Mortgage Lenders and Brokers in Mono Vista, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mono Vista, California mortgage lenders include El Dorado Savings BankEl Dorado Savings Bank1227 Oak Ct, Arnold, CA 95223A+5.0 ★Texas Ratio: 0.41%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union7900 Downing Ave, Bakersfield, CA 93308A+5.0 ★Texas Ratio: 1.69%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%, Columbia BankColumbia Bank3700 Lone Tree Way, Antioch, CA 94509A+5.0 ★Texas Ratio: 2.28%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, and BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mono Vista, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mono Vista are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mono Vista, California
Market share is the lender's share of all home loans closed in Mono Vista, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1227 Oak Ct, Arnold, CA 95223 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 4 | 3.7% | 66.7% | $142,500 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 2.8% | 100% | $271,666 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 2 | 1.9% | 100% | $285,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 0.9% | 100% | $475,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.9% | 100% | $85,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, USDA | 4 | 3.7% | 100% | $335,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 4 | 3.7% | 100% | $315,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 2.8% | 100% | $271,666 | |
Paramount Residential Mortgage
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Conventional | 2 | 1.9% | 100% | $205,000 | |
Alameda Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $425,000 | |
Goodleap, LLC
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FHA | 1 | 0.9% | 100% | $385,000 | |
Kind Lending, LLC
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VA | 1 | 0.9% | 50% | $285,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 100% | $295,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.9% | 100% | $105,000 | |
Land Home Financial Services,
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FHA | 1 | 0.9% | 100% | $335,000 | |
Generations Home Loans, LLC
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FHA | 1 | 0.9% | 100% | $435,000 | |
Provident Funding Associates
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Conventional | 1 | 0.9% | 100% | $505,000 | |
Franklin Loan Corporation
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Conventional | 1 | 0.9% | 100% | $275,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.9% | 100% | $695,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.9% | 100% | $475,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.9% | 100% | $425,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
17.8% | 95% | $321,842 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 15 | 14% | 100% | $306,333 | |
Rocket Mortgage
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Conventional, VA | 12 | 11.2% | 75% | $255,833 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 4.7% | 100% | $231,000 | |
Newrez LLC
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Conventional | 2 | 1.9% | 100% | $205,000 | |
Homeowners Financial Group, LLC
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Conventional | 2 | 1.9% | 100% | $170,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.9% | 100% | $235,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.9% | 100% | $255,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.9% | 100% | $405,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 0.9% | 100% | $355,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.9% | 100% | $195,000 | View |
Amerisave Mortgage Company
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FHA | 1 | 0.9% | 50% | $135,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.9% | 50% | $55,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.9% | 100% | $285,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.9% | 100% | $465,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 50% | $335,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.9% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.9% | 100% | $375,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.9% | 100% | $305,000 | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mutual of Omaha Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Mono Vista Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mono Vista, California
Looking for mortgage lenders near me or mortgage brokers near me in Mono Vista? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mono Vista in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mono Vista, CA
Use these to narrow the list above. Each category shows how many Mono Vista, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Mono Vista, CA
Independent mortgage companies closed 86.9 percent of home loans in Mono Vista, California in 2025, banks 8.4 percent and credit unions 4.7 percent. Sun West Mortgage Company, Inc was the largest mortgage company, El Dorado Savings Bank the largest bank and Star One Credit Union the largest credit union. Among lenders headquartered in California, El Dorado Savings Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mono Vista, CA
By home loans closed in 2025, El Dorado Savings Bank was the largest mortgage lender in Mono Vista, California with 4 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Mono Vista, California in 2025, led by Fairway Independent Mort Corp with 7. 9 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 5 credit unions closed home loans in Mono Vista, California in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mono Vista, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mono Vista, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mono Vista. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
