Piñon Hills, California mortgage lenders include Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Banner BankBanner Bank5901 Priestly Dr, Carlsbad, CA 92008A+5.0 ★Texas Ratio: 2.91%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, First BankFirst Bank1211 E Valley Blvd, Alhambra, CA 91801A+5.0 ★Texas Ratio: 4.74%, Wescom Central Credit UnionWescom Central Credit Union5601 E La Palma Ave, Anaheim, CA 92807A+5.0 ★Texas Ratio: 2.66%, East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%, and Paramount Residential MortgageParamount Residential MortgageCorona, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Piñon Hills, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Piñon Hills are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Piñon Hills, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 3 +2 HELOCs |
1.8% | 100% | $155,000 | View |
|
10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $415,000 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
|
5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
FHA | 1 | 0.6% | 100% | $405,000 | View |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.6% | 50% | $425,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 0.6% | 100% | $525,000 | View |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 15 | 8.8% | 100% | $293,666 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 10 | 5.9% | 87.5% | $326,000 | View |
ML Mortgage Corp.
|
Conventional, FHA, VA | 6 | 3.5% | 100% | $338,333 | |
New American Funding, LLC.
|
Conventional, FHA | 6 | 3.5% | 85.7% | $255,000 | |
loanDepot.com LLC
|
Conventional | 3 | 1.8% | 75% | $151,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 1.8% | 75% | $291,666 | |
Franklin Loan Corporation
|
Conventional, FHA | 3 | 1.8% | 100% | $388,333 | |
Hightechlending, Inc
|
Conventional, FHA | 2 | 1.2% | 100% | $485,000 | |
Ez Fundings Inc
|
FHA | 2 | 1.2% | 100% | $425,000 | |
Sierra Pacific Mortgage Co. Inc
|
FHA | 2 | 1.2% | 100% | $380,000 | |
Geo-Corp, Inc.
|
FHA | 2 | 1.2% | 100% | $470,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 1.2% | 50% | $235,000 | |
JMAC Lending, Inc.
|
Conventional, FHA | 2 | 1.2% | 100% | $510,000 | |
MortgageOne, Inc
|
Conventional | 1 | 0.6% | 100% | $85,000 | |
Pacific Lending LLC
|
FHA | 1 | 0.6% | 100% | $325,000 | |
Home Mortgage Alliance Corp (Hmac)
|
FHA | 1 | 0.6% | 100% | $315,000 | |
Bridgeway Lending Partners, LLC
|
Conventional | 1 | 0.6% | 100% | $205,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.6% | 100% | $495,000 | |
Ahl Funding
|
FHA | 1 | 0.6% | 100% | $345,000 | |
Royal Pacific Funding
|
Conventional | 1 | 0.6% | 100% | $395,000 | |
Flexpoint, Inc.
|
Conventional | 1 | 0.6% | 100% | $395,000 | |
Dignified Home Loans LLC
|
Conventional | 1 | 0.6% | 100% | $265,000 | |
Land Home Financial Services,
|
FHA | 1 | 0.6% | 100% | $365,000 | |
Mortgage Management Consultants, Inc.
|
FHA | 1 | 0.6% | 100% | $435,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.6% | 100% | $545,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.6% | 50% | $385,000 | |
Financial Partners Credit Unio
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
AmWest Funding Corp
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 28 +1 HELOCs |
16.5% | 84.8% | $402,500 | |
Rocket Mortgage
|
Conventional, FHA, VA | 12 | 7.1% | 60% | $315,833 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 6 | 3.5% | 100% | $226,666 | |
CrossCountry Mortgage, LLC
|
VA | 3 | 1.8% | 100% | $645,000 | |
Peoples Mortgage Company
|
Conventional | 3 | 1.8% | 100% | $468,333 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 3 | 1.8% | 75% | $251,666 | |
Mortgage Solutions of Colorado
|
Conventional, FHA | 3 | 1.8% | 100% | $275,000 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 3 | 1.8% | 50% | $288,333 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 3 | 1.8% | 100% | $131,666 | |
Village Capital & Investment
|
FHA | 3 | 1.8% | 100% | $448,333 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 1.2% | 100% | $300,000 | |
Newrez LLC
|
Conventional, VA | 2 | 1.2% | 66.7% | $210,000 | |
Planet Home Lending, LLC
|
Conventional, FHA | 2 | 1.2% | 100% | $585,000 | |
Acrisure Mortgage, LLC
|
FHA | 1 | 0.6% | 100% | $325,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.6% | 100% | $565,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.6% | 100% | $405,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.6% | 25% | $45,000 | |
Data Mortgage, Inc
|
FHA | 1 | 0.6% | 100% | $495,000 | |
HomeBridge Financial Services, Inc
|
Conventional | 1 | 0.6% | 100% | $335,000 | |
Discover Bank
|
Conventional | 1 | 0.6% | 50% | $155,000 | |
Ameritrust Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $455,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.6% | 100% | $445,000 | |
Credence Funding Corporation
|
VA | 1 | 0.6% | 100% | $465,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $325,000 | |
Starboard Financial Management, LLC
|
Conventional | 1 | 0.6% | 100% | $225,000 | |
Mortgage Research Center
|
VA | 1 | 0.6% | 50% | $365,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.6% | 100% | $365,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.6% | 100% | $375,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
Right Start Mortgage, Inc
|
Conventional | 1 | 0.6% | 100% | $265,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.6% | 100% | $355,000 | View |
Daily average mortgage rates for California compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Piñon Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Piñon Hills in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Piñon Hills, CA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 93.5 percent of home loans in Piñon Hills, California in 2025, banks 4.7 percent and credit unions 1.8 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Flagstar Bank NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
By home loans closed in 2025, Schoolsfirst FCU was the largest mortgage lender in Piñon Hills, California with 3 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Piñon Hills, California in 2025, led by United Wholesale Mortgage with 12. 13 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 3 credit unions closed home loans in Piñon Hills, California in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Piñon Hills, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Piñon Hills, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Piñon Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.