Mortgage Lenders and Brokers in Colchester, Connecticut
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Colchester, Connecticut mortgage lenders include Dime BankDime Bank139 S Main St, Colchester, CT 06415A+5.0 ★Texas Ratio: 1.37%, TD BankTD Bank64 Norwich Ave, Colchester, CT 06415A+5.0 ★Texas Ratio: 3.71%, M&T BankM&T Bank99 Linwood Ave, Colchester, CT 06415A+5.0 ★Texas Ratio: 4.11%, Beacon Bank & TrustBeacon Bank & Trust63 Norwich Ave, Colchester, CT 06415, Liberty BankLiberty Bank219 S Main St, Colchester, CT 06415A+5.0 ★Texas Ratio: 1.90%, Charter Oak Federal Credit UnionCharter Oak Federal Credit Union589 Hartford Pike, Dayville, CT 06241A+5.0 ★Texas Ratio: 1.98%, American Eagle FCUAmerican Eagle FCU427 W Avon Rd, Avon, CT 06001 2520A+5.0 ★Texas Ratio: 3.67%, Chelsea Groton BankChelsea Groton Bank156 Willimantic Rd, Baltic, CT 06330A+5.0 ★Texas Ratio: 2.28%, Nutmeg State FCUNutmeg State FCU25 North St, Bristol, CT 06010A+5.0 ★Texas Ratio: 4.90%, and Webster Bank, N.A.Webster Bank, N.A.200 Division St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Colchester, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Colchester are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Colchester, Connecticut
Market share is the lender's share of all home loans closed in Colchester, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Colchester 139 S Main St, Colchester, CT 06415 A+5.0 ★Texas Ratio: 1.37% |
Conventional, Jumbo | 4 | 1.2% | 80% | $352,500 | View |
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1 office in Colchester 64 Norwich Ave, Colchester, CT 06415 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 3 +6 HELOCs |
0.9% | 60% | $118,333 | View |
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1 office in Colchester 99 Linwood Ave, Colchester, CT 06415 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +10 HELOCs |
0% | 0% | View | |
Beacon Bank & Trust
1 office in Colchester 63 Norwich Ave, Colchester, CT 06415 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 5 stars, 2 reviews 219 S Main St, Colchester, CT 06415 A+5.0 ★Texas Ratio: 1.90% |
Conventional, HELOC | 15 +31 HELOCs |
4.5% | 100% | $277,000 | View |
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589 Hartford Pike, Dayville, CT 06241 A+5.0 ★Texas Ratio: 1.98% |
Conventional, FHA, HELOC | 11 +9 HELOCs |
3.3% | 100% | $139,545 | View |
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427 W Avon Rd, Avon, CT 06001 2520 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 11 +7 HELOCs |
3.3% | 78.6% | $137,727 | View |
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156 Willimantic Rd, Baltic, CT 06330 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 5 | 1.5% | 85.7% | $313,000 | View |
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25 North St, Bristol, CT 06010 A+5.0 ★Texas Ratio: 4.90% |
Conventional | 4 | 1.2% | 57.1% | $90,000 | View |
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200 Division St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $155,000 | View |
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205 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $370,000 | View |
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211 Greenwood Ave, Bethel, CT 06801 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 2 | 0.6% | 100% | $355,000 | View |
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516 Spring St, Windsor Locks, CT 06096 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 2 | 0.6% | 100% | $100,000 | View |
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350 Salem Tpke, Bozrah, CT 06334 1518 A+5.0 ★Texas Ratio: 2.59% |
Conventional | 2 | 0.6% | 66.7% | $190,000 | View |
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363 N Main St, Bristol, CT 06010 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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203 Middlesex Ave, Chester, CT 06412 A5.0 ★Texas Ratio: 6.13% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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125 Wauregan Rd, Danielson, CT 06239 A5.0 ★Texas Ratio: 10.15% |
Conventional | 1 | 0.3% | 100% | $405,000 | |
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182 West Main Street, Avon, CT 06001 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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620 W Main St, Branford, CT 06405 3420 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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488 Providence Rd, Brooklyn, CT 06234 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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332 E Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +17 HELOCs |
0% | n/a | View | |
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232 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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382 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Total Mortgage Services, LLC
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Conventional, FHA, VA | 23 | 6.8% | 95.8% | $318,478 | |
First World Mortgage Corporaton
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Conventional, FHA | 15 | 4.5% | 100% | $258,333 | |
CSE Credit Union, Inc.
