Mortgage Lenders and Brokers in Temelec, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Temelec, California mortgage lenders include Redwood Credit UnionRedwood Credit Union406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281A+5.0 ★Texas Ratio: 4.20%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Citizens Bank, NACitizens Bank, NA750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941A+5.0 ★Texas Ratio: 5.44%, Tri Counties BankTri Counties Bank2686 Gateway Dr, Anderson, CA 96007A+5.0 ★Texas Ratio: 5.34%, San Francisco Fire Credit UnionSan Francisco Fire Credit Union3201 California St, San Francisco, CA 94118 1903A+5.0 ★Texas Ratio: 3.32%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, Educational Employees Credit UnionEducational Employees Credit Union1660 Herndon Ave Ste 101, Clovis, CA 93611A+5.0 ★Texas Ratio: 0.58%, and Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Temelec, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Temelec are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Temelec, California
Market share is the lender's share of all home loans closed in Temelec, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional, Jumbo, HELOC | 8 +5 HELOCs |
12.7% | 90% | $802,500 | View |
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 6 | 9.5% | 85.7% | $1,998,333 | View |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
3.2% | 100% | $2,365,000 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
1.6% | 100% | $2,505,000 | View |
|
750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.6% | 100% | $3,505,000 | View |
|
2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
Conventional, Jumbo | 1 | 1.6% | 100% | $1,735,000 | View |
|
3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 1.6% | 100% | $205,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional, Jumbo | 1 | 1.6% | 100% | $1,805,000 | |
|
1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 1 | 1.6% | 100% | $115,000 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.6% | 100% | $365,000 | View |
|
★ 2 stars, 1 review 2208 S Shore Ctr, Alameda, CA 94501 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 1.6% | 100% | $65,000 | View |
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 1.6% | 100% | $1,835,000 | View |
|
14866 Olympic Dr, Clearlake, CA 95422 A5.0 ★Texas Ratio: 8.05% |
Conventional | 1 | 1.6% | 100% | $105,000 | View |
|
200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.6% | 100% | $705,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.6% | 100% | $135,000 | View |
|
1391 Franklin St, Santa Clara, CA 95050 4710 A+5.0 ★Texas Ratio: 1.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Alameda Mortgage Corporation
|
Conventional | 1 | 1.6% | 100% | $345,000 | |
loanDepot.com LLC
|
Conventional, Jumbo | 1 | 1.6% | 100% | $1,025,000 | |
Provident Funding Associates
|
Conventional | 1 | 1.6% | 100% | $405,000 | |
New American Funding, LLC.
|
Conventional | 1 | 1.6% | 100% | $675,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, VA, Jumbo | 8 | 12.7% | 72.7% | $378,750 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 5 | 7.9% | 100% | $595,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 4 | 6.3% | 100% | $820,000 | View |
Triad Financial Services, Inc.
|
Conventional | 3 | 4.8% | 100% | $175,000 | |
Originpoint, LLC
|
Conventional, VA, Jumbo | 2 | 3.2% | 100% | $925,000 | |
Guaranteed Rate, Inc.
|
Conventional, Jumbo | 2 | 3.2% | 100% | $1,425,000 | |
Evergreen Moneysource Mortgage Company
|
Conventional | 2 | 3.2% | 100% | $535,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 1.6% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 1.6% | 100% | $2,875,000 | View |
Newrez LLC
|
Conventional, Jumbo | 1 | 1.6% | 100% | $995,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 1.6% | 100% | $155,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1.6% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Temelec Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Temelec, California
Looking for mortgage lenders near me or mortgage brokers near me in Temelec? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Temelec in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Temelec, CA
Use these to narrow the list above. Each category shows how many Temelec, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Temelec, CA
Independent mortgage companies closed 47.6 percent of home loans in Temelec, California in 2025, banks 33.3 percent and credit unions 19 percent. Synergy One Lending, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Redwood Credit Union the largest credit union. Among lenders headquartered in California, Redwood Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Temelec, CA
By home loans closed in 2025, Redwood Credit Union was the largest mortgage lender in Temelec, California with 8 loans, about 12.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Temelec, California in 2025, led by CrossCountry Mortgage, LLC with 2. 2 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 7 credit unions closed home loans in Temelec, California in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Temelec, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Temelec, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Temelec. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
