Mortgage Lenders and Brokers in Rio Vista, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Rio Vista, California mortgage lenders include Farmers & Merchants Bank of CeFarmers & Merchants Bank of Ce101 Main St, Rio Vista, CA 94571A+5.0 ★Texas Ratio: 0.87%, Bank of StocktonBank of Stockton230 Main St, Rio Vista, CA 94571A+5.0 ★Texas Ratio: 0.21%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Travis Credit UnionTravis Credit Union5819 Lone Tree Way, Antioch, CA 94531A+5.0 ★Texas Ratio: 4.51%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Fremont BankFremont Bank200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.11%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, SAFE Credit UnionSAFE Credit Union7887 Walerga Rd, Antelope, CA 95843A+5.0 ★Texas Ratio: 3.24%, and Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rio Vista, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rio Vista are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rio Vista, California
Market share is the lender's share of all home loans closed in Rio Vista, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Rio Vista 101 Main St, Rio Vista, CA 94571 A+5.0 ★Texas Ratio: 0.87% |
Conventional | 3 | 1.1% | 50% | $75,000 | View |
|
1 office in Rio Vista 230 Main St, Rio Vista, CA 94571 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 0.4% | 33.3% | $55,000 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
6.4% | 85.7% | $346,111 | View |
|
5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional, HELOC | 6 +1 HELOCs |
2.1% | 100% | $220,000 | View |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
1.1% | 100% | $325,000 | View |
|
200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 100% | $80,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA, VA | 2 | 0.7% | 100% | $390,000 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 2 | 0.7% | 100% | $475,000 | View |
|
7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional | 2 | 0.7% | 100% | $245,000 | View |
|
10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 2 | 0.7% | 100% | $140,000 | View |
|
2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $35,000 | View |
|
2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $155,000 | View |
|
3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
|
406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 1 | 0.4% | 50% | $335,000 | View |
|
31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
|
2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 18 +5 HELOCs |
6.4% | 85.7% | $355,000 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 13 +1 HELOCs |
4.6% | 100% | $281,923 | |
Calcon Mutual Mortgage LLC
|
Conventional, FHA, VA | 10 | 3.5% | 83.3% | $484,000 | |
American Pacific Mortgage Corporation
|
Conventional, VA | 6 | 2.1% | 100% | $345,000 | |
Kind Lending, LLC
|
Conventional, FHA | 5 | 1.8% | 55.6% | $287,000 | |
Paramount Residential Mortgage
|
Conventional | 3 | 1.1% | 100% | $451,666 | |
Alameda Mortgage Corporation
|
Conventional | 2 | 0.7% | 100% | $365,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 0.7% | 50% | $200,000 | |
Guild Mortgage Company
|
Conventional, VA | 2 | 0.7% | 100% | $535,000 | |
Zillow Home Loans, LLC
|
VA | 2 | 0.7% | 100% | $475,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $325,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 1 | 0.4% | 100% | $465,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.4% | 100% | $565,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.4% | 100% | $105,000 | |
Land Home Financial Services,
|
VA | 1 | 0.4% | 100% | $295,000 | |
Generations Home Loans, LLC
|
Conventional | 1 | 0.4% | 100% | $85,000 | |
Franklin Loan Corporation
|
Conventional | 1 | 0.4% | 100% | $55,000 | |
The Police Credit Union of California
|
Conventional | 1 | 0.4% | 100% | $135,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.4% | 100% | $345,000 | |
Carrington Mortgage Services LLC
|
VA | 1 | 0.4% | 100% | $365,000 | |
Operating Engineers Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $55,000 | |
JMAC Lending, Inc.
