Mortgage Lenders and Brokers in Shasta Lake, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shasta Lake, California mortgage lenders include Tri Counties BankTri Counties Bank4715 Shasta Dam Blvd, Shasta Lake, CA 96019A+5.0 ★Texas Ratio: 5.34%, Members 1St Credit UnionMembers 1St Credit Union5020 Rhonda Rd, Anderson, CA 96007 9014, Columbia BankColumbia Bank3700 Lone Tree Way, Antioch, CA 94509A+5.0 ★Texas Ratio: 2.28%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Bay Federal Credit UnionBay Federal Credit Union48 Rancho Del Mar, Aptos, CA 95003A+5.0 ★Texas Ratio: 1.88%, and Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shasta Lake, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shasta Lake are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shasta Lake, California
Market share is the lender's share of all home loans closed in Shasta Lake, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Shasta Lake 4715 Shasta Dam Blvd, Shasta Lake, CA 96019 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 3 +9 HELOCs |
1.4% | 66.7% | $78,333 | View |
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5020 Rhonda Rd, Anderson, CA 96007 9014 |
Conventional | 4 | 1.9% | 50% | $75,000 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 3 +2 HELOCs |
1.4% | 100% | $188,333 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.9% | 100% | $205,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 1 +5 HELOCs |
0.5% | 50% | $255,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.5% | 100% | $265,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 25% | $75,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
VA | 1 | 0.5% | 50% | $285,000 | View |
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48 Rancho Del Mar, Aptos, CA 95003 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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5026 Rhonda Rd, Anderson, CA 96007 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Infinity Equity Group, Inc.
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Conventional, FHA | 14 | 6.5% | 93.3% | $282,142 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 14 | 6.5% | 87.5% | $212,857 | |
MortgageOne, Inc
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Conventional, FHA, VA | 8 | 3.7% | 100% | $287,500 | |
Summit Funding.Inc
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Conventional, FHA | 8 | 3.7% | 88.9% | $253,750 | |
Kind Lending, LLC
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Conventional, FHA, VA | 4 | 1.9% | 80% | $177,500 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.9% | 100% | $97,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 1.9% | 80% | $245,000 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 4 | 1.9% | 100% | $292,500 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 1.9% | 100% | $177,500 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 3 +1 HELOCs |
1.4% | 100% | $211,666 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 3 | 1.4% | 100% | $295,000 | |
Resicentral LLC
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Conventional, FHA, VA | 3 | 1.4% | 100% | $278,333 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 3 | 1.4% | 100% | $305,000 | |
Land Home Financial Services,
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Conventional, VA | 2 | 0.9% | 100% | $310,000 | |
Residential Wholesale Mortgage
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FHA | 1 | 0.5% | 100% | $215,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.5% | 100% | $435,000 | |
Home Mortgage Alliance Corp (Hmac)
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FHA | 1 | 0.5% | 100% | $245,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $455,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.5% | 60% | $175,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.5% | 100% | $335,000 | |
Figure Lending LLC
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HELOC | 0 +16 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 22 | 10.3% | 75.9% | $233,181 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 9 +1 HELOCs |
4.2% | 75% | $292,777 | |
Primelending
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Conventional, FHA, VA, USDA | 8 | 3.7% | 61.5% | $231,250 | |
Megastar Finanacial Corp
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Conventional, FHA | 8 | 3.7% | 100% | $196,250 | |
Nfm, Inc
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Conventional, FHA, VA | 7 | 3.3% | 100% | $293,571 | |
CrossCountry Mortgage, LLC
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FHA, VA | 5 | 2.3% | 100% | $301,000 | |
Nationstar Mortgage
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Conventional | 5 | 2.3% | 100% | $147,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 2.3% | 100% | $163,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.9% | 57.1% | $222,500 | |
Mortgage Research Center
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VA | 4 | 1.9% | 80% | $260,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
1.4% | 40% | $58,333 | |
Triad Financial Services, Inc.
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Conventional | 3 | 1.4% | 83.3% | $95,000 | |
Newrez LLC
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Conventional, VA | 2 | 0.9% | 50% | $445,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 0.9% | 100% | $275,000 | |
Churchill Mortgage Corporation
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Conventional, VA | 2 | 0.9% | 100% | $325,000 | |
The Loan Store, Inc
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Conventional, FHA | 2 | 0.9% | 100% | $340,000 | |
21St Mortgage
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Conventional | 2 | 0.9% | 66.7% | $65,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.9% | 100% | $230,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.5% | 100% | $315,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.5% | 25% | $135,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.5% | 100% | $245,000 | |
Filo Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $335,000 | |
City 1st Mortgage Services, LC
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FHA | 1 | 0.5% | 100% | $505,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 14.3% | $55,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.5% | 100% | $255,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $475,000 | View |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.5% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
Rogue Credit Union
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Saygo Home Loans, LLC
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VA | 1 | 0.5% | 100% | $435,000 | |
Veritas Funding, LLC
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VA | 1 | 0.5% | 100% | $235,000 | |
Mld Mortgage, Inc.Dba the Money Store
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VA | 1 | 0.5% | 100% | $115,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.5% | 100% | $285,000 | View |
Village Capital & Investment
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VA | 1 | 0.5% | 50% | $285,000 | |
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Shasta Lake Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shasta Lake, California
Looking for mortgage lenders near me or mortgage brokers near me in Shasta Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shasta Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shasta Lake, CA
Use these to narrow the list above. Each category shows how many Shasta Lake, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Shasta Lake, CA
Independent mortgage companies closed 86.4 percent of home loans in Shasta Lake, California in 2025, banks 8.9 percent and credit unions 4.7 percent. Change Lending was the largest mortgage company, Tri Counties Bank the largest bank and Members 1St Credit Union the largest credit union. Among lenders headquartered in California, Tri Counties Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shasta Lake, CA
By home loans closed in 2025, Tri Counties Bank was the largest mortgage lender in Shasta Lake, California with 3 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Shasta Lake, California in 2025, led by American Pacific Mortgage Corporation with 8. 23 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 12 credit unions closed home loans in Shasta Lake, California in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shasta Lake, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shasta Lake, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shasta Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
