Mortgage Lenders and Brokers in Florida Ridge, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Florida Ridge, Florida mortgage lenders include Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, and First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Florida Ridge, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Florida Ridge are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Florida Ridge, Florida
Market share is the lender's share of all home loans closed in Florida Ridge, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 16 +21 HELOCs |
3.4% | 68% | $137,500 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 13 +9 HELOCs |
2.8% | 40.6% | $83,461 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, VA, HELOC | 7 +3 HELOCs |
1.5% | 77.8% | $290,714 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 4 +6 HELOCs |
0.9% | 80% | $180,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
0.9% | 100% | $302,500 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +1 HELOCs |
0.9% | 80% | $272,500 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +12 HELOCs |
0.4% | 66.7% | $215,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $365,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $145,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, Jumbo | 2 | 0.4% | 100% | $585,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.4% | 66.7% | $195,000 | View |
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14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 2 | 0.4% | 75% | $45,000 | View |
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790 Park of Commerce Blvd, Boca Raton, FL 33487 A+5.0 ★Texas Ratio: 5.06% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $395,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 33.3% | $125,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 50% | $85,000 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
VA | 1 | 0.2% | 100% | $405,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 50% | $295,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 1.3% | 80% | $316,666 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 6 | 1.3% | 66.7% | $168,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 3 | 0.6% | 100% | $241,666 | View |
The Mortgage Firm
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VA | 2 | 0.4% | 100% | $365,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Alkan Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $295,000 | |
First Equity Mortgage Bankers Inc.
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FHA | 1 | 0.2% | 100% | $225,000 | |
American Bancshares Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
DG Pinnacle Funding, LLC
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FHA | 1 | 0.2% | 50% | $295,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 4.56% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 62 | 13.2% | 85.5% | $190,161 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 54 +2 HELOCs |
11.5% | 82.1% | $298,518 | |
Contour Mortgage Corporation
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Conventional, FHA, VA | 16 | 3.4% | 100% | $230,625 | |
Guild Mortgage Company
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Conventional, FHA, VA | 14 | 3% | 100% | $272,857 | |
Mortgage Research Center
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Conventional, VA | 14 | 3% | 93.3% | $272,142 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
2.8% | 100% | $268,076 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 13 | 2.8% | 52% | $213,461 | View |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
2.6% | 92.3% | $340,833 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 9 | 1.9% | 100% | $297,222 | View |
Movement Mortgage, LLC
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Conventional, FHA | 8 | 1.7% | 100% | $241,250 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 1.7% | 66.7% | $181,250 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 7 +3 HELOCs |
1.5% | 70% | $100,714 | |
T2 Financial LLC
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Conventional, FHA | 7 | 1.5% | 100% | $332,142 | |
DHI Mortgage Company, LTD.
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Conventional, FHA | 7 | 1.5% | 87.5% | $363,571 | |
Bayshore Mortgage Funding
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Conventional, VA | 6 | 1.3% | 100% | $250,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +3 HELOCs |
1.1% | 62.5% | $143,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 5 | 1.1% | 100% | $117,000 | |
Everett Financial, Inc.
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Conventional, FHA | 5 | 1.1% | 83.3% | $339,000 | |
Total Mortgage Services, LLC
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Conventional, FHA, VA | 5 | 1.1% | 100% | $297,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.1% | 71.4% | $161,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.9% | 66.7% | $95,000 | |
Primelending
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Conventional, FHA | 4 | 0.9% | 100% | $255,000 | |
Amerisave Mortgage Company
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Conventional | 4 | 0.9% | 30.8% | $100,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 4 | 0.9% | 100% | $170,000 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, VA, HELOC | 3 +6 HELOCs |
0.6% | 100% | $251,666 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 0.6% | 100% | $231,666 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 3 | 0.6% | 100% | $285,000 | View |
Planet Home Lending, LLC
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FHA, VA | 3 | 0.6% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 3 | 0.6% | 100% | $328,333 | View |
EMM Loans LLC
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Conventional | 2 | 0.4% | 66.7% | $195,000 | |
SWBC Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $150,000 | |
Nbkc Bank
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Conventional | 2 | 0.4% | 100% | $115,000 | |
AdvantageFirst Lending Inc
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FHA | 2 | 0.4% | 100% | $265,000 | |
American Financial Network, Inc.
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Conventional | 2 | 0.4% | 66.7% | $210,000 | |
First Option Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $245,000 | |
Provident Funding Associates
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Conventional | 2 | 0.4% | 100% | $450,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 2 | 0.4% | 100% | $290,000 | |
Bay Capital Mortgage Corporation
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Conventional, VA | 2 | 0.4% | 100% | $385,000 | |
Towne Mortgage Company
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Conventional, VA | 2 | 0.4% | 100% | $270,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.4% | 100% | $150,000 | |
The Loan Store, Inc
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Conventional, FHA | 2 | 0.4% | 100% | $285,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.4% | 66.7% | $365,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 66.7% | $185,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.4% | 100% | $180,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $175,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 0.2% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.08% |
FHA | 1 | 0.2% | 100% | $345,000 | View |
Norwich Commercial Group Inc
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VA | 1 | 0.2% | 100% | $265,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
AAFMAA Mortgage Services LLC
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Police and Fire Federal Credit Union
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Conventional | 1 | 0.2% | 50% | $55,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Capital Partners Mortgage Services, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Chevron Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Elements Financial Federal Cre
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VA | 1 | 0.2% | 100% | $545,000 | |
My Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $245,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.2% | 100% | $235,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 33.3% | $145,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $35,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.2% | 100% | $295,000 | View |
New American Funding, LLC.
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FHA | 1 | 0.2% | 50% | $105,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $395,000 | View |
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A5.0 ★Texas Ratio: 8.25% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,135,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 25% | $135,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $125,000 | |
Gershman Investment Corp.
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FHA | 1 | 0.2% | 100% | $265,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $395,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $265,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A-4.9 ★Texas Ratio: 16.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
All In Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Teachers Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Florida Ridge Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Florida Ridge, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Florida Ridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Florida Ridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Florida Ridge, FL
Use these to narrow the list above. Each category shows how many Florida Ridge, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Florida Ridge, FL
Independent mortgage companies closed 77.8 percent of home loans in Florida Ridge, Florida in 2025, banks 13 percent and credit unions 9.2 percent. Freedom Mortgage Corporation was the largest mortgage company, Southstate Bank, National Association the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Space Coast Credit Union led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Florida Ridge, FL
By home loans closed in 2025, Space Coast Credit Union was the largest mortgage lender in Florida Ridge, Florida with 16 loans, about 3.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Florida Ridge, Florida, Rocket Mortgage approved the highest share of completed applications in 2025 at 85.5 percent, against a 79.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
48 lenders closed FHA loans in Florida Ridge, Florida in 2025, led by United Wholesale Mortgage with 24. 27 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 15 credit unions closed home loans in Florida Ridge, Florida in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Florida Ridge, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Florida Ridge, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Florida Ridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
