Mortgage Lenders and Brokers in Alpine, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Alpine, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1271 Tavern Rd, Alpine, CA 91901A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2250 Alpine Blvd, Alpine, CA 91901A+5.0 ★Texas Ratio: 3.72%, Wells Fargo Bank NAWells Fargo Bank NA1522 Highlands View Rd, Alpine, CA 91901A+5.0 ★Texas Ratio: 5.36%, Mission Federal Credit UnionMission Federal Credit Union1301 17th St, Bakersfield, CA 93301A+5.0 ★Texas Ratio: 0.79%, California Coast Credit UnionCalifornia Coast Credit Union386 E H St Ste 213, Chula Vista, CA 91910 7487A+5.0 ★Texas Ratio: 1.25%, US Bank, N.A.US Bank, N.A.2955 Alpine Blvd, Alpine, CA 91901A+5.0 ★Texas Ratio: 2.85%, San Diego County Credit UnionSan Diego County Credit Union2530 El Camino Real, Carlsbad, CA 92008A+5.0 ★Texas Ratio: 0.52%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, and Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Alpine, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Alpine are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Alpine, California
Market share is the lender's share of all home loans closed in Alpine, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Alpine 1271 Tavern Rd, Alpine, CA 91901 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +1 HELOCs |
2% | 100% | $557,000 | View |
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1 office in Alpine 2250 Alpine Blvd, Alpine, CA 91901 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 4 +11 HELOCs |
1.6% | 100% | $665,000 | View |
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1 office in Alpine 1522 Highlands View Rd, Alpine, CA 91901 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 1.2% | 100% | $1,331,666 | View |
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1301 17th St, Bakersfield, CA 93301 A+5.0 ★Texas Ratio: 0.79% |
Conventional, Jumbo, HELOC | 7 +5 HELOCs |
2.9% | 100% | $989,285 | View |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
Conventional, HELOC | 4 +4 HELOCs |
1.6% | 66.7% | $87,500 | View |
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2955 Alpine Blvd, Alpine, CA 91901 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +2 HELOCs |
1.6% | 80% | $817,500 | View |
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2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $105,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 2 | 0.8% | 100% | $655,000 | |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.8% | 100% | $200,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $645,000 | View |
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300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 1 | 0.4% | 50% | $485,000 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,105,000 | View |
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995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.4% | 100% | $905,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,185,000 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, VA | 12 | 4.9% | 100% | $656,666 | |
Cornerstone First Mortgage, LLC
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Conventional, VA, Jumbo | 8 | 3.3% | 100% | $598,750 | |
loanDepot.com LLC
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Conventional, VA, Jumbo, HELOC | 7 +2 HELOCs |
2.9% | 87.5% | $475,000 | |
Kind Lending, LLC
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Conventional | 5 | 2% | 71.4% | $819,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 3 | 1.2% | 100% | $528,333 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, VA | 3 | 1.2% | 100% | $701,666 | View |
Residential Wholesale Mortgage
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Conventional, VA, Jumbo | 2 | 0.8% | 100% | $865,000 | |
Resicentral LLC
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Conventional, VA | 2 | 0.8% | 100% | $525,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.8% | 100% | $450,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.8% | 100% | $420,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.8% | 100% | $835,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.8% | 66.7% | $565,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $545,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.4% | 100% | $695,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $905,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Ez Fundings Inc
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VA | 1 | 0.4% | 100% | $735,000 | |
Dignified Home Loans LLC
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Conventional | 1 | 0.4% | 100% | $695,000 | |
Greenbox Loans
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $615,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $685,000 | |
Iserve Residential Lending
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,825,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $665,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 50% | $775,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, Jumbo, HELOC | 36 +6 HELOCs |
14.8% | 83.7% | $808,055 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 9.4% | 86.7% | $395,434 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 13 +2 HELOCs |
5.3% | 100% | $788,076 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +11 HELOCs |
2.5% | 60% | $571,666 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 2.5% | 100% | $716,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, Jumbo | 5 | 2% | 100% | $657,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1.6% | 100% | $672,500 | View |
The Loan Store, Inc
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Conventional, FHA, HELOC | 3 +2 HELOCs |
1.2% | 75% | $875,000 | |
Primary Residential Mortgage, INC.
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Conventional | 3 | 1.2% | 100% | $388,333 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.2% | 75% | $718,333 | |
21St Mortgage
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Conventional | 3 | 1.2% | 75% | $115,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.8% | 33.3% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 2 | 0.8% | 100% | $760,000 | View |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $870,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.8% | 100% | $705,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $1,075,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 37.5% | $155,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 50% | $715,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.4% | 66.7% | $265,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.4% | 100% | $755,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.4% | 100% | $655,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.4% | 100% | $545,000 | |
Bay Equity LLC
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Conventional | 1 | 0.4% | 100% | $555,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $1,035,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.4% | 100% | $585,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.4% | 100% | $605,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.4% | 100% | $605,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Mortgage Research Center
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VA, Jumbo | 1 | 0.4% | 100% | $1,215,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $715,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $575,000 | |
Genway Home Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.4% | 100% | $555,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $1,075,000 | |
Lower, LLC
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FHA | 1 | 0.4% | 100% | $925,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $885,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.4% | 100% | $865,000 | View |
Alliant Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Guaranteed Rate Affinity, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeStreet Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Alpine Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Alpine, California
Looking for mortgage lenders near me or mortgage brokers near me in Alpine? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Alpine in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Alpine, CA
Use these to narrow the list above. Each category shows how many Alpine, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Alpine, CA
Independent mortgage companies closed 80.7 percent of home loans in Alpine, California in 2025, banks 10.2 percent and credit unions 9 percent. Synergy One Lending, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Mission Federal Credit Union the largest credit union. Among lenders headquartered in California, Mission Federal Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Alpine, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Alpine, California with 5 loans, about 2 percent of the market. The largest lender headquartered in California was Mission Federal Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Alpine, California in 2025, led by CrossCountry Mortgage, LLC with 3. 17 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 15 credit unions closed home loans in Alpine, California in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Alpine, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Alpine, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Alpine. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
