Mortgage Lenders and Brokers in Floral City, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Floral City, Florida mortgage lenders include Brannen BankBrannen Bank7478 S Florida Ave, Floral City, FL 34436D1.6 ★Texas Ratio: 7.63%, Capital City BankCapital City Bank7697 S Florida Ave, Floral City, FL 34436A+5.0 ★Texas Ratio: 2.55%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Floral City, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Floral City are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Floral City, Florida
Market share is the lender's share of all home loans closed in Floral City, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Floral City 7478 S Florida Ave, Floral City, FL 34436 D1.6 ★Texas Ratio: 7.63% |
Conventional | 9 | 5.8% | 90% | $287,222 | View |
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1 office in Floral City 7697 S Florida Ave, Floral City, FL 34436 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 4 +13 HELOCs |
2.6% | 80% | $272,500 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 3 +2 HELOCs |
1.9% | 60% | $171,666 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 3 | 1.9% | 60% | $271,666 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $60,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 2 | 1.3% | 100% | $320,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $165,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $85,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 1 | 0.6% | 66.7% | $175,000 | View |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
FHA | 1 | 0.6% | 100% | $485,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Metroplex Mortgage Services
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Conventional, FHA, VA, USDA | 5 | 3.2% | 100% | $379,000 | |
New Day Financial, LLC.
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VA | 3 | 1.9% | 100% | $181,666 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 1.3% | 100% | $205,000 | |
Mortgage Financial Group Inc
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Conventional, FHA | 2 | 1.3% | 100% | $230,000 | |
The Mortgage Firm
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Conventional, FHA | 2 | 1.3% | 100% | $250,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.6% | 25% | $265,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $245,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 20 +1 HELOCs |
12.8% | 87% | $243,500 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 10.3% | 69.6% | $204,375 | |
Everett Financial, Inc.
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Conventional, FHA, VA | 7 | 4.5% | 100% | $203,571 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 4.5% | 100% | $293,571 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 2.6% | 80% | $235,000 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 1.9% | 100% | $198,333 | |
Equity Prime Mortgage LLC
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FHA, VA | 3 | 1.9% | 75% | $221,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.9% | 100% | $318,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1.9% | 60% | $95,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA, VA | 3 | 1.9% | 100% | $325,000 | |
Kind Lending, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.3% | 66.7% | $195,000 | |
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A5.0 ★Texas Ratio: 8.10% |
VA | 2 | 1.3% | 66.7% | $310,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.3% | 100% | $270,000 | View |
21St Mortgage
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Conventional | 2 | 1.3% | 42.9% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 2 | 1.3% | 100% | $250,000 | View |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $145,000 | |
EMM Loans LLC
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.6% | 100% | $235,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.6% | 100% | $175,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
loanDepot.com LLC
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Conventional | 1 | 0.6% | 100% | $205,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.6% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
FHA | 1 | 0.6% | 100% | $185,000 | View |
Sfmc, LP
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FHA | 1 | 0.6% | 100% | $265,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 33.3% | $35,000 | |
Network Funding, L.P.
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VA | 1 | 0.6% | 100% | $275,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.6% | 100% | $155,000 | |
Nfm, Inc
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Conventional | 1 | 0.6% | 100% | $195,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.6% | 100% | $135,000 | |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $135,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Mortgage Center LC
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Conventional | 1 | 0.6% | 100% | $115,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.6% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Saygo Home Loans, LLC
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VA | 1 | 0.6% | 100% | $255,000 | |
Towne Mortgage Company
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FHA | 1 | 0.6% | 100% | $145,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.6% | 100% | $195,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.6% | 100% | $365,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.6% | 50% | $85,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $185,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,205,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 25% | $95,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Floral City Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Floral City, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Floral City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Floral City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Floral City, FL
Use these to narrow the list above. Each category shows how many Floral City, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Floral City, FL
Independent mortgage companies closed 76.9 percent of home loans in Floral City, Florida in 2025, banks 15.4 percent and credit unions 7.7 percent. Triad Financial Services, Inc. was the largest mortgage company, Brannen Bank the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Brannen Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Floral City, FL
By home loans closed in 2025, Brannen Bank was the largest mortgage lender in Floral City, Florida with 9 loans, about 5.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Floral City, Florida in 2025, led by Rocket Mortgage with 5. 17 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 6 credit unions closed home loans in Floral City, Florida in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Floral City, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Floral City, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Floral City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
