Mortgage Lenders and Brokers in Delano, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Delano, California mortgage lenders include US Bank, N.A.US Bank, N.A.1308 Main St, Delano, CA 93215A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA917 Main St, Delano, CA 93215A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA920 11th Ave, Delano, CA 93215A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1211 Main St, Delano, CA 93215A+5.0 ★Texas Ratio: 4.14%, Tri Counties BankTri Counties Bank500 Woollomes Ave, Delano, CA 93215A+5.0 ★Texas Ratio: 5.34%, Safe 1 Credit UnionSafe 1 Credit Union1008 Fremont St, Delano, CA 93215A+5.0 ★Texas Ratio: 1.69%, Valley Strong Credit UnionValley Strong Credit Union1828 Cecil Ave Ste A, Delano, CA 93215A5.0 ★Texas Ratio: 13.47%, Strata Credit UnionStrata Credit Union1717 Truxtun Ave, Bakersfield, CA 93301 5102A+5.0 ★Texas Ratio: 1.08%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, and Point Mortgage CorpPoint Mortgage Corp2610 El Camino Real Unit A, Carlsbad, CA 92008 1214A+5.0 ★Texas Ratio: 2.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Delano, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Delano are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Delano, California
Market share is the lender's share of all home loans closed in Delano, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Delano 1308 Main St, Delano, CA 93215 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +4 HELOCs |
1% | 41.7% | $152,500 | View |
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1 office in Delano 917 Main St, Delano, CA 93215 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.8% | 75% | $205,000 | View |
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1 office in Delano 920 11th Ave, Delano, CA 93215 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.8% | 100% | $191,666 | View |
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1 office in Delano 1211 Main St, Delano, CA 93215 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 50% | $305,000 | View |
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1 office in Delano 500 Woollomes Ave, Delano, CA 93215 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $265,000 | View |
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1008 Fremont St, Delano, CA 93215 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 22 | 5.7% | 84.6% | $111,363 | View |
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1828 Cecil Ave Ste A, Delano, CA 93215 A5.0 ★Texas Ratio: 13.47% |
Conventional, HELOC | 8 +17 HELOCs |
2.1% | 64.3% | $186,250 | View |
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1717 Truxtun Ave, Bakersfield, CA 93301 5102 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 3 | 0.8% | 75% | $125,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 0.3% | 100% | $245,000 | View |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Tulare County Federal Credit Union
617 N Main St, Porterville, CA 93257 2358 |
Conventional | 1 | 0.3% | 50% | $225,000 | |
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1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Golden Empire Mortgage, Inc.
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Conventional, FHA, VA | 92 | 23.7% | 100% | $370,543 | |
Alameda Mortgage Corporation
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Conventional, FHA, VA | 25 | 6.4% | 100% | $352,600 | |
Kind Lending, LLC
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Conventional, FHA, VA | 20 | 5.1% | 76.9% | $348,000 | |
Flexpoint, Inc.
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Conventional, FHA | 14 | 3.6% | 100% | $256,428 | |
loanDepot.com LLC
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Conventional, FHA, VA | 7 | 1.8% | 77.8% | $222,142 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 1.5% | 100% | $320,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.3% | 83.3% | $341,000 | |
Royal Pacific Funding
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Conventional, FHA | 4 | 1% | 100% | $227,500 | |
Dignified Home Loans LLC
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Conventional, FHA | 4 | 1% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 2 | 0.5% | 100% | $185,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 2 | 0.5% | 100% | $330,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $445,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.3% | 66.7% | $345,000 | |
Franklin Loan Corporation
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.3% | 100% | $225,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $315,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 31 | 8% | 73.3% | $176,290 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 30 | 7.7% | 82.1% | $348,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 17 | 4.4% | 100% | $203,235 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 2.1% | 72.7% | $211,250 | |
Everett Financial, Inc.
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Conventional, FHA | 7 | 1.8% | 100% | $195,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 1.8% | 86.7% | $412,142 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 1.5% | 100% | $293,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 4 | 1% | 100% | $247,500 | |
Newrez LLC
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FHA | 4 | 1% | 57.1% | $357,500 | |
Peoples Mortgage Company
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Conventional, FHA, VA | 4 | 1% | 100% | $302,500 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.8% | 27.3% | $55,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 0.8% | 75% | $281,666 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.5% | 57.1% | $185,000 | |
PHH Mortgage Corporation
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FHA | 2 | 0.5% | 50% | $340,000 | |
Nqm Funding, LLC
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Conventional | 2 | 0.5% | 100% | $390,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.5% | 100% | $155,000 | |
Planet Home Lending, LLC
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VA | 2 | 0.5% | 100% | $390,000 | |
Nations Direct Mortgage, LLC
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FHA | 2 | 0.5% | 100% | $335,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.5% | 66.7% | $260,000 | View |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $285,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $345,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 50% | $305,000 | |
Valley West Corporation
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VA | 1 | 0.3% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Das Acquisition Company, LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
Peak Residential Lending Inc
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FHA | 1 | 0.3% | 100% | $335,000 | |
Pivot Financial Partners, Inc
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 14.3% | $55,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $265,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 100% | $465,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% |
Delano Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Delano, California
Looking for mortgage lenders near me or mortgage brokers near me in Delano? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Delano in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Delano, CA
Use these to narrow the list above. Each category shows how many Delano, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Delano, CA
Independent mortgage companies closed 87.4 percent of home loans in Delano, California in 2025, banks 3.6 percent and credit unions 9 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Safe 1 Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Delano, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Delano, California with 4 loans, about 1 percent of the market. The largest lender headquartered in California was Bank of America NA with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Delano, California, Golden Empire Mortgage, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 83.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Delano, California in 2025, led by Golden Empire Mortgage, Inc. with 54. 13 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 9 credit unions closed home loans in Delano, California in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Delano, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Delano, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Delano. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
