | 1 | 0.4% | 100% | $265,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 35 +2 HELOCs |
15.2% | 83.3% | $326,428 | |
Rocket Mortgage
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Conventional, FHA, VA | 21 | 9.1% | 77.8% | $217,857 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 3.5% | 57.1% | $182,500 | |
American Financial Network, Inc.
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Conventional, FHA, VA | 7 | 3% | 87.5% | $287,857 | |
Mortgage Research Center
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VA | 7 | 3% | 77.8% | $360,714 | |
Nationstar Mortgage
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Conventional | 6 | 2.6% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 5 | 2.2% | 62.5% | $319,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 2.2% | 100% | $301,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 4 | 1.7% | 100% | $247,500 | |
Everett Financial, Inc.
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Conventional, FHA, VA | 4 | 1.7% | 100% | $255,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 1.7% | 100% | $232,500 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 4 | 1.7% | 30.8% | $152,500 | View |
loanDepot.com LLC
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Conventional, FHA, HELOC | 3 +2 HELOCs |
1.3% | 75% | $138,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +2 HELOCs |
1.3% | 37.5% | $211,666 | |
American Financial Resources LLC
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FHA | 3 | 1.3% | 100% | $345,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 1.3% | 75% | $161,666 | |
The Loan Store, Inc
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VA, HELOC | 2 +2 HELOCs |
0.9% | 100% | $305,000 | |
EMM Loans LLC
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Conventional, FHA | 2 | 0.9% | 100% | $170,000 | |
Kind Lending, LLC
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FHA | 2 | 0.9% | 28.6% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 2 | 0.9% | 100% | $290,000 | View |
Discover Bank
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Conventional | 2 | 0.9% | 40% | $75,000 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $165,000 | |
Point Mortgage Corp
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Conventional, FHA | 2 | 0.9% | 100% | $400,000 | |
First Option Mortgage, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $170,000 | |
Planet Home Lending, LLC
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VA | 2 | 0.9% | 100% | $435,000 | |
Pentagon Federal Credit Union
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VA | 2 | 0.9% | 100% | $410,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 2 | 0.9% | 100% | $285,000 | View |
Gershman Investment Corp.
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Conventional, FHA | 2 | 0.9% | 100% | $225,000 | |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.4% | 100% | $515,000 | |
Equity Resources Inc
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FHA | 1 | 0.4% | 100% | $185,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $275,000 | |
Tidewater Mortgage Services, Inc
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FHA | 1 | 0.4% | 100% | $295,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $325,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.4% | 100% | $255,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.4% | 100% | $315,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.4% | 100% | $265,000 | |
Sage Home Loans Corporation
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VA | 1 | 0.4% | 100% | $345,000 | |
MortgageOne, Inc
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FHA | 1 | 0.4% | 100% | $335,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $335,000 | |
Resicentral LLC
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FHA | 1 | 0.4% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 0.4% | 100% | $225,000 | View |
American Liberty Mortgage Inco
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Conventional | 1 | 0.4% | 100% | $215,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.4% | 100% | $325,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.4% | 100% | $205,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.4% | 50% | $595,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $295,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.4% | 100% | $275,000 | |
Nations Lending Corporation
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FHA | 1 | 0.4% | 100% | $195,000 | |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Lake Michigan Credit Union
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Towne Mortgage Company
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FHA | 1 | 0.4% | 100% | $335,000 | |
Self Help Credit Union
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $315,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.4% | 50% | $345,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.4% | 100% | $325,000 | |
21St Mortgage
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Conventional | 1 | 0.4% | 25% | $295,000 | |
Geneva Financial LLC
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FHA | 1 | 0.4% | 100% | $395,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.4% | 100% | $295,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.4% | 100% | $345,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $125,000 | |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 0.4% | 100% | $215,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.4% | 100% | $245,000 | |
Coastal Community Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | 75% | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Gibsonton Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gibsonton, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Gibsonton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gibsonton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gibsonton, FL
Use these to narrow the list above. Each category shows how many Gibsonton, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Gibsonton, FL
Independent mortgage companies closed 86.1 percent of home loans in Gibsonton, Florida in 2025, banks 7.4 percent and credit unions 6.5 percent. Triad Financial Services, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Triad Financial Services, Inc. led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gibsonton, FL
By home loans closed in 2025, Triad Financial Services, Inc. was the largest mortgage lender in Gibsonton, Florida with 6 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
44 lenders closed FHA loans in Gibsonton, Florida in 2025, led by United Wholesale Mortgage with 10. 20 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 8 credit unions closed home loans in Gibsonton, Florida in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gibsonton, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gibsonton, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gibsonton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