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Conventional | 5 | 1.5% | 71.4% | $153,000 | |
Sheri Motola
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Conventional | 3 | 0.9% | 100% | $98,333 | |
Norwich Commercial Group Inc
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Conventional, FHA | 3 | 0.9% | 100% | $298,333 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
America'S First Network Credit
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Conventional | 1 | 0.3% | 100% | $85,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 23 +2 HELOCs |
6.8% | 100% | $388,478 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 6.8% | 85.2% | $248,478 | |
Movement Mortgage, LLC
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Conventional, VA | 12 | 3.6% | 100% | $403,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 10 | 3% | 100% | $303,000 | View |
Mortgage Research Center
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Conventional, VA | 10 | 3% | 83.3% | $416,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 9 +1 HELOCs |
2.7% | 81.8% | $388,333 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 9 | 2.7% | 100% | $340,555 | |
Mortgage Equity Partners LLC
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Conventional, VA | 8 | 2.4% | 100% | $417,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 7 | 2.1% | 77.8% | $306,428 | |
Fairway Independent Mort Corp
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Conventional, VA | 7 | 2.1% | 100% | $443,571 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, VA | 7 | 2.1% | 100% | $405,000 | |
Homestead Funding Corp.
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Conventional, FHA | 6 | 1.8% | 100% | $338,333 | |
Cmg Mortgage Inc
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Conventional, USDA | 5 | 1.5% | 100% | $211,000 | |
T2 Financial LLC
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Conventional, VA | 5 | 1.5% | 100% | $447,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.2% | 100% | $322,500 | |
Calcon Mutual Mortgage LLC
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Conventional | 4 | 1.2% | 100% | $210,000 | |
BoxCar Mortgage, LLC
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Conventional, VA | 4 | 1.2% | 100% | $337,500 | |
Paramount Residential Mortgage
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Conventional, USDA | 4 | 1.2% | 100% | $467,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.9% | 100% | $351,666 | |
Newrez LLC
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Conventional, VA, Jumbo | 3 | 0.9% | 50% | $435,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.9% | 60% | $88,333 | |
Discover Bank
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Conventional | 3 | 0.9% | 60% | $81,666 | |
V.I.P. Mortgage, Inc.
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Conventional | 3 | 0.9% | 100% | $288,333 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.9% | 100% | $225,000 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.6% | 100% | $305,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.6% | 66.7% | $415,000 | |
Nations Direct Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $390,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.6% | 100% | $400,000 | View |
Polaris Home Funding Corp.
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FHA | 1 | 0.3% | 100% | $375,000 | |
Equity Resources Inc
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Ross Mortgage Company
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Primelending
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FHA | 1 | 0.3% | 100% | $475,000 | |
Luminate Bank
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $795,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.3% | 50% | $305,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
United Trust Bank
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VA | 1 | 0.3% | 100% | $185,000 | |
Resicentral LLC
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FHA | 1 | 0.3% | 100% | $525,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $615,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $345,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $205,000 | |
UNMB Home Loans Inc
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Conventional | 1 | 0.3% | 100% | $315,000 | |
First Federal Bank
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $45,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 50% | $525,000 | |
Nationwide Mortgage Bankers, Inc.
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VA | 1 | 0.3% | 100% | $435,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 5.14% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
Washington Trust Mortgage Company LLC
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Conventional | 1 | 0.3% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 33.3% | $295,000 | View |
Reliance First Capital, LLC
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FHA | 1 | 0.3% | 100% | $185,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 33.3% | $55,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Baycoast Bank
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $105,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
CrossCountry Mortgage, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Berkshire Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Hanscom Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Third Federal Savings and Loan
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HELOC | 0 +1 HELOCs |
0% | n/a |
Colchester Mortgage Rate Trends
Daily average mortgage rates for Connecticut compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Colchester, Connecticut
Looking for mortgage lenders near me or mortgage brokers near me in Colchester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Colchester in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Colchester, CT
Use these to narrow the list above. Each category shows how many Colchester, CT lenders fit and what that kind of lender is usually best for.
Who Lends in Colchester, CT
Independent mortgage companies closed 66.5 percent of home loans in Colchester, Connecticut in 2025, banks 18.7 percent and credit unions 14.8 percent. Total Mortgage Services, LLC was the largest mortgage company, Dime Bank the largest bank and Charter Oak Federal Credit Union the largest credit union. Among lenders headquartered in Connecticut, Dime Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.
More Connecticut Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Colchester, CT
By home loans closed in 2025, Dime Bank was the largest mortgage lender in Colchester, Connecticut with 4 loans, about 1.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Colchester, Connecticut in 2025, led by United Wholesale Mortgage with 2. 20 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 14 credit unions closed home loans in Colchester, Connecticut in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Colchester, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Colchester, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Colchester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
