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Mortgage Lenders and Brokers in Citrus Springs, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Citrus Springs, Florida mortgage lenders include Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Brannen BankBrannen Bank3930 N Lecanto Hwy, Beverly Hills, FL 34465D1.6 ★Texas Ratio: 7.63%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, and Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Citrus Springs, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Citrus Springs are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Citrus Springs, Florida

Market share is the lender's share of all home loans closed in Citrus Springs, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	18 +25 HELOCs	2.3%	90%	$236,666	View
Brannen Bank 3930 N Lecanto Hwy, Beverly Hills, FL 34465 D1.6 ★Texas Ratio: 7.63%	Conventional	16	2.1%	88.9%	$294,375	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	5 +2 HELOCs	0.6%	83.3%	$293,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA	5	0.6%	71.4%	$355,000	View
Truist Bank ★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	4 +12 HELOCs	0.5%	100%	$157,500	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	4 +3 HELOCs	0.5%	50%	$122,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	4 +2 HELOCs	0.5%	100%	$210,000	View
JPMorgan Chase Bank, NA 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.5%	66.7%	$160,000	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +7 HELOCs	0.4%	100%	$191,666	View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	Conventional	3	0.4%	100%	$101,666	View
Campus USA Credit Union 14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45%	Conventional	3	0.4%	75%	$115,000	View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	Conventional, HELOC	2 +2 HELOCs	0.3%	40%	$240,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional, FHA	2	0.3%	100%	$240,000	View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional	2	0.3%	66.7%	$230,000	View
Wells Fargo Bank NA 1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36%	Conventional	2	0.3%	100%	$250,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional	2	0.3%	100%	$215,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$25,000	View
CIBC Bank USA 340 Royal Palm Way, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$205,000	View
Partners Federal Credit Union 5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0.1%	33.3%	$95,000	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	1	0.1%	50%	$55,000	View
Tyndall Federal Credit Union 1601 Ohio Ave, Lynn Haven, FL 32444 3746 A+5.0 ★Texas Ratio: 0.96%	Conventional	1	0.1%	100%	$35,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	50%	$175,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	Conventional	1	0.1%	100%	$125,000	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +3 HELOCs	0%	n/a		View
Capital City Bank 10241 N Florida Ave, Citrus Springs, FL 34434 A+5.0 ★Texas Ratio: 2.55%	HELOC	0 +1 HELOCs	0%	n/a		View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	HELOC	0 +1 HELOCs	0%	n/a		View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	HELOC	0 +1 HELOCs	0%	n/a		View
Coastal Loans, LLC	Conventional, FHA, VA	29	3.7%	100%	$252,586
Freedom Mortgage Corporation	FHA, VA	13	1.7%	77.8%	$279,615
The Mortgage Firm	Conventional, FHA, VA	9	1.2%	100%	$242,777
Acrisure Mortgage, LLC	Conventional, FHA	8	1%	100%	$270,000
K. Hovnanian American Mortgage	Conventional, FHA, VA	7	0.9%	87.5%	$256,428
Mortgage Financial Group Inc	Conventional, FHA, USDA	5	0.6%	100%	$263,000
New Day Financial, LLC.	VA	4	0.5%	80%	$272,500
Metroplex Mortgage Services	VA	2	0.3%	100%	$255,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$195,000	View
PHH Mortgage Corporation	FHA	1	0.1%	100%	$405,000
Home Access Financial, LLC	FHA	1	0.1%	100%	$245,000
Citizens First Bank	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA	68	8.7%	88.8%	$254,411
Rocket Mortgage	Conventional, FHA, VA	63	8.1%	83.1%	$198,015
Mortgage Research Center	Conventional, VA	43	5.5%	82.7%	$271,511
New American Funding, LLC.	Conventional, FHA, VA	32	4.1%	86.5%	$188,437
DHI Mortgage Company, LTD.	Conventional, FHA, VA	28	3.6%	66.7%	$255,714
CrossCountry Mortgage, LLC	Conventional, FHA, VA, USDA, HELOC	23 +1 HELOCs	3%	100%	$244,565
Everett Financial, Inc.	Conventional, FHA, VA	20	2.6%	87%	$180,500
Inspire Home Loans Inc.	FHA, VA	20	2.6%	91.3%	$242,500
RMC Home Mortgage, LLC	Conventional, FHA, VA, USDA	18	2.3%	94.7%	$241,666
Pennymac Loan Services LLC	Conventional, FHA, VA	17	2.2%	76%	$237,352
Union Home Mortgage Corp.	Conventional, FHA, VA, USDA	11	1.4%	100%	$248,636
Movement Mortgage, LLC	Conventional, FHA, VA, USDA	10	1.3%	100%	$194,000
Fairway Independent Mort Corp	Conventional, FHA, VA	10	1.3%	91.7%	$199,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional	10	1.3%	66.7%	$256,000
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA, USDA	9	1.2%	90.9%	$240,555	View
American Financial Resources LLC	Conventional, FHA	7	0.9%	87.5%	$242,142
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA	7	0.9%	87.5%	$207,857	View
Click n' Close, Inc.	Conventional, FHA, VA	7	0.9%	100%	$139,285
Planet Home Lending, LLC	FHA, VA	7	0.9%	72.7%	$299,285
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	6	0.8%	100%	$131,666	View
loanDepot.com LLC	Conventional, VA	6	0.8%	85.7%	$128,333
Securitynational Mortgage Company	Conventional, FHA, VA	6	0.8%	100%	$213,333
American Pacific Mortgage Corporation	Conventional, VA	6	0.8%	85.7%	$220,000
Zillow Home Loans, LLC	Conventional, FHA, VA	6	0.8%	75%	$246,666
Primelending	Conventional, FHA	5	0.6%	100%	$239,000
Equity Prime Mortgage LLC	FHA, VA, USDA	5	0.6%	71.4%	$223,000
Guild Mortgage Company	Conventional, FHA	5	0.6%	100%	$213,000
Primary Residential Mortgage, INC.	Conventional, FHA	4	0.5%	66.7%	$122,500
