Mortgage Lenders and Brokers in Plymouth, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Plymouth, California mortgage lenders include El Dorado Savings BankEl Dorado Savings Bank18726 State Highway 49, Plymouth, CA 95669A+5.0 ★Texas Ratio: 0.41%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, Columbia BankColumbia Bank3700 Lone Tree Way, Antioch, CA 94509A+5.0 ★Texas Ratio: 2.28%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Bank of MarinBank of Marin2208 S Shore Ctr, Alameda, CA 94501A+5.0 ★Texas Ratio: 2.03%, SAFE Credit UnionSAFE Credit Union7887 Walerga Rd, Antelope, CA 95843A+5.0 ★Texas Ratio: 3.24%, Fremont BankFremont Bank200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.11%, and Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Plymouth, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Plymouth are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Plymouth, California
Market share is the lender's share of all home loans closed in Plymouth, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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18726 State Highway 49, Plymouth, CA 95669 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 8 | 8.5% | 81.8% | $181,250 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
3.2% | 75% | $565,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2.1% | 66.7% | $410,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 1 +9 HELOCs |
1.1% | 100% | $245,000 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $255,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $295,000 | View |
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★ 2 stars, 1 review 2208 S Shore Ctr, Alameda, CA 94501 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 1.1% | 100% | $55,000 | View |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional | 1 | 1.1% | 100% | $135,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.1% | 100% | $695,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA | 4 | 4.3% | 100% | $490,000 | |
Alameda Mortgage Corporation
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Conventional, FHA | 3 | 3.2% | 75% | $361,666 | |
loanDepot.com LLC
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Conventional, VA | 3 | 3.2% | 100% | $285,000 | |
Guild Mortgage Company
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Conventional | 3 | 3.2% | 100% | $411,666 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 2.1% | 66.7% | $205,000 | |
JMAC Lending, Inc.
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Conventional, Jumbo | 2 | 2.1% | 100% | $810,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.1% | 50% | $705,000 | |
Resicentral LLC
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Conventional | 1 | 1.1% | 100% | $215,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 1.1% | 100% | $385,000 | |
Summit Funding.Inc
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Conventional | 1 | 1.1% | 100% | $345,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1.1% | 100% | $535,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 17 +1 HELOCs |
18.1% | 90% | $361,470 | |
Rocket Mortgage
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Conventional, FHA | 10 | 10.6% | 76.9% | $292,000 | |
The Loan Store, Inc
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Conventional, FHA | 4 | 4.3% | 100% | $350,000 | |
Spring Eq, LLC
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Conventional | 3 | 3.2% | 60% | $91,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2.1% | 100% | $340,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 2.1% | 100% | $395,000 | |
Nations Direct Mortgage, LLC
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Conventional | 2 | 2.1% | 100% | $530,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 50% | $445,000 | |
Premier Mortgage Resources, LLC
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FHA | 1 | 1.1% | 100% | $465,000 | |
Advantage Plus FCU
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Conventional | 1 | 1.1% | 100% | $335,000 | |
RANLife, Inc.
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VA | 1 | 1.1% | 100% | $215,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.1% | 50% | $135,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.1% | 75% | $105,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.1% | 100% | $65,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 1.1% | 100% | $385,000 | |
Mortgage Research Center
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VA | 1 | 1.1% | 100% | $335,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.1% | 100% | $375,000 | |
21St Mortgage
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Conventional | 1 | 1.1% | 100% | $45,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1.1% | 100% | $605,000 | |
Champions Funding, LLC
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Conventional | 1 | 1.1% | 100% | $325,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Plymouth Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Plymouth, California
Looking for mortgage lenders near me or mortgage brokers near me in Plymouth? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Plymouth in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Plymouth, CA
Use these to narrow the list above. Each category shows how many Plymouth, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Plymouth, CA
Independent mortgage companies closed 77.7 percent of home loans in Plymouth, California in 2025, banks 17 percent and credit unions 5.3 percent. Mason-McDuffie Mortgage Corporation was the largest mortgage company, El Dorado Savings Bank the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, El Dorado Savings Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Plymouth, CA
By home loans closed in 2025, El Dorado Savings Bank was the largest mortgage lender in Plymouth, California with 8 loans, about 8.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Plymouth, California in 2025, led by United Wholesale Mortgage with 4. 4 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 6 credit unions closed home loans in Plymouth, California in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Plymouth, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Plymouth, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Plymouth. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
