Mortgage Lenders and Brokers in Oakhurst, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oakhurst, California mortgage lenders include Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, The Golden 1 Credit UnionThe Golden 1 Credit Union40044 Highway 49 Ste C2, Oakhurst, CA 93644A+5.0 ★Texas Ratio: 5.50%, Educational Employees Credit UnionEducational Employees Credit Union1660 Herndon Ave Ste 101, Clovis, CA 93611A+5.0 ★Texas Ratio: 0.58%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Valley Strong Credit UnionValley Strong Credit Union8200 Stockdale Hwy Ste P, Bakersfield, CA 93311A5.0 ★Texas Ratio: 13.47%, Mechanics BankMechanics Bank801 San Pablo Ave, Albany, CA 94706A+5.0 ★Texas Ratio: 1.81%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Water and Power Community Credit UnionWater and Power Community Credit Union16840 Devonshire St, Granada Hills, CA 91344 7404A+5.0 ★Texas Ratio: 3.77%, and Foothill Federal Credit UnionFoothill Federal Credit Union250 W Colorado Blvd, Arcadia, CA 91007A+5.0 ★Texas Ratio: 1.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oakhurst, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oakhurst are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oakhurst, California
Market share is the lender's share of all home loans closed in Oakhurst, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $445,000 | View |
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40044 Highway 49 Ste C2, Oakhurst, CA 93644 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 1 +4 HELOCs |
0.7% | 100% | $95,000 | View |
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1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $405,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 50% | $205,000 | View |
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8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo | 1 | 0.7% | 50% | $925,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 0.7% | 100% | $305,000 | |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
VA | 1 | 0.7% | 100% | $435,000 | View |
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16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77% |
Conventional | 1 | 0.7% | 100% | $365,000 | View |
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250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28% |
Conventional | 1 | 0.7% | 100% | $65,000 | |
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344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA, VA | 23 | 15.2% | 92% | $301,956 | |
Pennymac Loan Services LLC
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Conventional | 5 | 3.3% | 100% | $217,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 4 | 2.6% | 100% | $270,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 2% | 100% | $291,666 | |
loanDepot.com LLC
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Conventional | 3 | 2% | 75% | $241,666 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 2 | 1.3% | 100% | $180,000 | View |
New American Funding, LLC.
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Conventional | 2 | 1.3% | 100% | $315,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 2 | 1.3% | 100% | $495,000 | |
ML Mortgage Corp.
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Conventional | 1 | 0.7% | 66.7% | $545,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.7% | 100% | $555,000 | |
Mid Valley Services Inc
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Conventional | 1 | 0.7% | 100% | $355,000 | |
Augusta Financial, Inc.
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Conventional | 1 | 0.7% | 100% | $315,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.7% | 100% | $345,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $715,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.7% | 100% | $685,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.7% | 50% | $505,000 | |
Mortgage Management Consultants, Inc.
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Conventional | 1 | 0.7% | 100% | $245,000 | |
The Police Credit Union of California
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.7% | 100% | $425,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.7% | 100% | $435,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.7% | 50% | $135,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 18 +3 HELOCs |
11.9% | 87% | $335,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 11.9% | 78.3% | $235,555 | |
Union Home Mortgage Corp.
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Conventional, FHA | 7 | 4.6% | 100% | $276,428 | |
First Colony Mortgage Corporat
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Conventional, VA | 4 | 2.6% | 100% | $347,500 | |
Primary Residential Mortgage, INC.
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Conventional | 3 | 2% | 100% | $268,333 | |
The Loan Store, Inc
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Conventional | 3 | 2% | 100% | $381,666 | |
American Financial Resources LLC
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Conventional, VA, Jumbo | 2 | 1.3% | 100% | $605,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.3% | 100% | $390,000 | |
Planet Home Lending, LLC
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Conventional | 2 | 1.3% | 50% | $155,000 | |
Mortgage Research Center
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VA | 2 | 1.3% | 40% | $360,000 | |
Nations Direct Mortgage, LLC
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Conventional | 2 | 1.3% | 100% | $415,000 | |
Originpoint, LLC
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Conventional | 1 | 0.7% | 100% | $295,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.7% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Primelending
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Conventional, Jumbo | 1 | 0.7% | 100% | $965,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.7% | 66.7% | $235,000 | |
Newrez LLC
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VA | 1 | 0.7% | 100% | $335,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.7% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $295,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Clm Mortgage, Inc
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VA | 1 | 0.7% | 100% | $595,000 | |
Eastman Credit Union
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Conventional | 1 | 0.7% | 100% | $775,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.7% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.7% | 100% | $645,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.7% | 100% | $575,000 | View |
21St Mortgage
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Conventional | 1 | 0.7% | 50% | $125,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 14.3% | $55,000 | |
Alliant Credit Union
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
Gte Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Oakhurst Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oakhurst, California
Looking for mortgage lenders near me or mortgage brokers near me in Oakhurst? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oakhurst in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oakhurst, CA
Use these to narrow the list above. Each category shows how many Oakhurst, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Oakhurst, CA
Independent mortgage companies closed 90.1 percent of home loans in Oakhurst, California in 2025, banks 5.3 percent and credit unions 4.6 percent. Synergy One Lending, Inc. was the largest mortgage company, Bank of America NA the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oakhurst, CA
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Oakhurst, California with 2 loans, about 1.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Oakhurst, California in 2025, led by Sierra Pacific Mortgage Co. Inc with 5. 11 lenders closed VA loans, led by Sierra Pacific Mortgage Co. Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 10 credit unions closed home loans in Oakhurst, California in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oakhurst, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oakhurst, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oakhurst. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
