Mortgage Lenders and Brokers in Ridgemark, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ridgemark, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Columbia BankColumbia Bank3700 Lone Tree Way, Antioch, CA 94509A+5.0 ★Texas Ratio: 2.28%, Bay Federal Credit UnionBay Federal Credit Union48 Rancho Del Mar, Aptos, CA 95003A+5.0 ★Texas Ratio: 1.88%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%, Mirastar Federal Credit UnionMirastar Federal Credit Union1638 W Campbell Ave, Campbell, CA 95008A5.0 ★Texas Ratio: 6.21%, and loanDepot.com LLCloanDepot.com LLCIrvine, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ridgemark, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ridgemark are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ridgemark, California
Market share is the lender's share of all home loans closed in Ridgemark, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2.2% | 100% | $600,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 2 | 2.2% | 66.7% | $465,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 50% | $65,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $205,000 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 1.1% | 100% | $655,000 | View |
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48 Rancho Del Mar, Aptos, CA 95003 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 1 | 1.1% | 100% | $75,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional | 1 | 1.1% | 100% | $865,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
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1638 W Campbell Ave, Campbell, CA 95008 A5.0 ★Texas Ratio: 6.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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Conventional | 5 | 5.6% | 100% | $537,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 3.3% | 100% | $691,666 | |
Royal Pacific Funding
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Conventional | 2 | 2.2% | 100% | $345,000 | |
Provident Funding Associates
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Conventional | 2 | 2.2% | 100% | $600,000 | |
Summit Funding.Inc
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Conventional | 2 | 2.2% | 100% | $270,000 | |
ML Mortgage Corp.
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FHA | 1 | 1.1% | 100% | $525,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.1% | 100% | $565,000 | |
Franklin Loan Corporation
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FHA | 1 | 1.1% | 100% | $875,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 1.1% | 100% | $715,000 | |
Mason-McDuffie Mortgage Corporation
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FHA | 1 | 1.1% | 100% | $865,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Shea Mortgage Inc.
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Conventional | 10 | 11.1% | 100% | $443,000 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 8 +3 HELOCs |
8.9% | 100% | $607,500 | |
Premier Mortgage Resources, LLC
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Conventional | 8 | 8.9% | 100% | $577,500 | |
Rocket Mortgage
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Conventional | 8 | 8.9% | 66.7% | $268,750 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 4.4% | 100% | $610,000 | |
Newrez LLC
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Conventional, FHA | 4 | 4.4% | 100% | $325,000 | |
CrossCountry Mortgage, LLC
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Conventional | 4 | 4.4% | 100% | $615,000 | |
Nationstar Mortgage
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Conventional, VA | 3 | 3.3% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
2.2% | 100% | $835,000 | |
The Loan Store, Inc
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Conventional, FHA | 2 | 2.2% | 100% | $575,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $775,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 1.1% | 100% | $805,000 | |
Primelending
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Conventional | 1 | 1.1% | 100% | $785,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 1.1% | 100% | $375,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.1% | 100% | $755,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.1% | 33.3% | $135,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 1.1% | 100% | $305,000 | |
Champions Funding, LLC
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Conventional | 1 | 1.1% | 100% | $805,000 | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ridgemark Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ridgemark, California
Looking for mortgage lenders near me or mortgage brokers near me in Ridgemark? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ridgemark in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ridgemark, CA
Use these to narrow the list above. Each category shows how many Ridgemark, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Ridgemark, CA
Independent mortgage companies closed 85.6 percent of home loans in Ridgemark, California in 2025, banks 6.7 percent and credit unions 7.8 percent. loanDepot.com LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and Star One Credit Union the largest credit union. Among lenders headquartered in California, Star One Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ridgemark, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Ridgemark, California with 2 loans, about 2.2 percent of the market. The largest lender headquartered in California was Star One Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Ridgemark, California in 2025, led by Freedom Mortgage Corporation with 3. 4 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 8 credit unions closed home loans in Ridgemark, California in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ridgemark, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ridgemark, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ridgemark. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
