Mortgage Lenders and Brokers in Hughson, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hughson, California mortgage lenders include BMO Harris Bank NABMO Harris Bank NA6800 Hughson Ave, Hughson, CA 95326A+5.0 ★Texas Ratio: 3.54%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Farmers & Merchants Bank of CeFarmers & Merchants Bank of Ce785 Oak Grove Rd, Concord, CA 94518A+5.0 ★Texas Ratio: 0.87%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Bank of StocktonBank of Stockton229 S Main St, Angels Camp, CA 95222A+5.0 ★Texas Ratio: 0.21%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, and Tri Counties BankTri Counties Bank2686 Gateway Dr, Anderson, CA 96007A+5.0 ★Texas Ratio: 5.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hughson, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hughson are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hughson, California
Market share is the lender's share of all home loans closed in Hughson, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hughson 6800 Hughson Ave, Hughson, CA 95326 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
3% | 71.4% | $399,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA, VA | 2 | 1.2% | 100% | $485,000 | View |
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785 Oak Grove Rd, Concord, CA 94518 A+5.0 ★Texas Ratio: 0.87% |
Conventional | 2 | 1.2% | 66.7% | $90,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.2% | 100% | $55,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $335,000 | View |
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229 S Main St, Angels Camp, CA 95222 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 0.6% | 100% | $445,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Generations Home Loans, LLC
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Conventional, FHA, VA | 6 | 3.6% | 100% | $383,333 | |
Pennymac Loan Services LLC
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Conventional, VA | 5 | 3% | 100% | $473,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 5 | 3% | 83.3% | $379,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 1.8% | 60% | $491,666 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 1.8% | 100% | $291,666 | |
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A5.0 ★Texas Ratio: 8.76% |
FHA, VA | 2 | 1.2% | 100% | $435,000 | View |
Flexpoint, Inc.
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Conventional, FHA | 2 | 1.2% | 100% | $500,000 | |
Provident Funding Associates
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Conventional | 2 | 1.2% | 100% | $425,000 | |
Paramount Residential Mortgage
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FHA, VA | 2 | 1.2% | 100% | $370,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.6% | 50% | $45,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.6% | 50% | $485,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 50% | $595,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.6% | 100% | $65,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Kbhs Home Loans, LLC
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Conventional, FHA, VA | 62 | 37.3% | 88.6% | $489,032 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 6% | 100% | $448,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 10 | 6% | 91.7% | $290,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, HELOC | 8 +2 HELOCs |
4.8% | 100% | $466,250 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 5 +1 HELOCs |
3% | 100% | $269,000 | |
Primelending
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Conventional | 2 | 1.2% | 100% | $415,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 1.2% | 50% | $50,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 1.2% | 100% | $260,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 1.2% | 100% | $485,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +4 HELOCs |
0.6% | 16.7% | $55,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.6% | 100% | $445,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $465,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Quorum Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $95,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 50% | $155,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.6% | 100% | $595,000 | View |
Digital Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $65,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.6% | 100% | $335,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.6% | 50% | $105,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.6% | 100% | $205,000 | View |
Leaderone Financial Corp.
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FHA | 1 | 0.6% | 100% | $465,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Hughson Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hughson, California
Looking for mortgage lenders near me or mortgage brokers near me in Hughson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hughson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hughson, CA
Use these to narrow the list above. Each category shows how many Hughson, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Hughson, CA
Independent mortgage companies closed 88.6 percent of home loans in Hughson, California in 2025, banks 10.2 percent and credit unions 1.2 percent. Sun West Mortgage Company, Inc was the largest mortgage company, BMO Harris Bank NA the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, Sun West Mortgage Company, Inc led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hughson, CA
By home loans closed in 2025, BMO Harris Bank NA was the largest mortgage lender in Hughson, California with 0 loans, about 0 percent of the market. The largest lender headquartered in California was Sun West Mortgage Company, Inc with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Hughson, California, Kbhs Home Loans, LLC approved the highest share of completed applications in 2025 at 88.6 percent, against a 85.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Hughson, California in 2025, led by Kbhs Home Loans, LLC with 26. 10 lenders closed VA loans, led by Kbhs Home Loans, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 5 credit unions closed home loans in Hughson, California in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hughson, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hughson, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hughson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