Affordable Mortgage Advisors	Conventional, FHA, VA	4	0.5%	100%	$182,500
ALCOVA Mortgage, LLC	FHA, VA	4	0.5%	80%	$257,500
Kind Lending, LLC	Conventional, FHA, USDA	4	0.5%	100%	$185,000
American Financial Network, Inc.	Conventional, FHA, VA	4	0.5%	66.7%	$262,500
Success Mortgage Partners, Inc	Conventional, FHA, VA	4	0.5%	100%	$227,500
Mortgage Solutions of Colorado	FHA, VA	4	0.5%	100%	$207,500
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA, USDA	4	0.5%	100%	$250,000	View
Paramount Residential Mortgage	FHA, VA	4	0.5%	100%	$242,500
Leaderone Financial Corp.	Conventional, FHA, USDA	4	0.5%	80%	$177,500
Guaranteed Rate, Inc.	Conventional, FHA, VA	3	0.4%	75%	$261,666
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	3	0.4%	100%	$231,666
Discover Bank	Conventional	3	0.4%	60%	$65,000
Absolute Home Mortgage	Conventional, FHA	3	0.4%	100%	$128,333
VanDyk Mortgage Corporation	Conventional, FHA	3	0.4%	100%	$251,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	3	0.4%	75%	$231,666	View
BoxCar Mortgage, LLC	Conventional, FHA, VA	3	0.4%	100%	$198,333
Sierra Pacific Mortgage Co. Inc	Conventional	3	0.4%	100%	$198,333
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	3	0.4%	100%	$215,000	View
Nationstar Mortgage	Conventional, FHA, VA	3	0.4%	57.1%	$181,666
DFCU Financial	Conventional	3	0.4%	100%	$208,333
Nationwide Mortgage Bankers, Inc.	FHA, USDA	3	0.4%	100%	$261,666
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	3	0.4%	100%	$161,666	View
Village Capital & Investment	FHA, VA	3	0.4%	83.3%	$325,000
The Loan Store, Inc	Conventional, FHA, HELOC	2 +2 HELOCs	0.3%	100%	$180,000
Nbkc Bank	Conventional	2	0.3%	100%	$240,000
Resicentral LLC	Conventional, FHA	2	0.3%	100%	$280,000
Sun West Mortgage Company, Inc	VA	2	0.3%	100%	$290,000
Nfm, Inc	FHA	2	0.3%	100%	$260,000
Mortgage Equity Partners LLC	Conventional, FHA	2	0.3%	100%	$135,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.3%	100%	$125,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA	2	0.3%	40%	$245,000	View
21St Mortgage	Conventional	2	0.3%	33.3%	$150,000
Spring Eq, LLC	Conventional, HELOC	1 +2 HELOCs	0.1%	14.3%	$45,000
Cadence Bank	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$165,000
HomeBridge Financial Services, Inc	USDA, HELOC	1 +1 HELOCs	0.1%	100%	$255,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$105,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$55,000
Neighborhood Loans, Inc	Conventional	1	0.1%	100%	$15,000
Goodleap, LLC	Conventional	1	0.1%	100%	$185,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$265,000	View
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	Conventional	1	0.1%	100%	$315,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$115,000
MortgageOne, Inc	Conventional	1	0.1%	100%	$295,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$215,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$235,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$135,000	View
Amerisave Mortgage Company	Conventional	1	0.1%	12.5%	$25,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$185,000
Synergy One Lending, Inc.	FHA	1	0.1%	100%	$165,000
AdvantageFirst Lending Inc	FHA	1	0.1%	33.3%	$255,000
Directions Equity, LLC	FHA	1	0.1%	100%	$225,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$195,000	View
Sfmc, LP	VA	1	0.1%	100%	$255,000
Police and Fire Federal Credit Union	Conventional	1	0.1%	100%	$25,000
Capital Partners Mortgage Services, LLC	Conventional	1	0.1%	100%	$255,000
Nextmortgage, LLC	VA	1	0.1%	100%	$235,000
American Financing Corporation	FHA	1	0.1%	33.3%	$225,000
ClearPath Lending	VA	1	0.1%	100%	$265,000
Midwest Mortgage Associates Corp	Conventional	1	0.1%	100%	$215,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$215,000
Total Mortgage Services, LLC	Conventional	1	0.1%	100%	$275,000
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$145,000
1st Financial, Inc.	FHA	1	0.1%	100%	$275,000
Embrace Home Loans, Inc.	Conventional	1	0.1%	100%	$265,000
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$245,000
Integrity Home Mortgage Corporation	Conventional	1	0.1%	100%	$225,000
New Story Lending LLC	FHA	1	0.1%	100%	$215,000
Geneva Financial LLC	Conventional	1	0.1%	100%	$145,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$145,000	View
Stockton Mortgage Corporation	VA	1	0.1%	100%	$385,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$135,000
Towne Mortgage Company	FHA	1	0.1%	100%	$275,000
Pentagon Federal Credit Union	Conventional	1	0.1%	50%	$205,000
Better Mortgage Corporation	Conventional	1	0.1%	100%	$225,000
Keystone Funding, Inc	Conventional	1	0.1%	100%	$205,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$105,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$255,000
Prosperity Home Mortgage, LLC	FHA	1	0.1%	50%	$265,000
Meadowbrook Financial Mortgage Bankers Corp.	VA	1	0.1%	100%	$405,000
Compass Mortgage, Inc.	Conventional	1	0.1%	100%	$255,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	FHA	1	0.1%	33.3%	$275,000	View
Reliance First Capital, LLC	FHA	1	0.1%	100%	$115,000
First Technology Federal Credit Union	Conventional	1	0.1%	100%	$195,000
Plaza Home Mortgage, Inc	Conventional	1	0.1%	50%	$205,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$405,000
Top Flite Financial, Inc.	Conventional	1	0.1%	100%	$195,000
Luxury Mortgage Corp.	Conventional	1	0.1%	100%	$235,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$345,000
JMAC Lending, Inc.	VA	1	0.1%	100%	$195,000
Coastal Community Bank	HELOC	0 +3 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Trustone Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Citrus Springs Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Citrus Springs, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Citrus Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Citrus Springs in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Citrus Springs, FL

