Mortgage Lenders and Brokers in Fruita, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fruita, Colorado mortgage lenders include Alpine BankAlpine Bank125 N Park Sq, Fruita, CO 81521A+5.0 ★Texas Ratio: 1.98%, US Bank, N.A.US Bank, N.A.412 Kokopelli Blvd, Fruita, CO 81521A+5.0 ★Texas Ratio: 2.85%, BMO Harris Bank NABMO Harris Bank NA141 N Park Sq, Fruita, CO 81521A+5.0 ★Texas Ratio: 3.54%, Grand Valley BankGrand Valley Bank452 S Maple St, Fruita, CO 81521A+5.0 ★Texas Ratio: 0.08%, Coloramo Federal Credit UnionColoramo Federal Credit Union333 W Aspen Ave, Fruita, CO 81521A+5.0 ★Texas Ratio: 3.16%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.534 E Hyman Ave, Aspen, CO 81611A+5.0 ★Texas Ratio: 3.72%, Bank of ColoradoBank of Colorado365 W 1st St, Akron, CO 80720A+5.0 ★Texas Ratio: 3.16%, Timberline BankTimberline Bank122 W Main St, Aspen, CO 81611A+5.0 ★Texas Ratio: 0.54%, ANB BankANB Bank325 E Main St, Aspen, CO 81611A+5.0 ★Texas Ratio: 3.70%, and Wells Fargo Bank NAWells Fargo Bank NA6330 Mcintyre Pkwy, Arvada, CO 80403A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fruita, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fruita are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fruita, Colorado
Market share is the lender's share of all home loans closed in Fruita, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Fruita 125 N Park Sq, Fruita, CO 81521 A+5.0 ★Texas Ratio: 1.98% |
Conventional, VA, HELOC | 6 +17 HELOCs |
1.8% | 100% | $348,333 | View |
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1 office in Fruita 412 Kokopelli Blvd, Fruita, CO 81521 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +7 HELOCs |
1.5% | 71.4% | $285,000 | View |
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1 office in Fruita 141 N Park Sq, Fruita, CO 81521 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 50% | $585,000 | View |
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1 office in Fruita 452 S Maple St, Fruita, CO 81521 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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333 W Aspen Ave, Fruita, CO 81521 A+5.0 ★Texas Ratio: 3.16% |
Conventional, HELOC | 8 +5 HELOCs |
2.4% | 80% | $108,750 | View |
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534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 7 +2 HELOCs |
2.1% | 100% | $460,714 | View |
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365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
Conventional, HELOC | 3 +2 HELOCs |
0.9% | 100% | $395,000 | View |
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122 W Main St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 0.54% |
Conventional, Jumbo | 2 | 0.6% | 66.7% | $1,020,000 | View |
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325 E Main St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 2 | 0.6% | 66.7% | $55,000 | View |
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6330 Mcintyre Pkwy, Arvada, CO 80403 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 66.7% | $170,000 | View |
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577 Kokopelli Blvd, Fruita, CO 81521 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +15 HELOCs |
0.3% | 100% | $425,000 | View |
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8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
Conventional, HELOC | 1 +10 HELOCs |
0.3% | 100% | $25,000 | View |
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★ 5 stars, 1 review 3216 W Colorado Ave, Colorado Springs, CO 80904 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $425,000 | View |
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5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $305,000 | View |
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9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 50% | $115,000 | View |
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15590 W 64th Ave, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
Premier Members Credit Union
12379 W 64th Ave, Arvada, CO 80004 |
Conventional | 1 | 0.3% | 100% | $205,000 | |
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1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77% |
FHA | 1 | 0.3% | 100% | $325,000 | View |
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12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.3% | 100% | $15,000 | View |
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13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
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5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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9332 Dorchester St, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 4.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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105 Centennial Plaza, Buena Vista, CO 81211 A+5.0 ★Texas Ratio: 1.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Loan Simple, Inc.
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Conventional, FHA | 3 | 0.9% | 100% | $265,000 | |
Ent Credit Union (68671)
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VA, HELOC | 1 +2 HELOCs |
0.3% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.3% | 100% | $785,000 | View |
Climb Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 47 | 13.9% | 100% | $258,617 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 31 | 9.2% | 88.6% | $382,741 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, VA | 28 | 8.3% | 90.6% | $213,928 | View |
Guild Mortgage Company
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Conventional, FHA, VA | 25 | 7.4% | 92.6% | $276,200 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 16 | 4.7% | 94.1% | $307,500 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 13 | 3.8% | 100% | $273,461 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA, VA | 10 | 3% | 100% | $358,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 8 | 2.4% | 80% | $140,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo, HELOC | 6 +1 HELOCs |
1.8% | 100% | $500,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 1.8% | 100% | $216,666 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +2 HELOCs |
1.5% | 62.5% | $79,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 5 | 1.5% | 100% | $363,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional, VA | 5 | 1.5% | 100% | $321,000 | |
Primary Residential Mortgage, INC.
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Conventional | 4 | 1.2% | 100% | $325,000 | |
Amerisave Mortgage Company
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Conventional | 4 | 1.2% | 66.7% | $142,500 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 4 | 1.2% | 57.1% | $345,000 | View |
Paramount Residential Mortgage
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Conventional, VA, USDA | 4 | 1.2% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +2 HELOCs |
0.9% | 100% | $288,333 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.9% | 60% | $208,333 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $391,666 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.9% | 100% | $371,666 | |
Residential Wholesale Mortgage
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Conventional | 3 | 0.9% | 100% | $258,333 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 3 | 0.9% | 44.4% | $328,333 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 0.9% | 83.3% | $415,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 0.9% | 75% | $281,666 | |
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A+5.0 ★Texas Ratio: 5.32% |
Conventional, FHA | 3 | 0.9% | 100% | $398,333 | View |
The Loan Store, Inc
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Conventional, FHA, HELOC | 2 +2 HELOCs |
0.6% | 100% | $280,000 | |
New American Funding, LLC.
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $285,000 | |
Newrez LLC
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Conventional, VA | 2 | 0.6% | 66.7% | $255,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.6% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 2 | 0.6% | 100% | $360,000 | View |
Mortgage Research Center
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VA | 2 | 0.6% | 50% | $465,000 | |
Plaza Home Mortgage, Inc
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FHA | 2 | 0.6% | 100% | $360,000 | |
Gershman Investment Corp.
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Conventional | 2 | 0.6% | 100% | $340,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $165,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.3% | 75% | $45,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $335,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 50% | $325,000 | |
Group Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Click n' Close, Inc.
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VA | 1 | 0.3% | 100% | $305,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
Franklin Loan Corporation
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Conventional | 1 | 0.3% | 100% | $465,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.3% | 100% | $195,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Veritas Funding, LLC
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VA | 1 | 0.3% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $295,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 16.7% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Fruita Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fruita, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Fruita? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fruita in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fruita, CO
Use these to narrow the list above. Each category shows how many Fruita, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Fruita, CO
Independent mortgage companies closed 79 percent of home loans in Fruita, Colorado in 2025, banks 16.3 percent and credit unions 4.7 percent. Loan Simple, Inc. was the largest mortgage company, Alpine Bank the largest bank and Coloramo Federal Credit Union the largest credit union. Among lenders headquartered in Colorado, Alpine Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fruita, CO
By home loans closed in 2025, Alpine Bank was the largest mortgage lender in Fruita, Colorado with 6 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Fruita, Colorado in 2025, led by Ark-La-Tex Financial Services LLC with 13. 22 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 10 credit unions closed home loans in Fruita, Colorado in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fruita, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fruita, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fruita. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
