Mortgage Lenders and Brokers in Spring Valley Lake, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Spring Valley Lake, California mortgage lenders include Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, Arrowhead Central Credit UnionArrowhead Central Credit Union23971 Lake Dr, Crestline, CA 92325A+5.0 ★Texas Ratio: 3.64%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Rize Federal Credit UnionRize Federal Credit Union12701 Schabarum Ave, Irwindale, CA 91706A5.0 ★Texas Ratio: 6.24%, Altura Credit UnionAltura Credit Union300 S Highland Springs Ave, Banning, CA 92220 6504A+5.0 ★Texas Ratio: 3.54%, and Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Spring Valley Lake, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Spring Valley Lake are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Spring Valley Lake, California
Market share is the lender's share of all home loans closed in Spring Valley Lake, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 9 +9 HELOCs |
4.5% | 90% | $242,777 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 5 +4 HELOCs |
2.5% | 71.4% | $395,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 4 | 2% | 80% | $397,500 | View |
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23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 2 | 1% | 50% | $35,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 50% | $395,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $665,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $435,000 | View |
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12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24% |
Conventional | 1 | 0.5% | 33.3% | $45,000 | View |
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300 S Highland Springs Ave, Banning, CA 92220 6504 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 0.5% | 100% | $625,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 10 | 5% | 90.9% | $459,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 6 | 3% | 100% | $476,666 | |
ML Mortgage Corp.
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FHA, VA | 4 | 2% | 100% | $472,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 2% | 66.7% | $235,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
1.5% | 100% | $518,333 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 1.5% | 100% | $288,333 | |
AmWest Funding Corp
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Conventional | 3 | 1.5% | 100% | $348,333 | |
New American Funding, LLC.
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Conventional, VA | 3 | 1.5% | 75% | $391,666 | |
Ahl Funding
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FHA | 2 | 1% | 100% | $530,000 | |
Royal Pacific Funding
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Conventional, FHA | 2 | 1% | 75% | $385,000 | |
Franklin Loan Corporation
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Conventional | 2 | 1% | 100% | $375,000 | |
Nmsi, Inc.
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Conventional | 2 | 1% | 100% | $345,000 | |
Golden Empire Mortgage, Inc.
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FHA | 1 | 0.5% | 100% | $445,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Home Mortgage Alliance Corp (Hmac)
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FHA | 1 | 0.5% | 100% | $485,000 | |
Habitfactory USA Inc dba Loaning AI
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Conventional | 1 | 0.5% | 100% | $385,000 | |
Winprime Lending
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Conventional | 1 | 0.5% | 100% | $295,000 | |
JMJ Financial Group Inc.
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FHA | 1 | 0.5% | 100% | $455,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.5% | 100% | $255,000 | |
First Stardand Financial dba Nexcap Home Loans
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Ez Fundings Inc
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FHA | 1 | 0.5% | 100% | $455,000 | |
Victoria Financial Corp
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.5% | 100% | $565,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $695,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.5% | 100% | $675,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $435,000 | |
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 29 +3 HELOCs |
14.4% | 88.6% | $460,172 | |
Rocket Mortgage
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Conventional, FHA | 16 | 8% | 76.2% | $303,750 | |
Freedom Mortgage Corporation
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FHA, VA, Jumbo | 8 | 4% | 88.9% | $491,250 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 6 | 3% | 85.7% | $428,333 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, HELOC | 5 +1 HELOCs |
2.5% | 100% | $507,000 | |
Newrez LLC
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Conventional, FHA | 4 | 2% | 57.1% | $347,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 2% | 100% | $485,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 2% | 66.7% | $177,500 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 3 +3 HELOCs |
1.5% | 100% | $528,333 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 1.5% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA | 3 | 1.5% | 100% | $341,666 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 1.5% | 100% | $301,666 | View |
Mortgage Solutions of Colorado
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Conventional, FHA | 3 | 1.5% | 100% | $158,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +4 HELOCs |
1% | 100% | $345,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1% | 100% | $345,000 | View |
Mortgage Research Center
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VA | 2 | 1% | 50% | $500,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 20% | $115,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.5% | 50% | $205,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.5% | 100% | $535,000 | |
Global Federal Credit Union
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FHA | 1 | 0.5% | 100% | $635,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $465,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $565,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.5% | 33.3% | $75,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 33.3% | $395,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 20% | $55,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $395,000 | |
Nfm, Inc
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FHA | 1 | 0.5% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
FHA | 1 | 0.5% | 100% | $315,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $335,000 | View |
Tomo Mortgage LLC
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VA | 1 | 0.5% | 100% | $735,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Spring Valley Lake Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Spring Valley Lake, California
Looking for mortgage lenders near me or mortgage brokers near me in Spring Valley Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Spring Valley Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Spring Valley Lake, CA
Use these to narrow the list above. Each category shows how many Spring Valley Lake, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Spring Valley Lake, CA
Independent mortgage companies closed 82.1 percent of home loans in Spring Valley Lake, California in 2025, banks 9.5 percent and credit unions 8.5 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Spring Valley Lake, CA
By home loans closed in 2025, Schoolsfirst FCU was the largest mortgage lender in Spring Valley Lake, California with 9 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Spring Valley Lake, California in 2025, led by United Wholesale Mortgage with 13. 14 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 10 credit unions closed home loans in Spring Valley Lake, California in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Spring Valley Lake, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Spring Valley Lake, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Spring Valley Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
