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Mortgage Lenders and Brokers in Johnstown, Colorado

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Johnstown, Colorado mortgage lenders include US Bank, N.A.US Bank, N.A.4949 Larimer Pkwy, Johnstown, CO 80534A+5.0 ★Texas Ratio: 2.85%, First National Bank of OmahaFirst National Bank of Omaha100 Johnstown Center Dr, Johnstown, CO 80534A+5.0 ★Texas Ratio: 4.82%, First Western Trust BankFirst Western Trust Bank201 N Mill St, Aspen, CO 81611A+5.0 ★Texas Ratio: 5.16%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, Bank of ColoradoBank of Colorado4848 Thompson Pkwy, Johnstown, CO 80534A+5.0 ★Texas Ratio: 3.16%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, First National BankFirst National Bank7777 E Arapahoe Rd, Englewood, CO 80112A+5.0 ★Texas Ratio: 2.40%, Weld Community Credit UnionWeld Community Credit Union2555 47th Ave, Greeley, CO 80634 3722A+5.0 ★Texas Ratio: 0.70%, and First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1601 28th St, Boulder, CO 80301A5.0 ★Texas Ratio: 7.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Johnstown, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Johnstown are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Johnstown, Colorado

Market share is the lender's share of all home loans closed in Johnstown, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 1 office in Johnstown 4949 Larimer Pkwy, Johnstown, CO 80534 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	2 +3 HELOCs	0.2%	66.7%	$475,000	View
First National Bank of Omaha 1 office in Johnstown 100 Johnstown Center Dr, Johnstown, CO 80534 A+5.0 ★Texas Ratio: 4.82%	HELOC	0 +16 HELOCs	0%	0%		View
First Western Trust Bank 201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16%	Conventional, FHA, VA, Jumbo	16	1.5%	100%	$503,750	View
Elevations Credit Union 2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03%	Conventional, FHA, HELOC	12 +11 HELOCs	1.2%	100%	$274,166	View
Bank of Colorado 4848 Thompson Pkwy, Johnstown, CO 80534 A+5.0 ★Texas Ratio: 3.16%	Conventional, FHA, VA, Jumbo, HELOC	10 +4 HELOCs	1%	90.9%	$537,000	View
JPMorgan Chase Bank, NA 9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	7 +2 HELOCs	0.7%	100%	$380,714	View
FirstBank 1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00%	Conventional, HELOC	3 +1 HELOCs	0.3%	75%	$171,666	View
First National Bank 7777 E Arapahoe Rd, Englewood, CO 80112 A+5.0 ★Texas Ratio: 2.40%	Conventional, Jumbo	3	0.3%	100%	$915,000	View
Weld Community Credit Union 2555 47th Ave, Greeley, CO 80634 3722 A+5.0 ★Texas Ratio: 0.70%	Conventional	2	0.2%	66.7%	$45,000	View
First Ciitizens Bank and Trust 1601 28th St, Boulder, CO 80301 A5.0 ★Texas Ratio: 7.72%	Conventional	2	0.2%	100%	$585,000	View
Fms Bank 520 Sherman St, Fort Morgan, CO 80701 A-5.0 ★Texas Ratio: 14.68%	Conventional, Jumbo	2	0.2%	100%	$715,000	View
Canvas Credit Union 7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20%	Conventional, HELOC	1 +17 HELOCs	0.1%	100%	$365,000	View
Affidian Credit Union 992 Potomac Cir, Aurora, CO 80011 A+5.0 ★Texas Ratio: 2.97%	Conventional	1	0.1%	100%	$565,000	View
Denver Fire Department FCU 12 Lakeside Ln, Denver, CO 80212 7413 A+5.0 ★Texas Ratio: 0.31%	Conventional	1	0.1%	100%	$75,000	View
Adams Bank & Trust 1201 Lake Ave, Berthoud, CO 80513 A5.0 ★Texas Ratio: 10.02%	Conventional	1	0.1%	100%	$255,000	View
Points West Community Bank 3227 S Timberline Rd, Fort Collins, CO 80525 A+5.0 ★Texas Ratio: 0.27%	Conventional, Jumbo	1	0.1%	100%	$455,000	View
Equitable Savings & Loan Assoc 201 Main Ave, Akron, CO 80720 A+5.0 ★Texas Ratio: 2.08%	Conventional	1	0.1%	100%	$445,000	View
Bellco Credit Union 13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71%	HELOC	0 +8 HELOCs	0%	n/a		View
Credit Union of Colorado, A Federal Credit Union 8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16%	HELOC	0 +6 HELOCs	0%	n/a		View
Southstate Bank, National Association ★ 5 stars, 1 review 101 W Centennial Dr, Bennett, CO 80102 A+5.0 ★Texas Ratio: 2.27%	HELOC	0 +5 HELOCs	0%	n/a		View
Premier Members Credit Union 12379 W 64th Ave, Arvada, CO 80004	HELOC	0 +5 HELOCs	0%	n/a
BMO Harris Bank NA 12880 W 64th Ave, Arvada, CO 80004 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +3 HELOCs	0%	n/a		View
First Interstate Bank ★ 1 stars, 1 review 2775 Pearl St, Boulder, CO 80302 A+5.0 ★Texas Ratio: 4.72%	HELOC	0 +2 HELOCs	0%	n/a		View
Westerra Credit Union 7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20%	HELOC	0 +2 HELOCs	0%	n/a		View
