Mortgage Lenders and Brokers in Pine Grove, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pine Grove, California mortgage lenders include Bank of StocktonBank of Stockton19892 Highway 88, Pine Grove, CA 95665A+5.0 ★Texas Ratio: 0.21%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Columbia BankColumbia Bank3700 Lone Tree Way, Antioch, CA 94509A+5.0 ★Texas Ratio: 2.28%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Banner BankBanner Bank5901 Priestly Dr, Carlsbad, CA 92008A+5.0 ★Texas Ratio: 2.91%, University Credit UnionUniversity Credit Union1500 S Sepulveda Blvd, Los Angeles, CA 90025A+5.0 ★Texas Ratio: 3.82%, Mirastar Federal Credit UnionMirastar Federal Credit Union1638 W Campbell Ave, Campbell, CA 95008A5.0 ★Texas Ratio: 6.21%, El Dorado Savings BankEl Dorado Savings Bank20146 Highway 88, Pine Grove, CA 95665A+5.0 ★Texas Ratio: 0.41%, and Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pine Grove, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pine Grove are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pine Grove, California
Market share is the lender's share of all home loans closed in Pine Grove, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Pine Grove 19892 Highway 88, Pine Grove, CA 95665 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 3 | 3.5% | 100% | $115,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $115,000 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $425,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.2% | 50% | $95,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.2% | 100% | $395,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 1.2% | 100% | $805,000 | View |
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1500 S Sepulveda Blvd, Los Angeles, CA 90025 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 1.2% | 100% | $105,000 | View |
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1638 W Campbell Ave, Campbell, CA 95008 A5.0 ★Texas Ratio: 6.21% |
Conventional | 1 | 1.2% | 100% | $205,000 | View |
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20146 Highway 88, Pine Grove, CA 95665 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 1.2% | 50% | $85,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 1.2% | 100% | $135,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +3 HELOCs |
0% | 100% | View | |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Alameda Mortgage Corporation
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Conventional, FHA | 5 | 5.8% | 100% | $279,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 3.5% | 100% | $365,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA | 3 | 3.5% | 100% | $401,666 | |
loanDepot.com LLC
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Conventional | 2 | 2.3% | 66.7% | $90,000 | |
Guild Mortgage Company
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Conventional | 2 | 2.3% | 100% | $160,000 | |
Summit Funding.Inc
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Conventional | 2 | 2.3% | 100% | $215,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 2.3% | 100% | $140,000 | |
Goodleap, LLC
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Conventional | 1 | 1.2% | 100% | $185,000 | |
Resicentral LLC
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FHA | 1 | 1.2% | 100% | $535,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.2% | 100% | $505,000 | |
Catalyst Mortgage
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Conventional | 1 | 1.2% | 100% | $225,000 | |
JMJ Financial Group Inc.
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Conventional | 1 | 1.2% | 100% | $375,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.2% | 100% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 11 | 12.8% | 91.7% | $165,909 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
9.3% | 90% | $401,250 | |
Triad Financial Services, Inc.
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Conventional | 4 | 4.7% | 66.7% | $75,000 | |
Homeowners Financial Group, LLC
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Conventional | 3 | 3.5% | 100% | $141,666 | |
Lakeview Loan Servicing, LLC
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VA | 2 | 2.3% | 100% | $585,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 2.3% | 100% | $305,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2.3% | 100% | $235,000 | |
Nationstar Mortgage
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Conventional | 2 | 2.3% | 100% | $130,000 | |
Mortgage Research Center
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VA | 2 | 2.3% | 100% | $405,000 | |
The Loan Store, Inc
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Conventional, FHA | 2 | 2.3% | 100% | $310,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 1.2% | 100% | $365,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $435,000 | |
Go Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $395,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 1.2% | 100% | $195,000 | |
Norwich Commercial Group Inc
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VA | 1 | 1.2% | 100% | $355,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 1.2% | 50% | $75,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 1.2% | 100% | $255,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.67% |
Conventional | 1 | 1.2% | 100% | $105,000 | View |
Top Flite Financial, Inc.
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Conventional | 1 | 1.2% | 100% | $145,000 | |
Champions Funding, LLC
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Conventional | 1 | 1.2% | 100% | $105,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Great Lakes Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Pine Grove Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pine Grove, California
Looking for mortgage lenders near me or mortgage brokers near me in Pine Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pine Grove in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pine Grove, CA
Use these to narrow the list above. Each category shows how many Pine Grove, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Pine Grove, CA
Independent mortgage companies closed 83.7 percent of home loans in Pine Grove, California in 2025, banks 10.5 percent and credit unions 5.8 percent. Alameda Mortgage Corporation was the largest mortgage company, Bank of Stockton the largest bank and University Credit Union the largest credit union. Among lenders headquartered in California, Bank of Stockton led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pine Grove, CA
By home loans closed in 2025, Bank of Stockton was the largest mortgage lender in Pine Grove, California with 3 loans, about 3.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Pine Grove, California in 2025, led by United Wholesale Mortgage with 3. 4 lenders closed VA loans, led by Lakeview Loan Servicing, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 17 credit unions closed home loans in Pine Grove, California in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pine Grove, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pine Grove, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pine Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
