Mortgage Lenders and Brokers in Brawley, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Brawley, California mortgage lenders include Sun Community FCUSun Community FCU1080 S Brawley Ave US Highway 86, Brawley, CA 92227 2350A+5.0 ★Texas Ratio: 2.05%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, Point Mortgage CorpPoint Mortgage Corp2610 El Camino Real Unit A, Carlsbad, CA 92008 1214A+5.0 ★Texas Ratio: 2.57%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%, and Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Brawley, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Brawley are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Brawley, California
Market share is the lender's share of all home loans closed in Brawley, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1080 S Brawley Ave US Highway 86, Brawley, CA 92227 2350 A+5.0 ★Texas Ratio: 2.05% |
Conventional | 12 | 4.5% | 100% | $108,333 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 1.9% | 100% | $259,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +4 HELOCs |
1.1% | 50% | $95,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 100% | $255,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 0.4% | 100% | $415,000 | |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
FHA | 1 | 0.4% | 100% | $455,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA | 16 | 5.9% | 94.4% | $319,375 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 8 | 3% | 100% | $346,250 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 6 | 2.2% | 100% | $206,666 | |
Paramount Residential Mortgage
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Conventional, FHA | 6 | 2.2% | 100% | $306,666 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 1.9% | 85.7% | $223,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 2 | 0.7% | 100% | $285,000 | |
AmWest Funding Corp
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Conventional, VA | 2 | 0.7% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 8.76% |
FHA | 2 | 0.7% | 100% | $415,000 | View |
Flexpoint, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $360,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 2 | 0.7% | 66.7% | $295,000 | |
ML Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $115,000 | |
Goodleap, LLC
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FHA | 1 | 0.4% | 100% | $275,000 | |
MortgageOne, Inc
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VA | 1 | 0.4% | 100% | $475,000 | |
Kind Lending, LLC
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FHA | 1 | 0.4% | 100% | $475,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Community Mortgage Funding, LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.4% | 100% | $315,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Primelending
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Conventional, FHA, VA, USDA | 37 | 13.8% | 95.2% | $216,621 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 34 +4 HELOCs |
12.6% | 85% | $340,882 | |
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A+5.0 ★Texas Ratio: 5.65% |
Conventional, FHA, VA | 22 | 8.2% | 100% | $294,545 | View |
Rocket Mortgage
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Conventional, VA | 20 | 7.4% | 84% | $231,000 | |
Everett Financial, Inc.
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Conventional, FHA, VA | 7 | 2.6% | 100% | $220,714 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 2.2% | 85.7% | $325,000 | |
Newrez LLC
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Conventional, FHA | 6 | 2.2% | 54.5% | $335,000 | |
Nationstar Mortgage
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Conventional | 5 | 1.9% | 100% | $111,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +1 HELOCs |
1.5% | 57.1% | $195,000 | |
Equity Prime Mortgage LLC
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FHA | 4 | 1.5% | 100% | $380,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +3 HELOCs |
1.1% | 60% | $65,000 | |
Guaranteed Rate, Inc.
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FHA, HELOC | 3 +1 HELOCs |
1.1% | 100% | $328,333 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 1.1% | 100% | $245,000 | |
Mortgage Research Center
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VA | 3 | 1.1% | 60% | $385,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 1.1% | 100% | $191,666 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.7% | 50% | $390,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA, USDA | 2 | 0.7% | 100% | $120,000 | View |
myCUmortgage
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FHA | 2 | 0.7% | 100% | $315,000 | |
Village Capital & Investment
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FHA | 2 | 0.7% | 100% | $360,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $275,000 | |
The Loan Store, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $375,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $395,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $355,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Dart Bank
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Wallick and Volk, Inc.
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.4% | 100% | $535,000 | |
American Financing Corporation
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FHA | 1 | 0.4% | 100% | $375,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Nations Lending Corporation
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FHA | 1 | 0.4% | 100% | $275,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $215,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.4% | 100% | $405,000 | View |
21St Mortgage
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Conventional | 1 | 0.4% | 16.7% | $85,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Brawley Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Brawley, California
Looking for mortgage lenders near me or mortgage brokers near me in Brawley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Brawley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Brawley, CA
Use these to narrow the list above. Each category shows how many Brawley, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Brawley, CA
Independent mortgage companies closed 74 percent of home loans in Brawley, California in 2025, banks 19.3 percent and credit unions 6.7 percent. Synergy One Lending, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Sun Community FCU the largest credit union. Among lenders headquartered in California, Sun Community FCU led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Brawley, CA
By home loans closed in 2025, Sun Community FCU was the largest mortgage lender in Brawley, California with 12 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Brawley, California in 2025, led by United Wholesale Mortgage with 18. 11 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 6 credit unions closed home loans in Brawley, California in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Brawley, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Brawley, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Brawley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