Northern Colorado Credit Union 909 Mountain Ave, Berthoud, CO 80513 A+5.0 ★Texas Ratio: 5.45%	HELOC	0 +2 HELOCs	0%	n/a		View
Zions Bancorporation, N.A. 534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +1 HELOCs	0%	n/a		View
Keybank National Association 15590 W 64th Ave, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.81%	HELOC	0 +1 HELOCs	0%	n/a		View
Commerce Bank 15305 E Colfax Ave, Aurora, CO 80011 A+5.0 ★Texas Ratio: 0.89%	HELOC	0 +1 HELOCs	0%	n/a		View
Credit Union of Denver 900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33%	HELOC	0 +1 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +1 HELOCs	0%	n/a		View
Glacier Bank 105 Centennial Plaza, Buena Vista, CO 81211 A+5.0 ★Texas Ratio: 1.87%	HELOC	0 +1 HELOCs	0%	n/a		View
Homeamerican Mortgage Corporation	Conventional, FHA, VA	47	4.5%	92.2%	$466,063
American Financing Corporation	Conventional, FHA, VA	18	1.7%	47.6%	$351,111
Ent Credit Union (68671)	Conventional, FHA, HELOC	11 +18 HELOCs	1.1%	91.7%	$443,181
Universal Lending Corporation	Conventional, FHA	3	0.3%	100%	$368,333
Megastar Finanacial Corp	Conventional, VA	3	0.3%	100%	$421,666
Loan Simple, Inc.	Conventional, FHA	3	0.3%	100%	$331,666
American Liberty Mortgage Inco	Conventional	2	0.2%	100%	$150,000
M2 Lending Solutions, LLC	FHA	1	0.1%	100%	$465,000
Peak Financial LLC	Conventional	1	0.1%	100%	$505,000
Climb Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Lennar Mortgage, LLC	Conventional, FHA, VA	100	9.6%	92.7%	$468,600
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	96 +1 HELOCs	9.2%	92.5%	$467,916
DHI Mortgage Company, LTD.	Conventional, FHA, VA	91	8.8%	85.2%	$409,065
loanDepot.com LLC	Conventional, FHA, VA, HELOC	51 +1 HELOCs	4.9%	80%	$376,176
Rocket Mortgage A5.0 ★Texas Ratio: 10.44%	Conventional, FHA, VA	46	4.4%	90.2%	$245,217	View
Nest Home Lending, LLC	Conventional, FHA, VA	39	3.8%	100%	$332,948
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA	32	3.1%	97.1%	$428,750	View
Nfm, Inc	Conventional, FHA, VA	22	2.1%	100%	$373,181
Guild Mortgage Company	Conventional, FHA, VA	19	1.8%	96%	$338,684
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	18 +1 HELOCs	1.7%	100%	$468,888
Primary Residential Mortgage, INC.	Conventional, FHA, VA	18	1.7%	100%	$308,333
Kbhs Home Loans, LLC	Conventional, FHA, VA	16	1.5%	84.2%	$463,750
Fairway Independent Mort Corp	Conventional, FHA, VA	16	1.5%	88.9%	$309,375
Mortgage Research Center	VA	14	1.3%	70%	$465,714
Better Mortgage Corporation	Conventional, FHA	14	1.3%	100%	$307,142
New American Funding, LLC.	Conventional, FHA	14	1.3%	93.3%	$380,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	13	1.2%	92.9%	$458,846	View
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	12 +1 HELOCs	1.2%	100%	$437,500
Freedom Mortgage Corporation	Conventional, FHA, VA	12	1.2%	100%	$467,500
Movement Mortgage, LLC	Conventional, FHA	12	1.2%	100%	$312,500
Harmony Home Lending, LLC	Conventional	11	1.1%	100%	$450,454
Inspire Home Loans Inc.	Conventional, FHA, VA	11	1.1%	100%	$493,181
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	10 +1 HELOCs	1%	100%	$378,000
Lower, LLC A+5.0 ★Texas Ratio: 5.32%	Conventional, FHA	10	1%	100%	$399,000	View
Nationstar Mortgage	Conventional, FHA	9	0.9%	100%	$150,555
Pennymac Loan Services LLC	Conventional, FHA, Jumbo	8	0.8%	60%	$458,750
Group Mortgage, LLC	Conventional, FHA	8	0.8%	100%	$490,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	7	0.7%	57.1%	$347,857
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	6 +3 HELOCs	0.6%	85.7%	$343,333
Newrez LLC	Conventional, VA, Jumbo	6	0.6%	66.7%	$380,000
Union Home Mortgage Corp.	Conventional, FHA, VA	6	0.6%	100%	$403,333
Kind Lending, LLC	Conventional, HELOC	4 +1 HELOCs	0.4%	80%	$320,000
Guaranteed Rate Affinity, LLC	Conventional, FHA	4	0.4%	80%	$382,500
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA	4	0.4%	100%	$527,500	View
Brookhollow Mortgage Services, Ltd	Conventional, FHA	4	0.4%	100%	$420,000
Home Mortgage Advisors, LLC	Conventional, FHA, USDA	4	0.4%	100%	$300,000
Chevron Federal Credit Union	Conventional	4	0.4%	100%	$387,500
Security Service A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	3 +10 HELOCs	0.3%	100%	$125,000
The Loan Store, Inc	Conventional, FHA, HELOC	3 +2 HELOCs	0.3%	62.5%	$351,666
First Technology Federal Credit Union	Conventional, HELOC	3 +2 HELOCs	0.3%	100%	$178,333
American Financial Resources LLC	FHA	3	0.3%	100%	$415,000
Loanunited.Com, LLC	FHA, VA	3	0.3%	100%	$455,000
Click n' Close, Inc.	Conventional, FHA	3	0.3%	100%	$321,666
Planet Home Lending, LLC	Conventional, FHA, VA	3	0.3%	100%	$441,666
Pike Creek Mortgage Services, Inc.	Conventional	3	0.3%	100%	$461,666
