Mortgage Lenders and Brokers in Bethel Island, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bethel Island, California mortgage lenders include US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, San Francisco Fire Credit UnionSan Francisco Fire Credit Union3201 California St, San Francisco, CA 94118 1903A+5.0 ★Texas Ratio: 3.32%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, Travis Credit UnionTravis Credit Union5819 Lone Tree Way, Antioch, CA 94531A+5.0 ★Texas Ratio: 4.51%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Blupeak Credit UnionBlupeak Credit Union2350 Shattuck Ave, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.86%, Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, and Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bethel Island, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bethel Island are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bethel Island, California
Market share is the lender's share of all home loans closed in Bethel Island, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, Jumbo | 31 | 23.1% | 91.2% | $669,838 | View |
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3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.7% | 100% | $125,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.7% | 100% | $615,000 | View |
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5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 0.7% | 100% | $305,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,245,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $625,000 | View |
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2350 Shattuck Ave, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.86% |
Conventional | 1 | 0.7% | 100% | $395,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional | 1 | 0.7% | 100% | $425,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.7% | 100% | $695,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.7% | 100% | $755,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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Conventional, HELOC | 6 +1 HELOCs |
4.5% | 85.7% | $413,333 | |
AmWest Funding Corp
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Conventional, FHA | 4 | 3% | 100% | $432,500 | |
Kind Lending, LLC
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Conventional, VA | 3 | 2.2% | 75% | $691,666 | |
New American Funding, LLC.
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Conventional | 3 | 2.2% | 100% | $235,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.5% | 100% | $470,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 2 | 1.5% | 100% | $575,000 | View |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1.5% | 100% | $315,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.7% | 100% | $395,000 | |
Resicentral LLC
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FHA | 1 | 0.7% | 100% | $645,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.7% | 100% | $705,000 | |
Googain, Inc.
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Conventional | 1 | 0.7% | 100% | $515,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.7% | 100% | $585,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 1 | 0.7% | 50% | $1,685,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $1,095,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.7% | 100% | $455,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, HELOC | 16 +1 HELOCs |
11.9% | 88.9% | $520,000 | |
Everett Financial, Inc.
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Conventional, FHA, VA | 6 | 4.5% | 100% | $480,000 | |
Rocket Mortgage
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Conventional | 5 | 3.7% | 54.5% | $355,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo, HELOC | 4 +1 HELOCs |
3% | 100% | $990,000 | |
Mortgage Research Center
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VA | 4 | 3% | 100% | $565,000 | |
21St Mortgage
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Conventional | 4 | 3% | 40% | $117,500 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 1.5% | 100% | $605,000 | View |
Newrez LLC
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Conventional | 2 | 1.5% | 50% | $340,000 | |
Equity Prime Mortgage LLC
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FHA, VA, Jumbo | 2 | 1.5% | 100% | $1,235,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 1.5% | 64.7% | $165,000 | |
Right Start Mortgage, Inc
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Conventional, FHA | 2 | 1.5% | 100% | $320,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.7% | 100% | $1,125,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.7% | 100% | $575,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.7% | 100% | $805,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 50% | $535,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.7% | 50% | $695,000 | View |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.7% | 100% | $625,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.7% | 100% | $595,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $575,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.7% | 100% | $315,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
Pulte Mortgage LLC
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Conventional | 1 | 0.7% | 50% | $535,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 33.3% | $125,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.7% | 100% | $505,000 | |
Village Capital & Investment
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FHA | 1 | 0.7% | 100% | $605,000 | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Bethel Island Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bethel Island, California
Looking for mortgage lenders near me or mortgage brokers near me in Bethel Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bethel Island in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bethel Island, CA
Use these to narrow the list above. Each category shows how many Bethel Island, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Bethel Island, CA
Independent mortgage companies closed 69.4 percent of home loans in Bethel Island, California in 2025, banks 26.9 percent and credit unions 3.7 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and San Francisco Fire Credit Union the largest credit union. Among lenders headquartered in California, San Francisco Fire Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bethel Island, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Bethel Island, California with 31 loans, about 23.1 percent of the market. The largest lender headquartered in California was San Francisco Fire Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Bethel Island, California in 2025, led by US Bank, N.A. with 6. 7 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 7 credit unions closed home loans in Bethel Island, California in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bethel Island, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bethel Island, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bethel Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
