Mortgage Lenders and Brokers in Gunnison, Colorado
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Gunnison, Colorado mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA909 N Main St, Gunnison, CO 81230A+5.0 ★Texas Ratio: 5.36%, NBH BankNBH Bank1100 N Main St, Gunnison, CO 81230A+5.0 ★Texas Ratio: 2.90%, BMO Harris Bank NABMO Harris Bank NA201 N Main St, Gunnison, CO 81230A+5.0 ★Texas Ratio: 3.54%, Bank of ColoradoBank of Colorado365 W 1st St, Akron, CO 80720A+5.0 ★Texas Ratio: 3.16%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, Bokf NABokf NA15490 E Hampden Ave, Aurora, CO 80013A+5.0 ★Texas Ratio: 1.05%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, Alpine BankAlpine Bank119 Aspen Airport Business Ctr, Aspen, CO 81611A+5.0 ★Texas Ratio: 1.98%, and Ent Credit Union (68671)Ent Credit Union (68671)Colorado Springs, CO. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gunnison, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gunnison are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gunnison, Colorado
Market share is the lender's share of all home loans closed in Gunnison, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Gunnison 909 N Main St, Gunnison, CO 81230 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.5% | 100% | $390,000 | View |
|
1 office in Gunnison 1100 N Main St, Gunnison, CO 81230 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
1 office in Gunnison 201 N Main St, Gunnison, CO 81230 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
Conventional, Jumbo | 2 | 1.5% | 100% | $670,000 | View |
|
9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $245,000 | View |
|
9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $185,000 | View |
|
15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, Jumbo | 1 | 0.8% | 100% | $995,000 | View |
|
2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.8% | 100% | $805,000 | View |
|
119 Aspen Airport Business Ctr, Aspen, CO 81611 A+5.0 ★Texas Ratio: 1.98% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Ent Credit Union (68671)
|
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $485,000 | |
Loan Simple, Inc.
|
FHA | 1 | 0.8% | 100% | $525,000 | |
Climb Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Guild Mortgage Company
|
Conventional, FHA, VA, Jumbo | 36 | 27.3% | 88.4% | $298,611 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo | 12 | 9.1% | 92.3% | $475,000 | |
|
A5.0 ★Texas Ratio: 10.44% |
Conventional | 11 | 8.3% | 73.3% | $291,363 | View |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 10 | 7.6% | 100% | $438,000 | |
Cmg Mortgage Inc
|
Conventional, VA, HELOC | 4 +1 HELOCs |
3% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 1.69% |
Conventional | 4 | 3% | 100% | $467,500 | View |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 2.3% | 75% | $455,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
1.5% | 33.3% | $60,000 | |
Primelending
|
Conventional | 2 | 1.5% | 100% | $555,000 | |
Newrez LLC
|
FHA, VA | 2 | 1.5% | 66.7% | $270,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1.5% | 100% | $70,000 | |
Mortgage Research Center
|
VA | 2 | 1.5% | 100% | $445,000 | |
The Loan Store, Inc
|
Conventional | 2 | 1.5% | 100% | $565,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 2 | 1.5% | 100% | $490,000 | |
|
B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 0.8% | 100% | $425,000 | View |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.8% | 50% | $305,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 0.8% | 100% | $555,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.8% | 100% | $165,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.8% | 100% | $595,000 | View |
loanDepot.com LLC
|
Conventional | 1 | 0.8% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.8% | 100% | $375,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.8% | 100% | $695,000 | View |
Nqm Funding, LLC
|
Conventional | 1 | 0.8% | 100% | $545,000 | |
MortgageCountry
|
VA | 1 | 0.8% | 100% | $315,000 | |
|
A5.0 ★Texas Ratio: 6.66% |
FHA | 1 | 0.8% | 100% | $385,000 | View |
Intercap Lending Inc
|
VA, Jumbo | 1 | 0.8% | 100% | $905,000 | |
Apci Federal Credit Union
|
Conventional | 1 | 0.8% | 100% | $575,000 | |
ClearPath Lending
|
VA | 1 | 0.8% | 100% | $495,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.8% | 100% | $405,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.8% | 50% | $95,000 | View |
Planet Home Lending, LLC
|
Conventional | 1 | 0.8% | 100% | $355,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.8% | 100% | $655,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.8% | 100% | $335,000 | View |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $105,000 | |
|
A-4.9 ★Texas Ratio: 16.23% |
Conventional | 1 | 0.8% | 100% | $225,000 | View |
Hunt Mortgage Corporation
|
Conventional | 1 | 0.8% | 100% | $215,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.8% | 100% | $515,000 | View |
Fairway Independent Mort Corp
|
VA | 1 | 0.8% | 50% | $805,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.8% | 100% | $525,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $65,000 | View |
|
A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
Tomo Mortgage LLC
|
Conventional | 1 | 0.8% | 100% | $505,000 | |
Liberty Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Fund Staff Federal Credit
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Communityamerica Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Gunnison Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gunnison, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Gunnison? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gunnison in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gunnison, CO
Use these to narrow the list above. Each category shows how many Gunnison, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Gunnison, CO
Independent mortgage companies closed 80.3 percent of home loans in Gunnison, Colorado in 2025, banks 16.7 percent and credit unions 3 percent. Loan Simple, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, NBH Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gunnison, CO
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Gunnison, Colorado with 2 loans, about 1.5 percent of the market. The largest lender headquartered in Colorado was NBH Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Gunnison, Colorado in 2025, led by Guild Mortgage Company with 2. 11 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 10 credit unions closed home loans in Gunnison, Colorado in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gunnison, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gunnison, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gunnison. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