Mutual of Omaha Mortgage	Conventional, FHA, VA	3	0.3%	75%	$371,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.3%	75%	$128,333	View
Paramount Residential Mortgage	Conventional, FHA, VA	3	0.3%	100%	$295,000
Carrington Mortgage Services LLC	Conventional, FHA	3	0.3%	44.4%	$371,666
Blue Federal Credit Union	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$350,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.2%	100%	$330,000	View
SWBC Mortgage Corporation	Conventional	2	0.2%	100%	$510,000
Canopy Mortgage, LLC	Conventional, VA	2	0.2%	100%	$490,000
NOVA Financial & Investment Corporation	Conventional, FHA	2	0.2%	100%	$485,000
Equity Prime Mortgage LLC	FHA, VA	2	0.2%	100%	$560,000
Homeowners Financial Group, LLC	FHA	2	0.2%	100%	$440,000
Provident Funding Associates	Conventional	2	0.2%	66.7%	$440,000
Hometown Equity Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$525,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	2	0.2%	100%	$430,000	View
Towne Mortgage Company A-4.9 ★Texas Ratio: 16.23%	FHA	2	0.2%	100%	$445,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	2	0.2%	100%	$505,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.2%	100%	$515,000	View
Plaza Home Mortgage, Inc	Conventional, VA	2	0.2%	100%	$575,000
Spring Eq, LLC	Conventional, HELOC	1 +3 HELOCs	0.1%	16.7%	$85,000
Goodleap, LLC	FHA, HELOC	1 +2 HELOCs	0.1%	100%	$435,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$415,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$55,000	View
Originpoint, LLC	FHA	1	0.1%	100%	$425,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$325,000	View
First Community Mortgage, Inc. B+4.8 ★Texas Ratio: 17.04%	Conventional	1	0.1%	100%	$775,000	View
Alameda Mortgage Corporation	FHA	1	0.1%	100%	$505,000
Residential Wholesale Mortgage	FHA	1	0.1%	100%	$415,000
Greenstate Credit Union	VA	1	0.1%	100%	$655,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$325,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$365,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$375,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$365,000
Security Home Mortgage	Conventional	1	0.1%	100%	$395,000
Amerisave Mortgage Company	FHA	1	0.1%	50%	$295,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	VA	1	0.1%	100%	$715,000	View
AdvantageFirst Lending Inc	FHA	1	0.1%	100%	$355,000
Valley West Corporation	FHA	1	0.1%	100%	$405,000
HomeBridge Financial Services, Inc	Conventional	1	0.1%	50%	$425,000
Altitude Financial Corporation	Conventional	1	0.1%	100%	$575,000
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$485,000
Discover Bank	Conventional	1	0.1%	20%	$125,000
Sun West Mortgage Company, Inc A5.0 ★Texas Ratio: 6.66%	FHA	1	0.1%	100%	$345,000	View
Flexpoint, Inc.	Conventional	1	0.1%	100%	$425,000
Flat Branch Mortgage, Inc.	Conventional	1	0.1%	100%	$655,000
Securitynational Mortgage Company	VA	1	0.1%	100%	$245,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$525,000
First Colony Mortgage Corporat	FHA	1	0.1%	100%	$515,000
Calcon Mutual Mortgage LLC	FHA	1	0.1%	100%	$535,000
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$325,000
Stg Mortgage Inc	Conventional	1	0.1%	50%	$315,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$415,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$375,000
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional	1	0.1%	100%	$595,000
Intelliloan, Inc.	Conventional	1	0.1%	100%	$455,000
Nations Lending Corporation A-5.0 ★Texas Ratio: 14.43%	FHA	1	0.1%	100%	$555,000	View
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$715,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	100%	$445,000	View
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$385,000
Keystone Funding, Inc	FHA	1	0.1%	100%	$435,000
Logan Finance Corporation	Conventional, Jumbo	1	0.1%	100%	$1,155,000
Summit Funding.Inc	Conventional	1	0.1%	100%	$485,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$385,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$345,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0.1%	100%	$375,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$425,000	View
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$285,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$465,000
Village Capital & Investment	VA	1	0.1%	50%	$405,000
JMAC Lending, Inc.	VA	1	0.1%	100%	$225,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Meridian Trust Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Together Credit Union A+5.0 ★Texas Ratio: 4.25%	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Johnstown Mortgage Rate Trends

