Mortgage Lenders and Brokers in Doctor Phillips, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Doctor Phillips, Florida mortgage lenders include Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Trustco BankTrustco Bank909 West State Rd 434, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, and Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Doctor Phillips, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Doctor Phillips are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Doctor Phillips, Florida
Market share is the lender's share of all home loans closed in Doctor Phillips, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 9 +13 HELOCs |
3.4% | 100% | $973,888 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 7 +2 HELOCs |
2.7% | 77.8% | $663,571 | View |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 4 +2 HELOCs |
1.5% | 80% | $257,500 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
1.5% | 50% | $1,005,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +4 HELOCs |
1.1% | 100% | $585,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.1% | 100% | $1,081,666 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +13 HELOCs |
0.8% | 100% | $1,010,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
0.8% | 100% | $465,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
0.8% | 66.7% | $935,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +3 HELOCs |
0.8% | 50% | $120,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 2 +3 HELOCs |
0.8% | 100% | $470,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $295,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +10 HELOCs |
0.4% | 33.3% | $345,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 50% | $765,000 | View |
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19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $305,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $385,000 | View |
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316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
Conventional, Jumbo | 1 | 0.4% | 100% | $4,035,000 | View |
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2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15% |
Conventional | 1 | 0.4% | 50% | $415,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43% |
Conventional, Jumbo | 1 | 0.4% | 100% | $855,000 | View |
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6202 Commerce Palms Dr, Tampa, FL 33647 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 5 | 1.9% | 100% | $615,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, VA | 4 | 1.5% | 100% | $335,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.1% | 75% | $571,666 | |
Acrisure Mortgage, LLC
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Conventional, FHA | 3 | 1.1% | 100% | $431,666 | |
The Mortgage Firm
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Conventional, FHA | 2 | 0.8% | 100% | $505,000 | |
Alkan Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $595,000 | |
Obsidian Financial Services
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Conventional | 1 | 0.4% | 100% | $615,000 | |
Builders Choice Mortgage LLC
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FHA | 1 | 0.4% | 25% | $535,000 | |
Real Genius LLC
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Conventional | 1 | 0.4% | 100% | $695,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 38 +3 HELOCs |
14.4% | 86.7% | $596,315 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 27 | 10.2% | 73.7% | $327,962 | |
Pulte Mortgage LLC
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Conventional, Jumbo | 14 | 5.3% | 63.6% | $788,571 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 12 | 4.5% | 92.9% | $480,833 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, Jumbo | 5 | 1.9% | 87.5% | $695,000 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo, HELOC | 4 +1 HELOCs |
1.5% | 100% | $895,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, Jumbo | 4 | 1.5% | 57.1% | $625,000 | View |
New American Funding, LLC.
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Conventional, Jumbo | 4 | 1.5% | 100% | $490,000 | |
Kind Lending, LLC
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Conventional | 3 | 1.1% | 100% | $485,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.1% | 100% | $131,666 | |
Guild Mortgage Company
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Conventional, FHA, Jumbo | 3 | 1.1% | 100% | $461,666 | |
Mortgage Research Center
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VA, Jumbo | 3 | 1.1% | 75% | $555,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 3 | 1.1% | 100% | $568,333 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, VA | 3 | 1.1% | 100% | $418,333 | View |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $525,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.8% | 100% | $430,000 | |
First Community Mortgage, Inc.
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Conventional | 2 | 0.8% | 100% | $200,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 2 | 0.8% | 100% | $900,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.8% | 100% | $575,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.8% | 100% | $525,000 | |
Resicentral LLC
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Conventional | 2 | 0.8% | 100% | $425,000 | |
American Financial Network, Inc.
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Conventional, VA | 2 | 0.8% | 100% | $505,000 | |
AmWest Funding Corp
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Conventional, Jumbo | 2 | 0.8% | 100% | $605,000 | |
New Wave Lending Group Inc
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Conventional | 2 | 0.8% | 100% | $275,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.8% | 100% | $570,000 | |
Provident Funding Associates
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Conventional | 2 | 0.8% | 100% | $510,000 | |
Mortgage Equity Partners LLC
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Conventional | 2 | 0.8% | 100% | $495,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, Jumbo | 2 | 0.8% | 100% | $510,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.8% | 28.6% | $65,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $65,000 | |
Spring Eq, LLC
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Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.4% | 20% | $435,000 | |
Arc Home LLC
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Conventional | 1 | 0.4% | 50% | $585,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $775,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $615,000 | |
Diamond Residential Mtg Corp
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,205,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $705,000 | View |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.4% | 50% | $955,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 20% | $65,000 | |
Michigan First Credit Union
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.4% | 100% | $655,000 | |
Peak Residential Lending Inc
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Conventional | 1 | 0.4% | 100% | $525,000 | |
Select Lending Services, LLC
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Conventional | 1 | 0.4% | 100% | $565,000 | |
Bay Equity LLC
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Conventional | 1 | 0.4% | 100% | $435,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.4% | 50% | $385,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $595,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.4% | 50% | $505,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 50% | $75,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $405,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $395,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,165,000 | View |
FM Home Loans LLC
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Conventional | 1 | 0.4% | 100% | $575,000 | |
Summit Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $685,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
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A5.0 ★Texas Ratio: 8.28% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
Consumers Credit Union
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Conventional | 1 | 0.4% | 100% | $105,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $675,000 | View |
Luxury Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.4% | 50% | $605,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 50% | $775,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
The Loan Store, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Doctor Phillips Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Doctor Phillips, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Doctor Phillips? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Doctor Phillips in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Doctor Phillips, FL
Use these to narrow the list above. Each category shows how many Doctor Phillips, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Doctor Phillips, FL
Independent mortgage companies closed 73.9 percent of home loans in Doctor Phillips, Florida in 2025, banks 19.3 percent and credit unions 6.8 percent. A&D Mortgage LLC was the largest mortgage company, Truist Bank the largest bank and Partners Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Partners Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Doctor Phillips, FL
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Doctor Phillips, Florida with 9 loans, about 3.4 percent of the market. The largest lender headquartered in Florida was Partners Federal Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Doctor Phillips, Florida in 2025, led by United Wholesale Mortgage with 6. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 17 credit unions closed home loans in Doctor Phillips, Florida in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Doctor Phillips, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Doctor Phillips, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Doctor Phillips. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
