Mortgage Lenders and Brokers in Colfax, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Colfax, California mortgage lenders include US Bank, N.A.US Bank, N.A.2 South Main Street, Colfax, CA 95713A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Redwood Credit UnionRedwood Credit Union406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281A+5.0 ★Texas Ratio: 4.20%, SAFE Credit UnionSAFE Credit Union7887 Walerga Rd, Antelope, CA 95843A+5.0 ★Texas Ratio: 3.24%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%, Banner BankBanner Bank5901 Priestly Dr, Carlsbad, CA 92008A+5.0 ★Texas Ratio: 2.91%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, and Firefighters First Federal Credit UnionFirefighters First Federal Credit Union7900 Downing Ave, Bakersfield, CA 93308A+5.0 ★Texas Ratio: 1.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Colfax, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Colfax are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Colfax, California
Market share is the lender's share of all home loans closed in Colfax, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Colfax 2 South Main Street, Colfax, CA 95713 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 50% | $205,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
1.7% | 100% | $380,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 2 +1 HELOCs |
1.7% | 66.7% | $220,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 1.7% | 100% | $250,000 | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $585,000 | View |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $75,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.9% | 100% | $385,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
VA | 1 | 0.9% | 100% | $585,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $125,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.9% | 100% | $585,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 33.3% | $725,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5026 Rhonda Rd, Anderson, CA 96007 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Pacific Mortgage Corporation
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Conventional, FHA | 7 | 6% | 100% | $307,857 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 6 | 5.1% | 100% | $365,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.7% | 100% | $270,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 1.7% | 66.7% | $535,000 | |
Paramount Residential Mortgage
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FHA, VA | 2 | 1.7% | 100% | $415,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 2 | 1.7% | 100% | $555,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 1.7% | 66.7% | $360,000 | |
loanDepot.com LLC
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VA | 1 | 0.9% | 100% | $735,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.9% | 100% | $155,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.9% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.76% |
FHA | 1 | 0.9% | 100% | $545,000 | View |
Linked Home Loans, LLC dba Home Guide Mortgage
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Conventional | 1 | 0.9% | 100% | $565,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.9% | 100% | $395,000 | |
Generations Home Loans, LLC
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FHA | 1 | 0.9% | 100% | $445,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.9% | 100% | $675,000 | |
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 21 +1 HELOCs |
17.9% | 84% | $437,380 | |
Rocket Mortgage
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Conventional, FHA | 6 | 5.1% | 60% | $336,666 | |
The Loan Store, Inc
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Conventional | 6 | 5.1% | 85.7% | $388,333 | |
Mortgage Research Center
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FHA, VA | 4 | 3.4% | 100% | $485,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.6% | 100% | $445,000 | |
Newrez LLC
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Conventional, VA | 3 | 2.6% | 75% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 3 | 2.6% | 100% | $418,333 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1.7% | 66.7% | $45,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1.7% | 100% | $520,000 | |
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A+5.0 ★Texas Ratio: 4.67% |
Conventional | 2 | 1.7% | 100% | $165,000 | View |
Guaranteed Rate, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $125,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.9% | 100% | $245,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.9% | 50% | $395,000 | |
Success Lending, LLC
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Conventional | 1 | 0.9% | 100% | $495,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.9% | 100% | $365,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.9% | 100% | $425,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $245,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.9% | 50% | $375,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.9% | 50% | $125,000 | |
Peak Residential Lending Inc
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Conventional | 1 | 0.9% | 100% | $395,000 | |
LoanFlight Lending, LLC.
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VA | 1 | 0.9% | 100% | $385,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.9% | 100% | $335,000 | |
Credence Funding Corporation
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VA | 1 | 0.9% | 100% | $205,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $325,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.9% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 2.98% |
Conventional, Jumbo | 1 | 0.9% | 100% | $855,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 50% | $355,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.9% | 100% | $285,000 | View |
Village Capital & Investment
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VA | 1 | 0.9% | 100% | $525,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Colfax Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Colfax, California
Looking for mortgage lenders near me or mortgage brokers near me in Colfax? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Colfax in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Colfax, CA
Use these to narrow the list above. Each category shows how many Colfax, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Colfax, CA
Independent mortgage companies closed 84.6 percent of home loans in Colfax, California in 2025, banks 9.4 percent and credit unions 6 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Colfax, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Colfax, California with 1 loans, about 0.9 percent of the market. The largest lender headquartered in California was Bank of America NA with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Colfax, California in 2025, led by United Wholesale Mortgage with 5. 12 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 11 credit unions closed home loans in Colfax, California in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Colfax, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Colfax, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Colfax. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
