Mortgage Lenders and Brokers in Fort Myers Beach, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fort Myers Beach, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, BMO Harris Bank NABMO Harris Bank NA5461 N Us Highway 41, Apollo Beach, FL 33572A+5.0 ★Texas Ratio: 3.54%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Busey BankBusey Bank2524 Del Prado Blvd S, Cape Coral, FL 33904A+5.0 ★Texas Ratio: 2.31%, Sanibel Captiva Community BankSanibel Captiva Community Bank1533 Hendry St, Fort Myers, FL 33901A5.0 ★Texas Ratio: 8.97%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, and Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fort Myers Beach, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fort Myers Beach are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fort Myers Beach, Florida
Market share is the lender's share of all home loans closed in Fort Myers Beach, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.8% | 75% | $388,333 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 2 +5 HELOCs |
1.2% | 100% | $310,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $310,000 | View |
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5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $385,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.2% | 50% | $250,000 | View |
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2524 Del Prado Blvd S, Cape Coral, FL 33904 A+5.0 ★Texas Ratio: 2.31% |
Conventional, Jumbo | 2 | 1.2% | 100% | $1,440,000 | View |
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1533 Hendry St, Fort Myers, FL 33901 A5.0 ★Texas Ratio: 8.97% |
Conventional, Jumbo | 2 | 1.2% | 100% | $2,180,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 2 | 1.2% | 100% | $405,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.6% | 100% | $1,065,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $75,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 50% | $365,000 | View |
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350 E Las Olas Blvd Ste 1400, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 0.6% | 100% | $805,000 | View |
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12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
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8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93% |
Conventional, Jumbo | 1 | 0.6% | 100% | $905,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.6% | 66.7% | $335,000 | View |
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26851 S Tamiami Trail, Bonita Springs, FL 34134 A+5.0 ★Texas Ratio: 2.75% |
Conventional, Jumbo | 1 | 0.6% | 100% | $2,005,000 | View |
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710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.6% | 100% | $805,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.6% | 100% | $385,000 | View |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.6% | 100% | $615,000 | View |
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540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Neal Communities Funding, LLC
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Conventional | 7 | 4.3% | 100% | $436,428 | |
The Mortgage Warehouse, LLC
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Conventional | 3 | 1.8% | 100% | $448,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
Real Genius LLC
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Conventional | 1 | 0.6% | 100% | $275,000 | |
Lake Michigan Credit Union
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Conventional, Jumbo, HELOC | 15 +3 HELOCs |
9.2% | 94.1% | $519,000 | |
Rocket Mortgage
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Conventional, FHA, Jumbo | 12 | 7.4% | 73.7% | $402,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 5.5% | 100% | $310,555 | |
Arc Home LLC
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Conventional, Jumbo | 5 | 3.1% | 83.3% | $1,073,000 | |
New American Funding, LLC.
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Conventional | 5 | 3.1% | 100% | $387,000 | |
Movement Mortgage, LLC
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Conventional, VA, Jumbo | 3 | 1.8% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 3 | 1.8% | 100% | $525,000 | View |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 1.2% | 100% | $535,000 | View |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 2 | 1.2% | 40% | $575,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.2% | 66.7% | $325,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 1.2% | 66.7% | $390,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 2 | 1.2% | 100% | $525,000 | View |
VanDyk Mortgage Corporation
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Conventional | 2 | 1.2% | 100% | $520,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 1.2% | 100% | $300,000 | |
Union Savings Bank
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Conventional | 2 | 1.2% | 100% | $665,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $375,000 | View |
Three Rivers Federal Crediit U
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.6% | 100% | $1,305,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $225,000 | |
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★ 3.5 stars, 2 reviews A+5.0 ★Texas Ratio: 0.09% |
Conventional | 1 | 0.6% | 100% | $355,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.6% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.6% | 50% | $205,000 | |
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A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 0.6% | 33.3% | $115,000 | View |
Norwich Commercial Group Inc
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Conventional | 1 | 0.6% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
VA | 1 | 0.6% | 100% | $685,000 | View |
Resicentral LLC
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Conventional | 1 | 0.6% | 100% | $145,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.6% | 100% | $285,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Diamond Residential Mtg Corp
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,175,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.6% | 100% | $535,000 | View |
Mortgage 1 Incorporated
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.6% | 100% | $375,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.6% | 100% | $285,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.6% | 100% | $575,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Northwest Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $65,000 | |
Kemba Credit Union
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Conventional, Jumbo | 1 | 0.6% | 100% | $2,805,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.6% | 100% | $605,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.6% | 100% | $605,000 | |
Kearney Trust Company
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Conventional | 1 | 0.6% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 100% | $585,000 | View |
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A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.6% | 100% | $715,000 | View |
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A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.6% | 100% | $295,000 | View |
Westfield Bank, FSB
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,005,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.6% | 100% | $685,000 | |
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A+5.0 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.6% | 100% | $975,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $165,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.6% | 100% | $215,000 | View |
Mortgage Research Center
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VA | 1 | 0.6% | 100% | $645,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
Megastar Finanacial Corp
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Conventional | 1 | 0.6% | 100% | $645,000 | |
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A5.0 ★Texas Ratio: 6.60% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.6% | 50% | $305,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.6% | 100% | $585,000 | |
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A5.0 ★Texas Ratio: 8.82% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 9.12% |
Conventional | 1 | 0.6% | 100% | $355,000 | View |
Mutual of Omaha Mortgage
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,245,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 50% | $345,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Summit Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $635,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.6% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.6% | 100% | $955,000 | View |
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A5.0 ★Texas Ratio: 6.01% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.6% | 50% | $1,415,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.6% | 100% | $645,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Trustone Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
RBC Bank (Georgia), N.A.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fort Myers Beach Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fort Myers Beach, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Fort Myers Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fort Myers Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fort Myers Beach, FL
Use these to narrow the list above. Each category shows how many Fort Myers Beach, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Fort Myers Beach, FL
Independent mortgage companies closed 53.4 percent of home loans in Fort Myers Beach, Florida in 2025, banks 31.3 percent and credit unions 15.3 percent. Neal Communities Funding, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fort Myers Beach, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Fort Myers Beach, Florida with 3 loans, about 1.8 percent of the market. The largest lender headquartered in Florida was Suncoast Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Fort Myers Beach, Florida in 2025, led by Rocket Mortgage with 1. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 11 credit unions closed home loans in Fort Myers Beach, Florida in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fort Myers Beach, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fort Myers Beach, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fort Myers Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
