Mortgage Lenders and Brokers in Winchester, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Winchester, California mortgage lenders include Bank of America NABank of America NA30652 Benton Rd, Winchester, CA 92596A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA30712 Benton Rd, Winchester, CA 92596A+5.0 ★Texas Ratio: 3.68%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, California Coast Credit UnionCalifornia Coast Credit Union386 E H St Ste 213, Chula Vista, CA 91910 7487A+5.0 ★Texas Ratio: 1.25%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, San Diego County Credit UnionSan Diego County Credit Union2530 El Camino Real, Carlsbad, CA 92008A+5.0 ★Texas Ratio: 0.52%, and PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Winchester, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Winchester are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Winchester, California
Market share is the lender's share of all home loans closed in Winchester, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Winchester 30652 Benton Rd, Winchester, CA 92596 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1 office in Winchester 30712 Benton Rd, Winchester, CA 92596 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 13 +7 HELOCs |
2.9% | 86.7% | $127,307 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA | 5 | 1.1% | 100% | $497,000 | View |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $95,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $560,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 66.7% | $235,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0.5% | 100% | $360,000 | View |
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2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $55,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $685,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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300 S Highland Springs Ave, Banning, CA 92220 6504 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
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1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 13 | 2.9% | 86.7% | $501,923 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA | 8 | 1.8% | 88.9% | $541,250 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 6 +2 HELOCs |
1.4% | 100% | $355,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 6 | 1.4% | 100% | $571,666 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, VA | 5 | 1.1% | 90% | $517,000 | View |
Franklin Loan Corporation
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Conventional, VA | 4 | 0.9% | 100% | $337,500 | |
Kind Lending, LLC
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Conventional | 3 | 0.7% | 60% | $245,000 | |
loanDepot.com LLC
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Conventional | 3 | 0.7% | 75% | $175,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, FHA | 3 | 0.7% | 100% | $365,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 0.7% | 75% | $425,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $475,000 | |
Intelliloan, Inc.
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FHA | 2 | 0.5% | 100% | $445,000 | |
American Pacific Mortgage Corporation
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VA | 2 | 0.5% | 100% | $685,000 | |
AmWest Funding Corp
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FHA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $655,000 | |
ML Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Residential Wholesale Mortgage
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FHA | 1 | 0.2% | 100% | $605,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Pacific Lending LLC
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VA | 1 | 0.2% | 100% | $515,000 | |
Resicentral LLC
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FHA | 1 | 0.2% | 100% | $635,000 | |
Guild Mortgage Company
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FHA | 1 | 0.2% | 100% | $565,000 | |
JMJ Financial Group Inc.
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VA | 1 | 0.2% | 100% | $665,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Flexpoint, Inc.
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FHA | 1 | 0.2% | 100% | $595,000 | |
Hometown Equity Mortgage, LLC
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FHA | 1 | 0.2% | 50% | $665,000 | |
T. J. Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.2% | 100% | $675,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 12.5% | $135,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $215,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $775,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 153 | 34.5% | 89.6% | $548,464 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 38 +3 HELOCs |
8.6% | 85.4% | $545,263 | |
Rocket Mortgage
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Conventional, FHA, VA | 33 | 7.4% | 78.6% | $346,818 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 12 | 2.7% | 100% | $522,500 | |
Village Capital & Investment
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FHA, VA, Jumbo | 9 | 2% | 100% | $653,888 | |
Newrez LLC
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Conventional, VA, Jumbo | 8 | 1.8% | 72.7% | $536,250 | |
The Loan Store, Inc
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Conventional, FHA, VA, HELOC | 6 +8 HELOCs |
1.4% | 100% | $431,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +7 HELOCs |
1.4% | 60% | $270,000 | |
Spring Eq, LLC
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Conventional, HELOC | 6 +1 HELOCs |
1.4% | 42.9% | $158,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.4% | 100% | $521,666 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.1% | 100% | $543,000 | |
Mortgage Research Center
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VA | 5 | 1.1% | 55.6% | $607,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 3 | 0.7% | 100% | $588,333 | |
Loanunited.Com, LLC
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Conventional, FHA, VA | 3 | 0.7% | 75% | $565,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.7% | 100% | $55,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 0.7% | 100% | $555,000 | |
Nationstar Mortgage
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Conventional | 3 | 0.7% | 60% | $68,333 | |
Ark-La-Tex Financial Services LLC
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FHA, VA | 3 | 0.7% | 100% | $665,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA | 2 | 0.5% | 100% | $430,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 2 | 0.5% | 100% | $750,000 | View |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $300,000 | |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $425,000 | |
American Financial Resources LLC
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VA | 1 | 0.2% | 100% | $435,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.2% | 50% | $645,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Nbkc Bank
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VA | 1 | 0.2% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 13.85% |
VA | 1 | 0.2% | 100% | $585,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
VA | 1 | 0.2% | 100% | $805,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $625,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 25% | $55,000 | View |
Lower, LLC
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VA | 1 | 0.2% | 50% | $555,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Winchester Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Winchester, California
Looking for mortgage lenders near me or mortgage brokers near me in Winchester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Winchester in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Winchester, CA
Use these to narrow the list above. Each category shows how many Winchester, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Winchester, CA
Independent mortgage companies closed 90.1 percent of home loans in Winchester, California in 2025, banks 3.8 percent and credit unions 6.1 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Bank of America NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Winchester, CA
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Winchester, California with 0 loans, about 0 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Winchester, California, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 89.6 percent, against a 84.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Winchester, California in 2025, led by DHI Mortgage Company, LTD. with 73. 34 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 13 credit unions closed home loans in Winchester, California in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Winchester, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Winchester, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Winchester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
