Mortgage Lenders and Brokers in Arcadia, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Arcadia, Florida mortgage lenders include Crews Bank & TrustCrews Bank & Trust400 N Brevard Ave, Arcadia, FL 34266A+5.0 ★Texas Ratio: 0.31%, Truist BankTruist Bank10 S Desoto Ave, Arcadia, FL 34266A+5.0 ★Texas Ratio: 2.87%, Midflorida Credit UnionMidflorida Credit Union128 S Brevard Ave, Arcadia, FL 34266A+5.0 ★Texas Ratio: 3.18%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Achieva Credit UnionAchieva Credit Union4254 53rd Ave E, Bradenton, FL 34203A+5.0 ★Texas Ratio: 2.57%, and Cogent BankCogent Bank1001 3rd Ave W, Bradenton, FL 34205A+5.0 ★Texas Ratio: 2.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Arcadia, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Arcadia are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Arcadia, Florida
Market share is the lender's share of all home loans closed in Arcadia, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Arcadia 400 N Brevard Ave, Arcadia, FL 34266 A+5.0 ★Texas Ratio: 0.31% |
Conventional | 8 | 3.7% | 81.8% | $347,500 | View |
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★ 1 stars, 1 review 1 office in Arcadia 10 S Desoto Ave, Arcadia, FL 34266 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
0.5% | 33.3% | $315,000 | View |
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★ 1 stars, 1 review 128 S Brevard Ave, Arcadia, FL 34266 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 18 +5 HELOCs |
8.3% | 69.2% | $185,555 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 14 | 6.5% | 87.5% | $121,428 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 3 +14 HELOCs |
1.4% | 60% | $448,333 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.4% | 60% | $241,666 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $185,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $105,000 | View |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54% |
Conventional, Jumbo | 1 | 0.5% | 50% | $1,255,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.9% | 100% | $40,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.9% | 60% | $395,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 1 | 0.5% | 100% | $245,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $135,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA, VA, USDA | 45 | 20.7% | 93.9% | $181,444 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 20 | 9.2% | 71.4% | $381,500 | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 5.5% | 75% | $250,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 3.2% | 100% | $210,714 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 4 | 1.8% | 50% | $332,500 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.8% | 100% | $235,000 | |
Credit Human Federal Credit Un
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Conventional | 4 | 1.8% | 71.4% | $150,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
1.4% | 75% | $241,666 | |
NOVA Financial & Investment Corporation
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Conventional, FHA | 3 | 1.4% | 100% | $228,333 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.4% | 100% | $185,000 | |
Lake Michigan Credit Union
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.9% | 100% | $230,000 | |
First Community Mortgage, Inc.
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Conventional | 2 | 0.9% | 66.7% | $290,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $615,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.9% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 13.85% |
FHA | 2 | 0.9% | 100% | $410,000 | View |
American Financial Network, Inc.
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FHA | 2 | 0.9% | 66.7% | $230,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.9% | 66.7% | $220,000 | |
Mortgage Research Center
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VA | 2 | 0.9% | 50% | $330,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.9% | 100% | $240,000 | View |
21St Mortgage
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Conventional | 2 | 0.9% | 20% | $65,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.9% | 100% | $115,000 | View |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.5% | 100% | $245,000 | |
Equity Resources Inc
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Conventional | 1 | 0.5% | 100% | $645,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
Everett Financial, Inc.
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USDA | 1 | 0.5% | 100% | $185,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 50% | $105,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.5% | 100% | $455,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 25% | $105,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $475,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.5% | 100% | $155,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.5% | 100% | $225,000 | |
Nfm, Inc
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Conventional | 1 | 0.5% | 100% | $255,000 | |
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A4.7 ★Texas Ratio: 3.20% |
FHA | 1 | 0.5% | 100% | $245,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.5% | 100% | $455,000 | |
Direct Mortgage Loans, LLC
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FHA | 1 | 0.5% | 100% | $125,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $575,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.5% | 50% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.5% | 100% | $225,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.5% | 100% | $475,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.5% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.5% | 100% | $275,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.5% | 100% | $335,000 | |
Village Capital & Investment
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FHA | 1 | 0.5% | 50% | $515,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Arcadia Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Arcadia, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Arcadia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Arcadia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Arcadia, FL
Use these to narrow the list above. Each category shows how many Arcadia, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Arcadia, FL
Independent mortgage companies closed 65.4 percent of home loans in Arcadia, Florida in 2025, banks 19.4 percent and credit unions 15.2 percent. Lakeview Loan Servicing, LLC was the largest mortgage company, Crews Bank & Trust the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Crews Bank & Trust led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Arcadia, FL
By home loans closed in 2025, Crews Bank & Trust was the largest mortgage lender in Arcadia, Florida with 8 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Arcadia, Florida in 2025, led by Lower, LLC with 21. 10 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 9 credit unions closed home loans in Arcadia, Florida in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Arcadia, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Arcadia, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Arcadia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
