Mortgage Lenders and Brokers in Ridgefield, Connecticut
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ridgefield, Connecticut mortgage lenders include Fairfield County BankFairfield County Bank3 Governor St, Ridgefield, CT 06877A+5.0 ★Texas Ratio: 0.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA108 Danbury Rd, Ridgefield, CT 06877A+5.0 ★Texas Ratio: 3.68%, Union Savings BankUnion Savings Bank100 Danbury Rd, Ridgefield, CT 06877A+5.0 ★Texas Ratio: 2.11%, M&T BankM&T Bank125 Danbury Rd, Ridgefield, CT 06877A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA90 Danbury Rd, Ridgefield, CT 06877A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA368 Main St, Ridgefield, CT 06877A+5.0 ★Texas Ratio: 5.36%, Citibank, NACitibank, NA621 Main St, Ridgefield, CT 06877, Citizens Bank, NACitizens Bank, NA332 E Main St, Branford, CT 06405A+5.0 ★Texas Ratio: 5.44%, Sikorksy Financial Credit UnionSikorksy Financial Credit Union1201 South Ave, Bridgeport, CT 06604 5246A+5.0 ★Texas Ratio: 1.38%, and Newtown Savings BankNewtown Savings Bank211 Greenwood Ave, Bethel, CT 06801A+5.0 ★Texas Ratio: 3.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ridgefield, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ridgefield are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ridgefield, Connecticut
Market share is the lender's share of all home loans closed in Ridgefield, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ridgefield 3 Governor St, Ridgefield, CT 06877 A+5.0 ★Texas Ratio: 0.27% |
Conventional, Jumbo | 11 | 6.4% | 92.3% | $521,363 | View |
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1 office in Ridgefield 108 Danbury Rd, Ridgefield, CT 06877 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 7 | 4.1% | 87.5% | $917,857 | View |
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1 office in Ridgefield 100 Danbury Rd, Ridgefield, CT 06877 A+5.0 ★Texas Ratio: 2.11% |
Conventional, Jumbo, HELOC | 6 +8 HELOCs |
3.5% | 100% | $815,000 | View |
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1 office in Ridgefield 125 Danbury Rd, Ridgefield, CT 06877 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 4 +11 HELOCs |
2.3% | 100% | $677,500 | View |
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1 office in Ridgefield 90 Danbury Rd, Ridgefield, CT 06877 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +11 HELOCs |
2.3% | 100% | $700,000 | View |
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1 office in Ridgefield 368 Main St, Ridgefield, CT 06877 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 2.3% | 100% | $1,227,500 | View |
Citibank, NA
1 office in Ridgefield 621 Main St, Ridgefield, CT 06877 |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.8% | 100% | $861,666 | |
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332 E Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 4 +17 HELOCs |
2.3% | 100% | $1,175,000 | View |
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1201 South Ave, Bridgeport, CT 06604 5246 A+5.0 ★Texas Ratio: 1.38% |
Conventional, HELOC | 3 +3 HELOCs |
1.8% | 100% | $431,666 | View |
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211 Greenwood Ave, Bethel, CT 06801 A+5.0 ★Texas Ratio: 3.03% |
Conventional, Jumbo | 3 | 1.8% | 75% | $818,333 | View |
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14 Danbury Rd, Ridgefield, CT 06877 A+5.0 ★Texas Ratio: 4.34% |
Conventional, Jumbo, HELOC | 2 +6 HELOCs |
1.2% | 66.7% | $1,115,000 | View |
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255 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 2 +6 HELOCs |
1.2% | 66.7% | $805,000 | View |
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★ 5 stars, 2 reviews 27 Dale Rd, Avon, CT 06001 A+5.0 ★Texas Ratio: 1.90% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.6% | 100% | $925,000 | View |
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61 N Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 3.87% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,085,000 | View |
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159 E Main St, Clinton, CT 06413 2111 A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
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1006 Post Rd, Darien, CT 06820 A+5.0 ★Texas Ratio: 2.43% |
Conventional | 1 | 0.6% | 100% | $625,000 | View |
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40 Grassy Plain St, Bethel, CT 06801 A5.0 ★Texas Ratio: 8.25% |
Conventional, Jumbo | 1 | 0.6% | 100% | $885,000 | View |
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14 Clara Dr, Mystic, CT 06355 A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.6% | 100% | $155,000 | |
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232 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Total Mortgage Services, LLC
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Conventional, Jumbo, HELOC | 9 +1 HELOCs |
5.3% | 100% | $802,777 | |
Warshaw Capital, LLC
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Conventional, HELOC | 2 +2 HELOCs |
1.2% | 100% | $340,000 | |
Norwich Commercial Group Inc
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Conventional | 1 | 0.6% | 100% | $805,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $235,000 | |
Rocket Mortgage
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Conventional, Jumbo, HELOC | 18 +1 HELOCs |
10.5% | 85.7% | $305,555 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 11 +2 HELOCs |
6.4% | 100% | $824,090 | View |
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 7 +3 HELOCs |
4.1% | 100% | $703,571 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 3.5% | 100% | $608,333 | |
Morgan Stanley Private Bank NA
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Conventional, Jumbo | 5 | 2.9% | 100% | $729,000 | |
Cmg Mortgage Inc
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Conventional, Jumbo | 4 | 2.3% | 100% | $1,050,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 3 | 1.8% | 100% | $1,028,333 | |
Homestead Funding Corp.
