Sunol, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Fremont BankFremont Bank200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.11%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, 1st UNITED CREDIT UNION1st UNITED CREDIT UNION2680 5th St Ste A, Alameda, CA 94501A+5.0 ★Texas Ratio: 1.28%, East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, and US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sunol, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sunol are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Sunol, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 5 | 12.8% | 100% | $1,331,000 | View |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +5 HELOCs |
7.7% | 75% | $1,271,666 | View |
|
200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
7.7% | 75% | $1,288,333 | View |
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 7.7% | 75% | $1,271,666 | View |
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 2 | 5.1% | 100% | $1,650,000 | View |
|
10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 2.6% | 100% | $755,000 | View |
|
2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
Conventional | 1 | 2.6% | 100% | $455,000 | View |
|
403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, Jumbo | 1 | 2.6% | 100% | $2,405,000 | View |
|
5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 2.6% | 100% | $1,315,000 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
|
10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
General Mortgage Capital Corporation
|
Conventional | 2 | 5.1% | 100% | $575,000 | |
Pennymac Loan Services LLC
|
Conventional, Jumbo | 1 | 2.6% | 50% | $1,505,000 | |
AmWest Funding Corp
|
Conventional | 1 | 2.6% | 100% | $275,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 2.6% | 100% | $385,000 | |
United Wholesale Mortgage
|
Conventional, VA | 2 | 5.1% | 50% | $745,000 | |
Rocket Mortgage
|
Conventional, Jumbo | 2 | 5.1% | 25% | $1,625,000 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo | 1 | 2.6% | 50% | $2,655,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 2.6% | 100% | $495,000 | |
Ameritrust Mortgage Corporation
|
Conventional | 1 | 2.6% | 100% | $355,000 | |
Mortgage Research Center
|
VA | 1 | 2.6% | 100% | $615,000 | |
Logan Finance Corporation
|
Conventional | 1 | 2.6% | 100% | $1,005,000 | |
The Loan Store, Inc
|
Conventional | 1 | 2.6% | 100% | $605,000 | |
Florida Capital Bank, N.A
|
Conventional, Jumbo | 1 | 2.6% | 100% | $1,315,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 2.6% | 100% | $875,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 2.6% | 100% | $165,000 | |
Texana Bank
|
VA | 1 | 2.6% | 100% | $225,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Originpoint, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for California compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Sunol? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sunol in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Sunol, CA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 41 percent of home loans in Sunol, California in 2025, banks 56.4 percent and credit unions 2.6 percent. General Mortgage Capital Corporation was the largest mortgage company, Wells Fargo Bank NA the largest bank and 1st UNITED CREDIT UNION the largest credit union. Among lenders headquartered in California, Bank of America NA led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Sunol, California with 5 loans, about 12.8 percent of the market. The largest lender headquartered in California was Bank of America NA with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Sunol, California in 2025, led by American Pacific Mortgage Corporation with 1. 3 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 6 credit unions closed home loans in Sunol, California in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sunol, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sunol, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sunol. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.