Mortgage Lenders and Brokers in Ashland, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ashland, California mortgage lenders include Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, 1st UNITED CREDIT UNION1st UNITED CREDIT UNION2680 5th St Ste A, Alameda, CA 94501A+5.0 ★Texas Ratio: 1.28%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Fremont BankFremont Bank200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.11%, and Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ashland, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ashland are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ashland, California
Market share is the lender's share of all home loans closed in Ashland, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 3 +1 HELOCs |
3.1% | 100% | $215,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
2% | 66.7% | $730,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
2% | 100% | $550,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 2 +1 HELOCs |
2% | 100% | $775,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 2% | 100% | $680,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2% | 66.7% | $380,000 | View |
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2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 33.3% | $65,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 50% | $235,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $845,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $145,000 | View |
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590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 1% | 100% | $445,000 | View |
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265 Curtner Ave, San Jose, CA 95125 A4.9 ★Texas Ratio: 5.41% |
Conventional | 1 | 1% | 100% | $715,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1% | 100% | $355,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Googain, Inc.
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Conventional | 5 | 5.1% | 100% | $533,000 | |
New Wave Lending Group Inc
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Conventional | 5 | 5.1% | 100% | $493,000 | |
AmWest Funding Corp
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Conventional, HELOC | 3 +1 HELOCs |
3.1% | 100% | $491,666 | |
General Mortgage Capital Corporation
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Conventional | 3 | 3.1% | 75% | $431,666 | |
loanDepot.com LLC
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Conventional | 2 | 2% | 100% | $220,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 2% | 75% | $505,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 1% | 100% | $305,000 | |
Fidelity Lending Solutions Inc
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Conventional | 1 | 1% | 100% | $435,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 1% | 50% | $455,000 | View |
Flexpoint, Inc.
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VA | 1 | 1% | 100% | $635,000 | |
Land Home Financial Services,
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FHA | 1 | 1% | 100% | $585,000 | |
JSB Mortgage Corporation
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Conventional | 1 | 1% | 100% | $505,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 1% | 100% | $365,000 | |
New American Funding, LLC.
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VA | 1 | 1% | 100% | $785,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 1% | 100% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 14 | 14.3% | 83.3% | $519,285 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
13.3% | 76.5% | $593,461 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 3.1% | 100% | $518,333 | |
Amerisave Mortgage Company
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Conventional, HELOC | 2 +1 HELOCs |
2% | 50% | $70,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 2 | 2% | 100% | $500,000 | View |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $305,000 | |
Panorama Mortgage Group, LLC
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Conventional | 1 | 1% | 100% | $115,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1% | 100% | $345,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 1% | 100% | $545,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1% | 100% | $255,000 | |
Newrez LLC
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Conventional | 1 | 1% | 33.3% | $65,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1% | 100% | $605,000 | |
Delmar Financial Company
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Conventional | 1 | 1% | 100% | $585,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 1% | 100% | $555,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1% | 100% | $405,000 | |
Nationstar Mortgage
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Conventional | 1 | 1% | 100% | $45,000 | |
Mortgage Research Center
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VA | 1 | 1% | 100% | $745,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1% | 25% | $705,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1% | 100% | $255,000 | |
Village Capital & Investment
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FHA | 1 | 1% | 100% | $435,000 | |
Boeing Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Ashland Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ashland, California
Looking for mortgage lenders near me or mortgage brokers near me in Ashland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ashland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ashland, CA
Use these to narrow the list above. Each category shows how many Ashland, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Ashland, CA
Independent mortgage companies closed 79.6 percent of home loans in Ashland, California in 2025, banks 14.3 percent and credit unions 6.1 percent. Googain, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Patelco Credit Union the largest credit union. Among lenders headquartered in California, Patelco Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ashland, CA
By home loans closed in 2025, Patelco Credit Union was the largest mortgage lender in Ashland, California with 3 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Ashland, California in 2025, led by Rocket Mortgage with 2. 4 lenders closed VA loans, led by Flexpoint, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 7 credit unions closed home loans in Ashland, California in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ashland, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ashland, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ashland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