|
VA | 1 | 0.4% | 100% | $405,000 | |
Figure Lending LLC
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 33 +4 HELOCs |
11.7% | 91.9% | $355,606 | |
Rocket Mortgage
|
Conventional, FHA, VA | 24 | 8.5% | 63.4% | $268,333 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, USDA | 9 | 3.2% | 90% | $429,444 | View |
Mortgage Research Center
|
VA, Jumbo | 9 | 3.2% | 81.8% | $527,222 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 6 | 2.1% | 88.9% | $386,666 | |
Newrez LLC
|
Conventional, VA | 6 | 2.1% | 63.6% | $245,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 5 +2 HELOCs |
1.8% | 100% | $455,000 | |
Nationstar Mortgage
|
Conventional | 5 | 1.8% | 75% | $211,000 | |
Spring Eq, LLC
|
Conventional | 5 | 1.8% | 50% | $69,000 | |
Guaranteed Rate, Inc.
|
FHA, VA, HELOC | 4 +1 HELOCs |
1.4% | 80% | $517,500 | |
Amerisave Mortgage Company
|
Conventional, FHA | 4 | 1.4% | 50% | $90,000 | |
First Colony Mortgage Corporat
|
Conventional, VA | 4 | 1.4% | 100% | $355,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 4 | 1.4% | 100% | $390,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 3 +2 HELOCs |
1.1% | 100% | $208,333 | |
Better Mortgage Corporation
|
Conventional, VA | 3 | 1.1% | 100% | $271,666 | |
Premier Mortgage Resources, LLC
|
Conventional | 2 | 0.7% | 100% | $295,000 | |
Everett Financial, Inc.
|
Conventional, VA | 2 | 0.7% | 66.7% | $460,000 | |
Go Mortgage, LLC
|
Conventional, FHA | 2 | 0.7% | 100% | $380,000 | |
Equity Prime Mortgage LLC
|
VA | 2 | 0.7% | 66.7% | $565,000 | |
Success Mortgage Partners, Inc
|
Conventional | 2 | 0.7% | 100% | $325,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.7% | 100% | $345,000 | |
Waterstone Mortgage Corporation
|
VA | 2 | 0.7% | 100% | $280,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.7% | 100% | $240,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional, VA | 2 | 0.7% | 100% | $370,000 | |
Alliant Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $165,000 | |
Valon Mortgage
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $355,000 | |
HomeBridge Financial Services, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $465,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
Greenstate Credit Union
|
VA | 1 | 0.4% | 100% | $435,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.4% | 50% | $55,000 | |
|
A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
PHH Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $115,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.4% | 50% | $525,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.4% | 100% | $545,000 | View |
|
A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $475,000 | View |
Planet Home Lending, LLC
|
VA | 1 | 0.4% | 100% | $425,000 | |
Vellum Mortgage, Inc.
|
Conventional | 1 | 0.4% | 33.3% | $445,000 | |
Nations Direct Mortgage, LLC
|
FHA | 1 | 0.4% | 100% | $375,000 | |
Right Start Mortgage, Inc
|
FHA | 1 | 0.4% | 100% | $365,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0.4% | 100% | $425,000 | |
Texana Bank
|
VA | 1 | 0.4% | 100% | $425,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 0.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Rio Vista Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rio Vista, California
Looking for mortgage lenders near me or mortgage brokers near me in Rio Vista? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rio Vista in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rio Vista, CA
Use these to narrow the list above. Each category shows how many Rio Vista, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Rio Vista, CA
Independent mortgage companies closed 77.7 percent of home loans in Rio Vista, California in 2025, banks 14.1 percent and credit unions 8.1 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Farmers & Merchants Bank of Ce the largest bank and Travis Credit Union the largest credit union. Among lenders headquartered in California, Farmers & Merchants Bank of Ce led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rio Vista, CA
By home loans closed in 2025, Farmers & Merchants Bank of Ce was the largest mortgage lender in Rio Vista, California with 3 loans, about 1.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Rio Vista, California in 2025, led by United Wholesale Mortgage with 11. 31 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 17 credit unions closed home loans in Rio Vista, California in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rio Vista, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rio Vista, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rio Vista. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
