Mortgage Lenders and Brokers in Larkspur, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Larkspur, California mortgage lenders include BMO Harris Bank NABMO Harris Bank NA494 Magnolia Ave, Larkspur, CA 94939A+5.0 ★Texas Ratio: 3.54%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Redwood Credit UnionRedwood Credit Union406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281A+5.0 ★Texas Ratio: 4.20%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Mechanics BankMechanics Bank801 San Pablo Ave, Albany, CA 94706A+5.0 ★Texas Ratio: 1.81%, Bank of MarinBank of Marin2208 S Shore Ctr, Alameda, CA 94501A+5.0 ★Texas Ratio: 2.03%, and First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Larkspur, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Larkspur are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Larkspur, California
Market share is the lender's share of all home loans closed in Larkspur, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Larkspur 494 Magnolia Ave, Larkspur, CA 94939 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.7% | 33.3% | $2,105,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 17 | 12.1% | 89.5% | $1,676,764 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 10 | 7.1% | 100% | $2,011,000 | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional, Jumbo, HELOC | 7 +15 HELOCs |
5% | 87.5% | $779,285 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +8 HELOCs |
3.6% | 100% | $1,123,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 5 | 3.6% | 100% | $2,591,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
2.1% | 75% | $1,451,666 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo | 3 | 2.1% | 100% | $1,148,333 | View |
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★ 2 stars, 1 review 2208 S Shore Ctr, Alameda, CA 94501 A+5.0 ★Texas Ratio: 2.03% |
Conventional, Jumbo | 3 | 2.1% | 57.1% | $455,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 2 | 1.4% | 100% | $1,475,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.7% | 100% | $1,205,000 | View |
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750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.7% | 100% | $1,605,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.7% | 100% | $1,785,000 | View |
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2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.7% | 100% | $495,000 | View |
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3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.7% | 100% | $625,000 | View |
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1811 El Camino Real, Burlingame, CA 94010 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $325,000 | View |
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19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
Conventional, Jumbo | 1 | 0.7% | 100% | $3,045,000 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 2 | 1.4% | 100% | $2,300,000 | |
Citadel Servicing Corporation
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Conventional | 2 | 1.4% | 100% | $730,000 | |
Fundloans Capital
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Conventional | 1 | 0.7% | 100% | $555,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.7% | 100% | $1,005,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.7% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.7% | 100% | $985,000 | View |
PFN Lending Group, Inc.
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Conventional | 1 | 0.7% | 100% | $915,000 | |
First Stardand Financial dba Nexcap Home Loans
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Conventional | 1 | 0.7% | 100% | $1,185,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.7% | 100% | $465,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.7% | 100% | $785,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $385,000 | |
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional | 8 | 5.7% | 61.5% | $688,750 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 8 | 5.7% | 100% | $1,075,000 | |
Originpoint, LLC
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Conventional, Jumbo | 6 | 4.3% | 100% | $1,268,333 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 6 | 4.3% | 100% | $1,260,000 | View |
Everett Financial, Inc.
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Conventional, Jumbo | 6 | 4.3% | 100% | $1,288,333 | |
United Wholesale Mortgage
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Conventional, HELOC | 4 +3 HELOCs |
2.9% | 100% | $492,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 3 | 2.1% | 75% | $1,815,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 2.1% | 100% | $1,228,333 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 2 | 1.4% | 100% | $3,560,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 1.4% | 100% | $310,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 2 | 1.4% | 100% | $1,220,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 1.4% | 100% | $2,405,000 | View |
Alliant Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $1,085,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.7% | 100% | $1,505,000 | |
Primary Residential Mortgage, INC.
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,945,000 | |
Newrez LLC
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Conventional | 1 | 0.7% | 50% | $485,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 100% | $225,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.7% | 100% | $1,145,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,405,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.7% | 100% | $985,000 | View |
First Technology Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $975,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Larkspur Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Larkspur, California
Looking for mortgage lenders near me or mortgage brokers near me in Larkspur? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Larkspur in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Larkspur, CA
Use these to narrow the list above. Each category shows how many Larkspur, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Larkspur, CA
Independent mortgage companies closed 40.7 percent of home loans in Larkspur, California in 2025, banks 50 percent and credit unions 9.3 percent. HomeXpress Mortgage Corp. was the largest mortgage company, BMO Harris Bank NA the largest bank and Redwood Credit Union the largest credit union. Among lenders headquartered in California, Redwood Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Larkspur, CA
By home loans closed in 2025, BMO Harris Bank NA was the largest mortgage lender in Larkspur, California with 1 loans, about 0.7 percent of the market. The largest lender headquartered in California was Redwood Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 15 credit unions closed home loans in Larkspur, California in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Larkspur, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Larkspur, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Larkspur. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
