Mortgage Lenders and Brokers in Ione, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ione, California mortgage lenders include Bank of MarinBank of Marin66 Main Street, Ione, CA 95640A+5.0 ★Texas Ratio: 2.03%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Kinecta Federal Credit UnionKinecta Federal Credit Union1040 E Imperial Hwy Ste F3, Brea, CA 92821A+5.0 ★Texas Ratio: 3.82%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Sacramento Credit UnionSacramento Credit Union8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758A+5.0 ★Texas Ratio: 0.33%, SAFE Credit UnionSAFE Credit Union7887 Walerga Rd, Antelope, CA 95843A+5.0 ★Texas Ratio: 3.24%, Fremont BankFremont Bank200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.11%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, and PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ione, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ione are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ione, California
Market share is the lender's share of all home loans closed in Ione, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 2 stars, 1 review 1 office in Ione 66 Main Street, Ione, CA 95640 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.9% | 50% | $665,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +1 HELOCs |
3.4% | 66.7% | $190,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional | 2 | 1.7% | 100% | $70,000 | View |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.9% | 100% | $135,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.9% | 100% | $385,000 | View |
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8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 1 | 0.9% | 50% | $45,000 | View |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional | 1 | 0.9% | 100% | $325,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.9% | 50% | $515,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Alameda Mortgage Corporation
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Conventional, FHA | 5 | 4.3% | 83.3% | $411,000 | |
Kind Lending, LLC
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Conventional, FHA, USDA | 5 | 4.3% | 100% | $419,000 | |
American Pacific Mortgage Corporation
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Conventional | 3 | 2.6% | 100% | $255,000 | |
Summit Funding.Inc
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FHA, VA | 3 | 2.6% | 100% | $415,000 | |
Paramount Residential Mortgage
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Conventional, VA | 3 | 2.6% | 100% | $278,333 | |
Guild Mortgage Company
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Conventional | 2 | 1.7% | 50% | $325,000 | |
New American Funding, LLC.
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $625,000 | |
ML Mortgage Corp.
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VA | 1 | 0.9% | 100% | $495,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.9% | 100% | $285,000 | |
loanDepot.com LLC
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FHA | 1 | 0.9% | 50% | $535,000 | |
Resicentral LLC
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Conventional | 1 | 0.9% | 100% | $365,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.9% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.9% | 100% | $155,000 | View |
JMJ Financial Group Inc.
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Conventional | 1 | 0.9% | 100% | $425,000 | |
Mission Loans, LLC
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FHA | 1 | 0.9% | 100% | $475,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 18.1% | 88% | $427,857 | |
Rocket Mortgage
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Conventional, VA | 13 | 11.2% | 72.2% | $175,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 6 | 5.2% | 100% | $428,333 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA, USDA | 4 | 3.4% | 100% | $250,000 | View |
Newrez LLC
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Conventional, VA | 3 | 2.6% | 75% | $275,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 3 | 2.6% | 100% | $501,666 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 1.7% | 100% | $340,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.7% | 100% | $225,000 | |
21St Mortgage
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Conventional | 2 | 1.7% | 66.7% | $70,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 1.7% | 100% | $530,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +2 HELOCs |
0.9% | 100% | $185,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.9% | 100% | $155,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $365,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.9% | 50% | $535,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.9% | 100% | $135,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.9% | 100% | $485,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.9% | 100% | $365,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 100% | $45,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 100% | $405,000 | |
Better Mortgage Corporation
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VA | 1 | 0.9% | 50% | $485,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.9% | 100% | $505,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $255,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.9% | 100% | $405,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,505,000 | View |
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A+5.0 ★Texas Ratio: 4.67% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
Spring Eq, LLC
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HELOC | 0 +4 HELOCs |
0% | 0% | ||
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeStreet Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Ione Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ione, California
Looking for mortgage lenders near me or mortgage brokers near me in Ione? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ione in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ione, CA
Use these to narrow the list above. Each category shows how many Ione, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Ione, CA
Independent mortgage companies closed 85.3 percent of home loans in Ione, California in 2025, banks 8.6 percent and credit unions 6 percent. Alameda Mortgage Corporation was the largest mortgage company, Bank of Marin the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of Marin led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ione, CA
By home loans closed in 2025, Bank of Marin was the largest mortgage lender in Ione, California with 1 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Ione, California in 2025, led by United Wholesale Mortgage with 6. 10 lenders closed VA loans, led by Freedom Mortgage Corporation, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 8 credit unions closed home loans in Ione, California in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ione, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ione, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ione. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