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Conventional | 2 | 1.2% | 100% | $555,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 1.2% | 100% | $390,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.2% | 100% | $295,000 | |
Fourleaf Federal Credit Union
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Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.6% | 100% | $1,595,000 | |
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A5.0 ★Texas Ratio: 8.11% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.6% | 100% | $895,000 | |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $55,000 | |
Leader Bank NA
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $175,000 | |
Baycoast Mortgage Company, LLC
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Conventional | 1 | 0.6% | 100% | $665,000 | |
Originpoint, LLC
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Conventional | 1 | 0.6% | 100% | $735,000 | |
Premia Mortgage, LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $965,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.6% | 100% | $615,000 | |
Luminate Bank
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Conventional | 1 | 0.6% | 100% | $785,000 | |
Charles Schwab Bank, Ssb
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,725,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.6% | 50% | $715,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 50% | $375,000 | |
loanDepot.com LLC
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VA | 1 | 0.6% | 100% | $735,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $825,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $575,000 | |
Oaktree Funding Corp
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Conventional, Jumbo | 1 | 0.6% | 100% | $2,605,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 100% | $665,000 | |
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A5.0 ★Texas Ratio: 12.06% |
Conventional | 1 | 0.6% | 100% | $515,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.6% | 100% | $345,000 | |
American Financing Corporation
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FHA, Jumbo | 1 | 0.6% | 100% | $865,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 50% | $555,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $555,000 | |
Axos Bank
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Conventional | 1 | 0.6% | 100% | $405,000 | |
Hsbc Bank USA, NA
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Conventional, Jumbo | 1 | 0.6% | 100% | $875,000 | |
Baxter Credit Union
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Conventional, Jumbo | 1 | 0.6% | 100% | $905,000 | |
Stifel Bank & Trust
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Conventional, Jumbo | 1 | 0.6% | 100% | $885,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 50% | $65,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
Evolve Bank & Trust
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Conventional | 1 | 0.6% | 100% | $45,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $565,000 | |
V.I.P. Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,245,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.6% | 100% | $355,000 | |
FM Home Loans LLC
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Conventional | 1 | 0.6% | 100% | $545,000 | |
Washington Trust Mortgage Company LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,205,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.6% | 100% | $605,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.6% | 100% | $645,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.6% | 100% | $345,000 | |
AmeriChoice Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $35,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $755,000 | |
Hudson Valley Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Third Federal Savings and Loan
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
PNC Bank N.A.
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Huntington National Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pcsb Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ridgefield Mortgage Rate Trends
Daily average mortgage rates for Connecticut compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ridgefield, Connecticut
Looking for mortgage lenders near me or mortgage brokers near me in Ridgefield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ridgefield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ridgefield, CT
Use these to narrow the list above. Each category shows how many Ridgefield, CT lenders fit and what that kind of lender is usually best for.
Who Lends in Ridgefield, CT
Independent mortgage companies closed 46.8 percent of home loans in Ridgefield, Connecticut in 2025, banks 46.8 percent and credit unions 6.4 percent. Total Mortgage Services, LLC was the largest mortgage company, Fairfield County Bank the largest bank and Sikorksy Financial Credit Union the largest credit union. Among lenders headquartered in Connecticut, Fairfield County Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.
More Connecticut Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ridgefield, CT
By home loans closed in 2025, Fairfield County Bank was the largest mortgage lender in Ridgefield, Connecticut with 11 loans, about 6.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Ridgefield, Connecticut in 2025, led by CrossCountry Mortgage, LLC with 2. 2 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 11 credit unions closed home loans in Ridgefield, Connecticut in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ridgefield, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ridgefield, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ridgefield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
