Mortgage Lenders and Brokers in Valinda, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Valinda, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Cathay BankCathay Bank590 W Main St, Alhambra, CA 91801A+5.0 ★Texas Ratio: 4.57%, Royal Business BankRoyal Business Bank901 S Baldwin Ave, Arcadia, CA 91007A5.0 ★Texas Ratio: 7.57%, Los Angeles Federal Credit UnionLos Angeles Federal Credit Union11306 South St, Cerritos, CA 90703A+5.0 ★Texas Ratio: 3.95%, CTBC Bank USACTBC Bank USA56 E Duarte Rd, Arcadia, CA 91006A5.0 ★Texas Ratio: 8.76%, East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, and The First Financial Federal Credit UnionThe First Financial Federal Credit Union1211 E Valley Blvd, Alhambra, CA 91801A+5.0 ★Texas Ratio: 4.74%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Valinda, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Valinda are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Valinda, California
Market share is the lender's share of all home loans closed in Valinda, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 5.2% | 100% | $447,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 3 +7 HELOCs |
3.1% | 100% | $355,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +9 HELOCs |
1% | 100% | $255,000 | View |
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590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 1% | 100% | $305,000 | View |
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901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 1% | 100% | $675,000 | View |
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11306 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 3.95% |
Conventional | 1 | 1% | 100% | $65,000 | View |
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56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 1% | 100% | $425,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 1% | 100% | $365,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 1% | 100% | $325,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 1% | 100% | $155,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 6 | 6.2% | 100% | $595,000 | View |
AmWest Funding Corp
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Conventional, HELOC | 3 +1 HELOCs |
3.1% | 100% | $608,333 | |
New American Funding, LLC.
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Conventional | 3 | 3.1% | 100% | $385,000 | |
Paramount Residential Mortgage
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Conventional | 3 | 3.1% | 100% | $441,666 | |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
2.1% | 100% | $130,000 | |
AAA Capital Investment, Inc
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Conventional | 2 | 2.1% | 100% | $505,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 2 | 2.1% | 100% | $735,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 2 | 2.1% | 100% | $395,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 2.1% | 100% | $470,000 | |
New Wave Lending Group Inc
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Conventional | 2 | 2.1% | 100% | $480,000 | |
Nmsi, Inc.
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Conventional | 2 | 2.1% | 100% | $645,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $345,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1% | 100% | $325,000 | |
American Financial Network, Inc.
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Conventional | 1 | 1% | 100% | $255,000 | |
Ahl Funding
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Conventional | 1 | 1% | 100% | $185,000 | |
Royal Pacific Funding
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VA | 1 | 1% | 100% | $565,000 | |
Greenbox Loans
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Conventional | 1 | 1% | 100% | $385,000 | |
Campos Financial Corp
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FHA | 1 | 1% | 100% | $685,000 | |
JSB Mortgage Corporation
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Conventional | 1 | 1% | 100% | $535,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1% | 50% | $425,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 1% | 100% | $665,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 1% | 100% | $315,000 | |
Nexera Holding LLC
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Conventional | 1 | 1% | 100% | $105,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 1% | 100% | $255,000 | |
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 12 | 12.4% | 80% | $295,000 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 10 +1 HELOCs |
10.3% | 100% | $536,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 2.1% | 75% | $430,000 | |
Newrez LLC
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Conventional | 2 | 2.1% | 50% | $400,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 2.1% | 100% | $255,000 | |
Nationstar Mortgage
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Conventional | 2 | 2.1% | 50% | $50,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1% | 100% | $175,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 1% | 100% | $845,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 1% | 100% | $445,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 1% | 100% | $435,000 | |
Mortgage Research Center
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VA | 1 | 1% | 100% | $845,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1% | 100% | $515,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 1% | 100% | $325,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1% | 100% | $665,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 1% | 100% | $635,000 | |
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeStreet Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Valinda Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Valinda, California
Looking for mortgage lenders near me or mortgage brokers near me in Valinda? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Valinda in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Valinda, CA
Use these to narrow the list above. Each category shows how many Valinda, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Valinda, CA
Independent mortgage companies closed 81.4 percent of home loans in Valinda, California in 2025, banks 13.4 percent and credit unions 5.2 percent. Ocmbc, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Valinda, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Valinda, California with 5 loans, about 5.2 percent of the market. The largest lender headquartered in California was Schoolsfirst FCU with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Valinda, California in 2025, led by Ocmbc, Inc. with 3. 4 lenders closed VA loans, led by Royal Pacific Funding. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 9 credit unions closed home loans in Valinda, California in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Valinda, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Valinda, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Valinda. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