Use these to narrow the list above. Each category shows how many Citrus Springs, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 113 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 35 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 16 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 69 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 49 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 13 lenders. Zero down loans in eligible rural and suburban areas Local lenders based in FL 26 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Citrus Springs, FL

Independent mortgage companies closed 82.4 percent of home loans in Citrus Springs, Florida in 2025, banks 11.1 percent and credit unions 6.6 percent. Triad Financial Services, Inc. was the largest mortgage company, Brannen Bank the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 18 loans.

82.4%

Mortgage companies

11.1%

Banks

6.6%

Credit unions

30%

FHA loans

23%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Citrus Springs, FL

Who is the largest mortgage lender in Citrus Springs, FL?

By home loans closed in 2025, Suncoast Credit Union was the largest mortgage lender in Citrus Springs, Florida with 18 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Citrus Springs, FL have the highest approval rates?

Among lenders with meaningful volume in Citrus Springs, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.8 percent, against a 83.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Citrus Springs, FL mortgage lenders offer FHA, VA and USDA loans?

69 lenders closed FHA loans in Citrus Springs, Florida in 2025, led by DHI Mortgage Company, LTD. with 20. 49 lenders closed VA loans, led by Mortgage Research Center, and 13 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Citrus Springs, FL lender list?

Yes. 35 banks and 16 credit unions closed home loans in Citrus Springs, Florida in 2025, alongside 113 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Citrus Springs, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Citrus Springs, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Citrus Springs, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Citrus Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.