Mortgage Lenders and Brokers in Grand Terrace, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Grand Terrace, California mortgage lenders include Bank of America NABank of America NA22377 Barton Rd, Grand Terrace, CA 92313A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Arrowhead Central Credit UnionArrowhead Central Credit Union23971 Lake Dr, Crestline, CA 92325A+5.0 ★Texas Ratio: 3.64%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%, Vision One Mortgage, Inc.Vision One Mortgage, Inc.3279 Ramos Cir, Sacramento, CA 95827 2500A+5.0 ★Texas Ratio: 1.10%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Orange County'S FCUOrange County'S FCU2390 E Orangewood Ave Ste 106, Anaheim, CA 92806A+5.0 ★Texas Ratio: 4.43%, and Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Grand Terrace, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Grand Terrace are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Grand Terrace, California
Market share is the lender's share of all home loans closed in Grand Terrace, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Grand Terrace 22377 Barton Rd, Grand Terrace, CA 92313 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 9 +5 HELOCs |
5% | 81.8% | $138,333 | View |
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23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 5 | 2.8% | 75% | $53,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 3 | 1.7% | 100% | $318,333 | View |
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3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA | 2 | 1.1% | 100% | $485,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.1% | 100% | $420,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 33.3% | $485,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $495,000 | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.6% | 100% | $535,000 | View |
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1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.6% | 100% | $45,000 | View |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1425 W LUGONIA AVE, REDLANDS, CA 92374 A+5.0 ★Texas Ratio: 3.38% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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Conventional, FHA | 8 | 4.4% | 88.9% | $180,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 7 | 3.9% | 100% | $373,571 | View |
ML Mortgage Corp.
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Conventional | 4 | 2.2% | 100% | $377,500 | |
Flexpoint, Inc.
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Conventional, FHA | 4 | 2.2% | 100% | $310,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 1.7% | 100% | $565,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.1% | 50% | $500,000 | |
Bay-Valley Mortgage Group
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FHA, VA | 2 | 1.1% | 100% | $615,000 | |
Ez Fundings Inc
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Conventional, FHA | 2 | 1.1% | 100% | $625,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 1.1% | 100% | $530,000 | |
Nmsi, Inc.
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Conventional, FHA | 2 | 1.1% | 100% | $360,000 | |
Paramount Residential Mortgage
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FHA | 2 | 1.1% | 100% | $640,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 2 | 1.1% | 100% | $470,000 | |
Financial Partners Credit Unio
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Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $135,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $545,000 | |
Kind Lending, LLC
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VA | 1 | 0.6% | 100% | $355,000 | |
Golden Empire Mortgage, Inc.
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FHA | 1 | 0.6% | 100% | $635,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.6% | 50% | $645,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Winprime Lending
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FHA | 1 | 0.6% | 100% | $515,000 | |
Ahl Funding
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Conventional | 1 | 0.6% | 100% | $615,000 | |
Ony Glo, Inc.
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Conventional | 1 | 0.6% | 100% | $375,000 | |
Franklin Loan Corporation
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Conventional | 1 | 0.6% | 100% | $445,000 | |
Hometown Equity Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $675,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.6% | 100% | $595,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.6% | 100% | $105,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 100% | $345,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.6% | 12.5% | $55,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 24 | 13.3% | 86.7% | $328,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 17 +6 HELOCs |
9.4% | 85.7% | $522,058 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 3.3% | 100% | $538,333 | |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 4 +1 HELOCs |
2.2% | 100% | $157,500 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 2.2% | 83.3% | $202,500 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA, HELOC | 3 +1 HELOCs |
1.7% | 100% | $355,000 | View |
Newrez LLC
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Conventional | 3 | 1.7% | 75% | $231,666 | |
Mortgage Research Center
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VA | 3 | 1.7% | 100% | $565,000 | |
The Loan Store, Inc
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Conventional | 3 | 1.7% | 100% | $415,000 | |
Primelending
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Conventional | 2 | 1.1% | 100% | $110,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.1% | 66.7% | $405,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 1.1% | 100% | $330,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 2 | 1.1% | 100% | $540,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 1.1% | 100% | $535,000 | View |
Spring Eq, LLC
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Conventional | 2 | 1.1% | 25% | $100,000 | |
Village Capital & Investment
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FHA, VA | 2 | 1.1% | 100% | $560,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 50% | $85,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $515,000 | |
Genisys Credit Union
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Conventional | 1 | 0.6% | 100% | $595,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.6% | 100% | $585,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.6% | 33.3% | $45,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 33.3% | $175,000 | |
Data Mortgage, Inc
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Conventional | 1 | 0.6% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 2.68% |
FHA | 1 | 0.6% | 100% | $385,000 | View |
Click n' Close, Inc.
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FHA | 1 | 0.6% | 100% | $475,000 | |
New Day Financial, LLC.
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VA | 1 | 0.6% | 100% | $345,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $645,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.6% | 100% | $235,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.6% | 100% | $595,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Grand Terrace Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Grand Terrace, California
Looking for mortgage lenders near me or mortgage brokers near me in Grand Terrace? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Grand Terrace in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Grand Terrace, CA
Use these to narrow the list above. Each category shows how many Grand Terrace, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Grand Terrace, CA
Independent mortgage companies closed 81.1 percent of home loans in Grand Terrace, California in 2025, banks 6.7 percent and credit unions 12.2 percent. Vision One Mortgage, Inc. was the largest mortgage company, Bank of America NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Grand Terrace, CA
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Grand Terrace, California with 0 loans, about 0 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Grand Terrace, California in 2025, led by Rocket Mortgage with 5. 10 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 14 credit unions closed home loans in Grand Terrace, California in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Grand Terrace, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Grand Terrace, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Grand Terrace. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
