Mortgage Lenders and Brokers in South San Jose Hills, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South San Jose Hills, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Royal Business BankRoyal Business Bank901 S Baldwin Ave, Arcadia, CA 91007A5.0 ★Texas Ratio: 7.57%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Pcb BankPcb Bank17709 Pioneer Blvd, Artesia, CA 90701A+5.0 ★Texas Ratio: 2.25%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, ClearPath LendingClearPath Lending300 E Magnolia Blvd, Burbank, CA 91502A+5.0 ★Texas Ratio: 2.77%, Credit Union of Southern CaliforniaCredit Union of Southern California900 S Fremont Ave, Alhambra, CA 91803 1331A+5.0 ★Texas Ratio: 2.65%, Preferred BankPreferred Bank325 E Valley Blvd, Alhambra, CA 91801A5.0 ★Texas Ratio: 12.84%, and East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South San Jose Hills, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South San Jose Hills are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South San Jose Hills, California
Market share is the lender's share of all home loans closed in South San Jose Hills, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 3.8% | 75% | $321,666 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 2 +1 HELOCs |
2.5% | 100% | $160,000 | View |
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901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57% |
Conventional | 2 | 2.5% | 100% | $410,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA | 2 | 2.5% | 100% | $540,000 | View |
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17709 Pioneer Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 2 | 2.5% | 100% | $455,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.2% | 33.3% | $125,000 | View |
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300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 1 | 1.2% | 100% | $595,000 | View |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional | 1 | 1.2% | 100% | $85,000 | View |
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325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84% |
Conventional | 1 | 1.2% | 100% | $505,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 1.2% | 100% | $415,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 3 | 3.8% | 100% | $455,000 | View |
loanDepot.com LLC
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Conventional, FHA | 2 | 2.5% | 100% | $390,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, FHA | 2 | 2.5% | 66.7% | $500,000 | |
Royal Pacific Funding
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Conventional | 2 | 2.5% | 100% | $405,000 | |
New Wave Lending Group Inc
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Conventional | 2 | 2.5% | 100% | $515,000 | |
Emet Lending Group, Inc.
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Conventional | 2 | 2.5% | 100% | $555,000 | |
ML Mortgage Corp.
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FHA | 1 | 1.2% | 100% | $525,000 | |
Golden Empire Mortgage, Inc.
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FHA | 1 | 1.2% | 100% | $645,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1.2% | 100% | $565,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.2% | 50% | $335,000 | |
Guild Mortgage Company
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FHA | 1 | 1.2% | 100% | $735,000 | |
Fidelity Lending Solutions Inc
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Conventional | 1 | 1.2% | 100% | $595,000 | |
AmWest Funding Corp
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Conventional | 1 | 1.2% | 100% | $485,000 | |
Bay-Valley Mortgage Group
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Conventional | 1 | 1.2% | 100% | $155,000 | |
First Stardand Financial dba Nexcap Home Loans
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Conventional | 1 | 1.2% | 100% | $355,000 | |
T. J. Financial, Inc.
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Conventional | 1 | 1.2% | 100% | $465,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 1.2% | 100% | $405,000 | |
Nmsi, Inc.
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Conventional | 1 | 1.2% | 100% | $225,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Southland Credit Uniom
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, HELOC | 12 +1 HELOCs |
15% | 100% | $529,166 | |
Rocket Mortgage
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Conventional, FHA | 7 | 8.8% | 70% | $390,714 | |
21St Mortgage
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Conventional | 4 | 5% | 40% | $152,500 | |
Spring Eq, LLC
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Conventional | 3 | 3.8% | 50% | $98,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 50% | $35,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.2% | 100% | $635,000 | |
Newrez LLC
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Conventional | 1 | 1.2% | 50% | $75,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 1.2% | 100% | $275,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.2% | 100% | $745,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.2% | 45.5% | $175,000 | |
Loanunited.Com, LLC
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FHA | 1 | 1.2% | 100% | $595,000 | |
Data Mortgage, Inc
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FHA | 1 | 1.2% | 100% | $565,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 1.2% | 66.7% | $95,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.2% | 100% | $545,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.2% | 25% | $115,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $565,000 | |
Champions Funding, LLC
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Conventional | 1 | 1.2% | 100% | $375,000 | |
The Loan Store, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a |
South San Jose Hills Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South San Jose Hills, California
Looking for mortgage lenders near me or mortgage brokers near me in South San Jose Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South San Jose Hills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South San Jose Hills, CA
Use these to narrow the list above. Each category shows how many South San Jose Hills, CA lenders fit and what that kind of lender is usually best for.
Who Lends in South San Jose Hills, CA
Independent mortgage companies closed 81.2 percent of home loans in South San Jose Hills, California in 2025, banks 12.5 percent and credit unions 6.2 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South San Jose Hills, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in South San Jose Hills, California with 3 loans, about 3.8 percent of the market. The largest lender headquartered in California was Schoolsfirst FCU with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in South San Jose Hills, California in 2025, led by United Wholesale Mortgage with 4. 1 lenders closed VA loans, led by ClearPath Lending. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 7 credit unions closed home loans in South San Jose Hills, California in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South San Jose Hills, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South San Jose Hills, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South San Jose Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
