Mortgage Lenders and Brokers in Buellton, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Buellton, California mortgage lenders include Orange County'S FCUOrange County'S FCU2390 E Orangewood Ave Ste 106, Anaheim, CA 92806A+5.0 ★Texas Ratio: 4.43%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Keypoint Credit UnionKeypoint Credit Union10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611A+5.0 ★Texas Ratio: 3.00%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, CoastHills Credit UnionCoastHills Credit Union1580 W Branch St, Arroyo Grande, CA 93420 1819, Santa Barbara Teachers Federal Credit UnionSanta Barbara Teachers Federal Credit Union1307B N H St, Lompoc, CA 93436 3312A+5.0 ★Texas Ratio: 0.02%, American Riviera BankAmerican Riviera Bank7035 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.04%, Community West Bank, A California Banking CorporationCommunity West Bank, A California Banking Corporation9201 Camino Media Suite 100, Bakersfield, CA 93311A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, and Montecito Bank and TrustMontecito Bank and Trust770 Paseo Camarillo, Camarillo, CA 93010A+5.0 ★Texas Ratio: 1.23%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Buellton, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Buellton are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Buellton, California
Market share is the lender's share of all home loans closed in Buellton, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional | 3 | 4.2% | 100% | $565,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 2.8% | 100% | $605,000 | View |
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10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $355,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 1 | 1.4% | 100% | $935,000 | View |
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1580 W Branch St, Arroyo Grande, CA 93420 1819 |
Conventional | 1 | 1.4% | 100% | $155,000 | View |
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1307B N H St, Lompoc, CA 93436 3312 A+5.0 ★Texas Ratio: 0.02% |
Conventional | 1 | 1.4% | 100% | $305,000 | View |
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7035 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.04% |
Conventional | 1 | 1.4% | 100% | $885,000 | View |
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9201 Camino Media Suite 100, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.4% | 100% | $245,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional | 1 | 1.4% | 100% | $125,000 | View |
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770 Paseo Camarillo, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 1 | 1.4% | 100% | $275,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Kind Lending, LLC
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Conventional | 2 | 2.8% | 100% | $725,000 | |
Resicentral LLC
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FHA | 1 | 1.4% | 100% | $655,000 | |
Guild Mortgage Company
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FHA | 1 | 1.4% | 100% | $565,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 1.4% | 100% | $605,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 1.4% | 100% | $425,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 1.4% | 100% | $1,145,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 1.4% | 100% | $465,000 | |
Coastal Funding SLC, Inc.
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Conventional | 1 | 1.4% | 100% | $535,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Colony Mortgage Corporat
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Conventional | 8 | 11.3% | 100% | $591,250 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 7 | 9.9% | 100% | $629,285 | |
Originpoint, LLC
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Conventional, Jumbo | 6 | 8.5% | 100% | $726,666 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 6 | 8.5% | 100% | $513,333 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo | 5 | 7% | 100% | $741,000 | |
Rocket Mortgage
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Conventional | 4 | 5.6% | 71.4% | $592,500 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 2.8% | 100% | $475,000 | |
Newrez LLC
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Conventional, FHA | 2 | 2.8% | 100% | $645,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 2.8% | 100% | $460,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.4% | 100% | $755,000 | |
Amerisave Mortgage Company
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FHA | 1 | 1.4% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 1.4% | 100% | $105,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 1.4% | 100% | $835,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 1.4% | 100% | $375,000 | View |
Mortgage Research Center
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VA | 1 | 1.4% | 100% | $765,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.4% | 33.3% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Buellton Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Buellton, California
Looking for mortgage lenders near me or mortgage brokers near me in Buellton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Buellton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Buellton, CA
Use these to narrow the list above. Each category shows how many Buellton, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Buellton, CA
Independent mortgage companies closed 78.9 percent of home loans in Buellton, California in 2025, banks 11.3 percent and credit unions 9.9 percent. Kind Lending, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Orange County'S FCU the largest credit union. Among lenders headquartered in California, Orange County'S FCU led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Buellton, CA
By home loans closed in 2025, Orange County'S FCU was the largest mortgage lender in Buellton, California with 3 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Buellton, California in 2025, led by CrossCountry Mortgage, LLC with 2. 4 lenders closed VA loans, led by Prosperity Home Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 10 credit unions closed home loans in Buellton, California in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Buellton, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Buellton, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Buellton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