Daily average mortgage rates for Colorado compared with the national average, updated every evening.

30-Year Fixed CO Avg

7.497%

▲ 0.086 vs 7 days ago

15-Year Fixed CO Avg

7.004%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Johnstown, Colorado

Looking for mortgage lenders near me or mortgage brokers near me in Johnstown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Johnstown in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Johnstown, CO

Use these to narrow the list above. Each category shows how many Johnstown, CO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 104 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 35 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 22 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 68 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 41 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 9 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CO 27 lenders headquartered in Colorado, the closest thing to a mortgage lender near you

Who Lends in Johnstown, CO

Independent mortgage companies closed 85 percent of home loans in Johnstown, Colorado in 2025, banks 10.5 percent and credit unions 4.5 percent. FirstBank was the largest mortgage company, US Bank, N.A. the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, First Western Trust Bank led with 16 loans.

85%

Mortgage companies

10.5%

Banks

4.5%

Credit unions

34%

FHA loans

13%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.

More Colorado Mortgage Lender Pages

All Colorado lenders 874 lenders Colorado Springs 345 lenders Denver 409 lenders Aurora 343 lenders Lakewood 242 lenders Thornton 247 lenders Castle Rock 266 lenders Arvada 247 lenders Fort Collins 231 lenders Centennial 247 lenders Pueblo 179 lenders Commerce City 209 lenders Parker 214 lenders

Frequently Asked Questions About Mortgage Lenders in Johnstown, CO

Who is the largest mortgage lender in Johnstown, CO?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Johnstown, Colorado with 2 loans, about 0.2 percent of the market. The largest lender headquartered in Colorado was First Western Trust Bank with 16 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Johnstown, CO have the highest approval rates?

Among lenders with meaningful volume in Johnstown, Colorado, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 92.7 percent, against a 88.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Johnstown, CO mortgage lenders offer FHA, VA and USDA loans?

68 lenders closed FHA loans in Johnstown, Colorado in 2025, led by DHI Mortgage Company, LTD. with 53. 41 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Johnstown, CO lender list?

Yes. 35 banks and 22 credit unions closed home loans in Johnstown, Colorado in 2025, alongside 104 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Johnstown, CO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Johnstown, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Johnstown, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Johnstown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.