Mortgage Lenders and Brokers in Healdsburg, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Healdsburg, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA999 Vine St, Healdsburg, CA 95448A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1107 Vine St, Healdsburg, CA 95448A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA502 Healdsburg Ave, Healdsburg, CA 95448A+5.0 ★Texas Ratio: 4.14%, Bank of MarinBank of Marin412 Center St, Healdsburg, CA 95448A+5.0 ★Texas Ratio: 2.03%, BMO Harris Bank NABMO Harris Bank NA450 Center St, Healdsburg, CA 95448A+5.0 ★Texas Ratio: 3.54%, Exchange BankExchange Bank1031 Vine St, Healdsburg, CA 95448A+5.0 ★Texas Ratio: 4.05%, Redwood Credit UnionRedwood Credit Union406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281A+5.0 ★Texas Ratio: 4.20%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, and Community First Credit UnionCommunity First Credit Union32 North St, Healdsburg, CA 95448A5.0 ★Texas Ratio: 8.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Healdsburg, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Healdsburg are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Healdsburg, California
Market share is the lender's share of all home loans closed in Healdsburg, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Healdsburg 999 Vine St, Healdsburg, CA 95448 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 11 | 6.5% | 73.3% | $1,430,454 | View |
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1 office in Healdsburg 1107 Vine St, Healdsburg, CA 95448 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 9 +1 HELOCs |
5.4% | 90.9% | $868,333 | View |
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1 office in Healdsburg 502 Healdsburg Ave, Healdsburg, CA 95448 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +4 HELOCs |
2.4% | 80% | $745,000 | View |
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★ 2 stars, 1 review 1 office in Healdsburg 412 Center St, Healdsburg, CA 95448 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 4 | 2.4% | 85.7% | $142,500 | View |
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1 office in Healdsburg 450 Center St, Healdsburg, CA 95448 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 2 +10 HELOCs |
1.2% | 100% | $3,405,000 | View |
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1 office in Healdsburg 1031 Vine St, Healdsburg, CA 95448 A+5.0 ★Texas Ratio: 4.05% |
Conventional, Jumbo | 1 | 0.6% | 100% | $2,965,000 | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional, Jumbo, HELOC | 13 +21 HELOCs |
7.7% | 81.2% | $363,461 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 8 +1 HELOCs |
4.8% | 88.9% | $1,728,750 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 4 | 2.4% | 100% | $1,605,000 | View |
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32 North St, Healdsburg, CA 95448 A5.0 ★Texas Ratio: 8.05% |
Conventional, HELOC | 2 +6 HELOCs |
1.2% | 66.7% | $205,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.2% | 100% | $190,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 2 | 1.2% | 100% | $915,000 | View |
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2029 Century Park E, Los Angeles, CA 90067 A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 1 | 0.6% | 100% | $2,255,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.6% | 100% | $765,000 | View |
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4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,375,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo | 1 | 0.6% | 100% | $2,265,000 | View |
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19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
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Conventional, Jumbo | 9 | 5.4% | 100% | $601,666 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 7 | 4.2% | 77.8% | $785,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1.2% | 100% | $710,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 2 | 1.2% | 100% | $1,135,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 2 | 1.2% | 100% | $2,065,000 | |
New American Funding, LLC.
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Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.6% | 100% | $905,000 | |
ML Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $895,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $285,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.6% | 33.3% | $625,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.6% | 14.3% | $1,225,000 | |
Ahl Funding
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Conventional | 1 | 0.6% | 100% | $315,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.6% | 100% | $335,000 | |
Stg Mortgage Inc
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Conventional, Jumbo | 1 | 0.6% | 100% | $3,185,000 | |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $355,000 | |
Franklin Loan Corporation
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Conventional | 1 | 0.6% | 100% | $685,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $455,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.6% | 100% | $885,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.6% | 100% | $205,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.6% | 100% | $605,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional | 13 | 7.7% | 72.2% | $580,384 | |
Rocket Mortgage
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Conventional, Jumbo | 8 | 4.8% | 100% | $573,750 | |
Originpoint, LLC
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Conventional, Jumbo | 4 | 2.4% | 80% | $1,715,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 4 | 2.4% | 100% | $777,500 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.8% | 100% | $901,666 | View |
Guaranteed Rate, Inc.
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Conventional, VA | 3 | 1.8% | 75% | $541,666 | |
Newrez LLC
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Conventional | 3 | 1.8% | 100% | $508,333 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 3 | 1.8% | 100% | $1,595,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 1.8% | 75% | $1,201,666 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 1.2% | 100% | $705,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.2% | 66.7% | $665,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.2% | 100% | $875,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 2 | 1.2% | 66.7% | $1,490,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.6% | 100% | $1,475,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.6% | 25% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 1 | 0.6% | 100% | $905,000 | View |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.6% | 100% | $575,000 | View |
Securitynational Mortgage Company
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Conventional | 1 | 0.6% | 100% | $475,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $665,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.6% | 100% | $355,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $805,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $705,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $515,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,005,000 | View |
Veritas Funding, LLC
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Conventional | 1 | 0.6% | 100% | $225,000 | |
Quorum Federal Credit Union
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Healdsburg Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Healdsburg, California
Looking for mortgage lenders near me or mortgage brokers near me in Healdsburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Healdsburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Healdsburg, CA
Use these to narrow the list above. Each category shows how many Healdsburg, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Healdsburg, CA
Independent mortgage companies closed 51.8 percent of home loans in Healdsburg, California in 2025, banks 38.7 percent and credit unions 9.5 percent. Guild Mortgage Company was the largest mortgage company, Wells Fargo Bank NA the largest bank and Redwood Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Healdsburg, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Healdsburg, California with 11 loans, about 6.5 percent of the market. The largest lender headquartered in California was Bank of America NA with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Healdsburg, California in 2025, led by Kind Lending, LLC with 1. 1 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 6 credit unions closed home loans in Healdsburg, California in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Healdsburg, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Healdsburg, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Healdsburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
