Highland Acres, Delaware mortgage lenders include Dover Federal Credit UnionDover Federal Credit Union499 Walmart Drive, Camden, DE 19934A5.0 ★Texas Ratio: 8.00%, WSFS bankWSFS bank210 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 3.10%, TD BankTD Bank1001 E Songsmith Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA146 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.250 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 4.24%, Keystone Funding, IncKeystone Funding, IncDover, DE, Del-One Federal Credti UnionDel-One Federal Credti UnionDover, DE, Pike Creek Mortgage Services, Inc.Pike Creek Mortgage Services, Inc.Newark, DE, Discover BankDiscover BankGreenwood, DE, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Highland Acres, Delaware in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Highland Acres are listed first, then lenders elsewhere in Delaware, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Highland Acres, Delaware. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
499 Walmart Drive, Camden, DE 19934 A5.0 ★Texas Ratio: 8.00% |
Conventional | 4 | 2.9% | 100% | $85,000 | View |
|
210 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 3.10% |
Conventional, HELOC | 2 +8 HELOCs |
1.4% | 100% | $285,000 | View |
|
1001 E Songsmith Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
|
146 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
|
★ 1.7 stars, 3 reviews 250 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Keystone Funding, Inc
|
Conventional, FHA, VA | 9 | 6.5% | 100% | $288,333 | |
Del-One Federal Credti Union
|
Conventional, HELOC | 7 +3 HELOCs |
5.1% | 58.3% | $63,571 | |
Pike Creek Mortgage Services, Inc.
|
Conventional, FHA, VA | 5 | 3.6% | 71.4% | $363,000 | |
Discover Bank
|
Conventional | 2 | 1.4% | 50% | $65,000 | |
Rocket Mortgage
|
Conventional, FHA | 18 | 13% | 81.8% | $151,111 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 6 | 4.3% | 100% | $300,000 | |
United Wholesale Mortgage
|
FHA, VA | 5 | 3.6% | 75% | $343,000 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA, VA | 5 | 3.6% | 83.3% | $183,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 5 | 3.6% | 100% | $321,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
FHA, VA | 4 | 2.9% | 100% | $422,500 | View |
loanDepot.com LLC
|
Conventional, VA | 4 | 2.9% | 80% | $277,500 | |
Guild Mortgage Company
|
Conventional, VA | 4 | 2.9% | 100% | $435,000 | |
Mortgage Research Center
|
VA | 4 | 2.9% | 66.7% | $425,000 | |
Tidewater Mortgage Services, Inc
|
Conventional, FHA, VA | 3 | 2.2% | 100% | $335,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 2.2% | 100% | $288,333 | |
|
A5.0 ★Texas Ratio: 11.06% |
VA | 2 | 1.4% | 100% | $325,000 | View |
Freedom Mortgage Corporation
|
VA | 2 | 1.4% | 75% | $400,000 | |
Newrez LLC
|
VA | 2 | 1.4% | 66.7% | $375,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 2 | 1.4% | 100% | $340,000 | |
Cmg Mortgage Inc
|
Conventional, VA | 2 | 1.4% | 100% | $460,000 | |
New Day Financial, LLC.
|
VA | 2 | 1.4% | 66.7% | $395,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1.4% | 66.7% | $425,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 1.4% | 100% | $430,000 | View |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 2 | 1.4% | 100% | $225,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $25,000 | |
EMM Loans LLC
|
FHA | 1 | 0.7% | 100% | $315,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.7% | 100% | $245,000 | |
American Financial Resources LLC
|
VA | 1 | 0.7% | 100% | $365,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.7% | 100% | $285,000 | |
Affordable Mortgage Advisors
|
Conventional | 1 | 0.7% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.7% | 100% | $225,000 | View |
Nbkc Bank
|
Conventional | 1 | 0.7% | 100% | $445,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.7% | 100% | $135,000 | |
TruHome Solutions, LLC
|
Conventional | 1 | 0.7% | 100% | $415,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.7% | 100% | $335,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 0.7% | 33.3% | $225,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.7% | 100% | $345,000 | |
First Home Mortgage
|
VA | 1 | 0.7% | 100% | $275,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.7% | 100% | $75,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.7% | 100% | $305,000 | |
Shoreham Bank
|
FHA | 1 | 0.7% | 50% | $25,000 | |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.7% | 100% | $205,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.7% | 100% | $425,000 | |
Sierra Pacific Mortgage Co. Inc
|
FHA | 1 | 0.7% | 100% | $195,000 | |
Nasa Federal Credit Union
|
Conventional | 1 | 0.7% | 100% | $245,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.7% | 100% | $295,000 | |
Radius Financial Group Inc
|
Conventional | 1 | 0.7% | 100% | $185,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.7% | 100% | $165,000 | |
|
A5.0 ★Texas Ratio: 8.00% |
FHA | 1 | 0.7% | 50% | $165,000 | View |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.7% | 100% | $355,000 | View |
Fairway Independent Mort Corp
|
VA | 1 | 0.7% | 100% | $435,000 | |
Navy Federal Credit Union
|
Conventional | 1 | 0.7% | 100% | $15,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Delaware compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Highland Acres? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Highland Acres in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Highland Acres, DE lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 75.4 percent of home loans in Highland Acres, Delaware in 2025, banks 15.2 percent and credit unions 9.4 percent. Keystone Funding, Inc was the largest mortgage company, WSFS bank the largest bank and Dover Federal Credit Union the largest credit union. Among lenders headquartered in Delaware, Dover Federal Credit Union led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Delaware. Realty transfer tax of 4 percent (2.5 percent state plus 1.5 percent county or municipal), customarily split evenly between buyer and seller; qualifying first-time buyers get 0.5 percent off the state portion on the first $400,000; no mortgage recording tax.
By home loans closed in 2025, Dover Federal Credit Union was the largest mortgage lender in Highland Acres, Delaware with 4 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Highland Acres, Delaware in 2025, led by Keystone Funding, Inc with 3. 23 lenders closed VA loans, led by Keystone Funding, Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 5 credit unions closed home loans in Highland Acres, Delaware in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Highland Acres, Delaware during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Highland Acres, Delaware for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Highland Acres. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.