Mortgage Lenders and Brokers in Coachella, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Coachella, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA49201 Grapefruit Blvd, Coachella, CA 92236A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA83017 Avenue 48, Coachella, CA 92236A+5.0 ★Texas Ratio: 4.14%, Mechanics BankMechanics Bank1491 6th St, Coachella, CA 92236A+5.0 ★Texas Ratio: 1.81%, Altura Credit UnionAltura Credit Union50057 Cesar Chavez St Ste A, Coachella, CA 92236A+5.0 ★Texas Ratio: 3.54%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, and Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Coachella, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Coachella are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Coachella, California
Market share is the lender's share of all home loans closed in Coachella, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Coachella 49201 Grapefruit Blvd, Coachella, CA 92236 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.7% | 50% | $250,000 | View |
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1 office in Coachella 83017 Avenue 48, Coachella, CA 92236 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1 office in Coachella 1491 6th St, Coachella, CA 92236 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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50057 Cesar Chavez St Ste A, Coachella, CA 92236 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 8 | 2.9% | 53.3% | $162,500 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 5 +6 HELOCs |
1.8% | 55.6% | $111,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA | 3 | 1.1% | 80% | $445,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +4 HELOCs |
0.7% | 20% | $150,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 2 | 0.7% | 100% | $205,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0.7% | 100% | $295,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $455,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.4% | 100% | $165,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 50% | $75,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 13 | 4.7% | 92.9% | $393,461 | View |
loanDepot.com LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.8% | 62.5% | $381,000 | |
ML Mortgage Corp.
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Conventional, FHA | 5 | 1.8% | 100% | $375,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 1.8% | 71.4% | $177,000 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 1.4% | 100% | $292,500 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, FHA | 3 | 1.1% | 100% | $531,666 | |
Franklin Loan Corporation
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FHA | 3 | 1.1% | 75% | $461,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 1.1% | 27.3% | $185,000 | |
Royal Pacific Funding
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Conventional, FHA | 2 | 0.7% | 100% | $345,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.7% | 50% | $295,000 | |
Cake Mortgage Corp.
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Conventional | 2 | 0.7% | 100% | $350,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $345,000 | |
Resicentral LLC
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Conventional | 1 | 0.4% | 100% | $555,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 100% | $345,000 | |
AmWest Funding Corp
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FHA | 1 | 0.4% | 100% | $635,000 | |
Ahl Funding
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FHA | 1 | 0.4% | 100% | $615,000 | |
Network Capital Funding Corporation
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FHA | 1 | 0.4% | 100% | $365,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $255,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.4% | 100% | $305,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 59 | 21.3% | 80.8% | $587,372 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 45 +4 HELOCs |
16.2% | 78% | $384,111 | |
Rocket Mortgage
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Conventional, FHA, VA | 26 | 9.4% | 70.3% | $334,230 | |
Fairway Independent Mort Corp
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Conventional, FHA | 14 | 5.1% | 100% | $462,142 | |
Nationstar Mortgage
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Conventional, VA | 8 | 2.9% | 88.9% | $182,500 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 3 +2 HELOCs |
1.1% | 80% | $521,666 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.1% | 100% | $425,000 | |
Spring Eq, LLC
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Conventional | 3 | 1.1% | 30% | $78,333 | |
Village Capital & Investment
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FHA | 3 | 1.1% | 81.8% | $508,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $210,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.7% | 100% | $585,000 | |
Newrez LLC
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Conventional, FHA | 2 | 0.7% | 40% | $315,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.7% | 66.7% | $380,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.7% | 100% | $390,000 | |
Prosperity Home Mortgage, LLC
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FHA | 2 | 0.7% | 100% | $515,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $35,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $335,000 | |
Primelending
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FHA | 1 | 0.4% | 100% | $395,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Clm Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 0.4% | 100% | $425,000 | View |
Community Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 5.65% |
FHA | 1 | 0.4% | 100% | $235,000 | View |
Peoples Mortgage Company
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Conventional | 1 | 0.4% | 100% | $135,000 | |
FirstBank
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $395,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Pulte Mortgage LLC
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Conventional | 1 | 0.4% | 50% | $565,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.4% | 100% | $405,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
American United FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Coachella Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Coachella, California
Looking for mortgage lenders near me or mortgage brokers near me in Coachella? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Coachella in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Coachella, CA
Use these to narrow the list above. Each category shows how many Coachella, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Coachella, CA
Independent mortgage companies closed 90.6 percent of home loans in Coachella, California in 2025, banks 4.3 percent and credit unions 5.1 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and Altura Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Coachella, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Coachella, California with 2 loans, about 0.7 percent of the market. The largest lender headquartered in California was Bank of America NA with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Coachella, California, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 80.8 percent, against a 75.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Coachella, California in 2025, led by DHI Mortgage Company, LTD. with 45. 5 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 5 credit unions closed home loans in Coachella, California in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Coachella, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Coachella, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Coachella. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
