Mortgage Lenders and Brokers in Cos Cob, Connecticut
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cos Cob, Connecticut mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA371 E Putnam Ave, Cos Cob, CT 06807A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA453 E Putnam Ave, Cos Cob, CT 06807, M&T BankM&T Bank119 E Putnam Ave, Cos Cob, CT 06807A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA162 E Putnam Ave, Cos Cob, CT 06807A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA211 Main St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA332 E Main St, Branford, CT 06405A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank255 W Main St, Avon, CT 06001A+5.0 ★Texas Ratio: 3.71%, Fairfield County BankFairfield County Bank1089 Madison Ave, Bridgeport, CT 06606A+5.0 ★Texas Ratio: 0.27%, Webster Bank, N.A.Webster Bank, N.A.200 Division St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.34%, and Newtown Savings BankNewtown Savings Bank211 Greenwood Ave, Bethel, CT 06801A+5.0 ★Texas Ratio: 3.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cos Cob, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cos Cob are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cos Cob, Connecticut
Market share is the lender's share of all home loans closed in Cos Cob, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cos Cob 371 E Putnam Ave, Cos Cob, CT 06807 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 16 +2 HELOCs |
13.8% | 94.1% | $1,754,375 | View |
Citibank, NA
1 office in Cos Cob 453 E Putnam Ave, Cos Cob, CT 06807 |
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
6% | 100% | $1,666,428 | |
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1 office in Cos Cob 119 E Putnam Ave, Cos Cob, CT 06807 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +8 HELOCs |
0.9% | 100% | $485,000 | View |
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162 E Putnam Ave, Cos Cob, CT 06807 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 8 +13 HELOCs |
6.9% | 100% | $1,491,250 | View |
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211 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 7 | 6% | 100% | $1,503,571 | View |
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332 E Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 3 +14 HELOCs |
2.6% | 100% | $2,025,000 | View |
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255 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.7% | 100% | $2,245,000 | View |
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1089 Madison Ave, Bridgeport, CT 06606 A+5.0 ★Texas Ratio: 0.27% |
Conventional, Jumbo | 2 | 1.7% | 100% | $1,510,000 | View |
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200 Division St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.34% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.9% | 50% | $1,225,000 | View |
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211 Greenwood Ave, Bethel, CT 06801 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.9% | 50% | $685,000 | View |
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295 Boston Post Rd, Milford, CT 06460 A+5.0 ★Texas Ratio: 4.41% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,405,000 | View |
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444 E Putnam Ave, Cos Cob, CT 06807 A5.0 ★Texas Ratio: 12.44% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,365,000 | View |
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★ 5 stars, 2 reviews 27 Dale Rd, Avon, CT 06001 A+5.0 ★Texas Ratio: 1.90% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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24 Grassy Plain St, Bethel, CT 06801 A+5.0 ★Texas Ratio: 2.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14 Clara Dr, Mystic, CT 06355 A5.0 ★Texas Ratio: 7.00% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Warshaw Capital, LLC
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Conventional | 1 | 0.9% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 16 +2 HELOCs |
13.8% | 81% | $1,795,625 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 7 | 6% | 100% | $1,175,000 | |
Rocket Mortgage
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Conventional, Jumbo | 6 | 5.2% | 85.7% | $773,333 | |
loanDepot.com LLC
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Conventional, VA, Jumbo | 5 | 4.3% | 100% | $775,000 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 4 | 3.4% | 100% | $1,435,000 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 3 +2 HELOCs |
2.6% | 100% | $848,333 | |
GuardHill Financial LLC
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Conventional, Jumbo | 3 | 2.6% | 100% | $1,578,333 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 2 | 1.7% | 100% | $1,485,000 | |
Hsbc Bank USA, NA
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Conventional, Jumbo | 2 | 1.7% | 100% | $1,205,000 | |
Ubs Bank USA
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Conventional, Jumbo | 2 | 1.7% | 100% | $2,915,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.7% | 100% | $345,000 | View |
CIBC Bank USA
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,895,000 | |
Charles Schwab Bank, Ssb
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Conventional, Jumbo | 1 | 0.9% | 50% | $1,355,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.9% | 66.7% | $675,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.9% | 100% | $505,000 | |
Cmg Mortgage Inc
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,395,000 | |
Axos Bank
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Conventional, Jumbo | 1 | 0.9% | 100% | $2,305,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,955,000 | |
Municipal Credit Union
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,205,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,405,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $115,000 | |
Morgan Stanley Private Bank NA
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Conventional | 1 | 0.9% | 50% | $705,000 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,005,000 | |
Carrington Mortgage Services LLC
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,285,000 | |
Guaranteed Rate Affinity, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cos Cob Mortgage Rate Trends
Daily average mortgage rates for Connecticut compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cos Cob, Connecticut
Looking for mortgage lenders near me or mortgage brokers near me in Cos Cob? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cos Cob in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cos Cob, CT
Use these to narrow the list above. Each category shows how many Cos Cob, CT lenders fit and what that kind of lender is usually best for.
Who Lends in Cos Cob, CT
Independent mortgage companies closed 33.6 percent of home loans in Cos Cob, Connecticut in 2025, banks 65.5 percent and credit unions 0.9 percent. Warshaw Capital, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Municipal Credit Union the largest credit union. Among lenders headquartered in Connecticut, Fairfield County Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.
More Connecticut Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cos Cob, CT
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Cos Cob, Connecticut with 16 loans, about 13.8 percent of the market. The largest lender headquartered in Connecticut was Fairfield County Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Cos Cob, Connecticut in 2025, led by Lakeview Loan Servicing, LLC with 1. 2 lenders closed VA loans, led by loanDepot.com LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 6 credit unions closed home loans in Cos Cob, Connecticut in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cos Cob, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cos Cob, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cos Cob. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
