Mortgage Lenders and Brokers in Wilton, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wilton, California mortgage lenders include SAFE Credit UnionSAFE Credit Union7887 Walerga Rd, Antelope, CA 95843A+5.0 ★Texas Ratio: 3.24%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Banner BankBanner Bank5901 Priestly Dr, Carlsbad, CA 92008A+5.0 ★Texas Ratio: 2.91%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, El Dorado Savings BankEl Dorado Savings Bank1227 Oak Ct, Arnold, CA 95223A+5.0 ★Texas Ratio: 0.41%, San Joaquin Power Employees Credit UnionSan Joaquin Power Employees Credit Union1080 W SHAW AVE STE 109, FRESNO, CA 93711A+5.0 ★Texas Ratio: 0.17%, and First Northern Bank of DixonFirst Northern Bank of Dixon390 Elm Ave, Auburn, CA 95603A+5.0 ★Texas Ratio: 2.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wilton, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wilton are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wilton, California
Market share is the lender's share of all home loans closed in Wilton, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional, HELOC | 2 +1 HELOCs |
2.1% | 100% | $120,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 2 | 2.1% | 100% | $910,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 1 +6 HELOCs |
1% | 50% | $635,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 50% | $55,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $655,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1% | 100% | $525,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $805,000 | View |
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1227 Oak Ct, Arnold, CA 95223 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 1% | 100% | $165,000 | View |
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1080 W SHAW AVE STE 109, FRESNO, CA 93711 A+5.0 ★Texas Ratio: 0.17% |
Conventional | 1 | 1% | 100% | $765,000 | View |
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390 Elm Ave, Auburn, CA 95603 A+5.0 ★Texas Ratio: 2.69% |
Conventional, Jumbo | 1 | 1% | 100% | $935,000 | View |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional, Jumbo | 1 | 1% | 100% | $885,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Pacific Mortgage Corporation
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Conventional, Jumbo | 6 | 6.2% | 100% | $698,333 | |
loanDepot.com LLC
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Conventional, Jumbo, HELOC | 4 +1 HELOCs |
4.1% | 80% | $502,500 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 3.1% | 100% | $648,333 | |
Kind Lending, LLC
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Conventional, Jumbo | 2 | 2.1% | 66.7% | $810,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 2.1% | 100% | $630,000 | |
Summit Funding.Inc
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Conventional | 2 | 2.1% | 100% | $735,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 2.1% | 100% | $425,000 | |
Watermark Capital, Inc.
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VA | 1 | 1% | 100% | $645,000 | |
Resicentral LLC
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Conventional | 1 | 1% | 100% | $755,000 | |
Fidelity Lending Solutions Inc
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Conventional | 1 | 1% | 100% | $595,000 | |
Royal Pacific Funding
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Conventional | 1 | 1% | 100% | $545,000 | |
West Coast Mortgage Group & Realty Co
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Conventional | 1 | 1% | 100% | $635,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 1% | 100% | $595,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 1% | 100% | $735,000 | |
Ardri LLC
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Conventional, Jumbo | 1 | 1% | 100% | $1,405,000 | |
Coastal Funding SLC, Inc.
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Conventional | 1 | 1% | 100% | $735,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1% | 100% | $695,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 24 +5 HELOCs |
24.7% | 96% | $657,500 | |
Rocket Mortgage
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Conventional, Jumbo | 6 | 6.2% | 63.6% | $495,000 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
3.1% | 100% | $575,000 | |
Freedom Mortgage Corporation
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Conventional | 3 | 3.1% | 100% | $488,333 | |
Guaranteed Rate, Inc.
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VA | 2 | 2.1% | 100% | $800,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
1% | 16.7% | $155,000 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
1% | 50% | $405,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 1 | 1% | 100% | $1,115,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1% | 100% | $45,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 1% | 100% | $425,000 | |
Nationstar Mortgage
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Conventional | 1 | 1% | 50% | $505,000 | |
Better Mortgage Corporation
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VA, Jumbo | 1 | 1% | 100% | $1,355,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1% | 100% | $435,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 1% | 100% | $715,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 1% | 100% | $545,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1% | 100% | $785,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1% | 100% | $685,000 | |
21St Mortgage
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Conventional | 1 | 1% | 100% | $205,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 1% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1% | 100% | $645,000 | View |
Alliant Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Wilton Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wilton, California
Looking for mortgage lenders near me or mortgage brokers near me in Wilton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wilton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wilton, CA
Use these to narrow the list above. Each category shows how many Wilton, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Wilton, CA
Independent mortgage companies closed 84.5 percent of home loans in Wilton, California in 2025, banks 10.3 percent and credit unions 5.2 percent. American Pacific Mortgage Corporation was the largest mortgage company, Bank of America NA the largest bank and SAFE Credit Union the largest credit union. Among lenders headquartered in California, SAFE Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wilton, CA
By home loans closed in 2025, SAFE Credit Union was the largest mortgage lender in Wilton, California with 2 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Wilton, California in 2025, led by New American Funding, LLC. with 2. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 10 credit unions closed home loans in Wilton, California in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wilton, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wilton, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wilton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
