Mortgage Lenders and Brokers in Acton, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Acton, California mortgage lenders include Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%, Logix Federal Credit UnionLogix Federal Credit Union100 N First St Ste 100, Burbank, CA 91502 1845A+5.0 ★Texas Ratio: 5.23%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Wescom Central Credit UnionWescom Central Credit Union5601 E La Palma Ave, Anaheim, CA 92807A+5.0 ★Texas Ratio: 2.66%, California Credit UnionCalifornia Credit Union633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973A+5.0 ★Texas Ratio: 2.90%, Vision One Mortgage, Inc.Vision One Mortgage, Inc.3279 Ramos Cir, Sacramento, CA 95827 2500A+5.0 ★Texas Ratio: 1.10%, and Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Acton, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Acton are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Acton, California
Market share is the lender's share of all home loans closed in Acton, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Acton 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 4 +2 HELOCs |
2.5% | 100% | $202,500 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +3 HELOCs |
1.8% | 60% | $301,666 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 3 | 1.8% | 100% | $761,666 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional, HELOC | 2 +7 HELOCs |
1.2% | 66.7% | $135,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.2% | 100% | $580,000 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $195,000 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.6% | 100% | $765,000 | View |
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3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.6% | 100% | $525,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.6% | 100% | $455,000 | View |
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1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
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434 W Alameda Ave, Burbank, CA 91506 A+5.0 ★Texas Ratio: 2.61% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.6% | 100% | $115,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 9 | 5.5% | 100% | $700,555 | View |
Augusta Financial, Inc.
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Conventional, FHA, VA | 7 | 4.3% | 100% | $533,571 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 3.1% | 71.4% | $657,000 | |
Cake Mortgage Corp.
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Conventional, Jumbo | 5 | 3.1% | 100% | $971,000 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 3 +2 HELOCs |
1.8% | 50% | $331,666 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 3 | 1.8% | 100% | $535,000 | |
JMAC Lending, Inc.
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Conventional | 3 | 1.8% | 100% | $421,666 | |
Kind Lending, LLC
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Conventional | 2 | 1.2% | 66.7% | $130,000 | |
Golden Empire Mortgage, Inc.
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Conventional, VA | 2 | 1.2% | 50% | $735,000 | |
Mortgage Capital Partners, INC
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Conventional, FHA | 2 | 1.2% | 100% | $655,000 | |
Guild Mortgage Company
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Conventional | 2 | 1.2% | 100% | $330,000 | |
AmWest Funding Corp
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Conventional | 2 | 1.2% | 100% | $680,000 | |
JMJ Financial Group Inc.
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Conventional | 2 | 1.2% | 100% | $625,000 | |
Flexpoint, Inc.
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Conventional, FHA | 2 | 1.2% | 100% | $940,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 1.2% | 100% | $665,000 | |
Nexera Holding LLC
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Conventional | 2 | 1.2% | 100% | $340,000 | |
Financial Partners Credit Unio
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Conventional, HELOC | 1 +2 HELOCs |
0.6% | 66.7% | $225,000 | |
Pacific Lending LLC
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FHA | 1 | 0.6% | 100% | $625,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.6% | 100% | $185,000 | |
Royal Pacific Funding
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FHA | 1 | 0.6% | 100% | $725,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.6% | 100% | $495,000 | |
Greenbox Loans
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Conventional | 1 | 0.6% | 100% | $925,000 | |
Stg Mortgage Inc
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FHA, Jumbo | 1 | 0.6% | 100% | $1,235,000 | |
Land Home Financial Services,
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FHA | 1 | 0.6% | 100% | $595,000 | |
Mortgage Management Consultants, Inc.
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $475,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $875,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.6% | 100% | $785,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.6% | 100% | $365,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 100% | $475,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.6% | 100% | $705,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $585,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 22 | 13.5% | 81.5% | $539,090 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 13 +2 HELOCs |
8% | 66.7% | $591,923 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 2 +2 HELOCs |
1.2% | 100% | $425,000 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $250,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 1.2% | 50% | $635,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 1.2% | 50% | $380,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.2% | 28.6% | $60,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 1.2% | 100% | $610,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $395,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 16.7% | $155,000 | |
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A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.6% | 100% | $775,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 0.6% | 50% | $825,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 20% | $395,000 | |
Nbkc Bank
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Conventional | 1 | 0.6% | 100% | $705,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.6% | 100% | $125,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $685,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 33.3% | $185,000 | |
American Financing Corporation
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Conventional | 1 | 0.6% | 100% | $55,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $705,000 | |
Foundation Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $785,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 50% | $935,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.6% | 100% | $1,005,000 | |
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A+5.0 ★Texas Ratio: 2.98% |
Conventional | 1 | 0.6% | 100% | $685,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 33.3% | $105,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 100% | $465,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.6% | 50% | $315,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $745,000 | View |
Logan Finance Corporation
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Conventional | 1 | 0.6% | 100% | $885,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.6% | 100% | $1,045,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.6% | 100% | $865,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.6% | 100% | $655,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.6% | 100% | $655,000 | |
Village Capital & Investment
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FHA | 1 | 0.6% | 90% | $805,000 | |
Alliant Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Acton Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Acton, California
Looking for mortgage lenders near me or mortgage brokers near me in Acton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Acton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Acton, CA
Use these to narrow the list above. Each category shows how many Acton, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Acton, CA
Independent mortgage companies closed 82.2 percent of home loans in Acton, California in 2025, banks 9.2 percent and credit unions 8.6 percent. Change Lending was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Acton, CA
By home loans closed in 2025, Zions Bancorporation, N.A. was the largest mortgage lender in Acton, California with 0 loans, about 0 percent of the market. The largest lender headquartered in California was Schoolsfirst FCU with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Acton, California in 2025, led by Rocket Mortgage with 10. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 12 credit unions closed home loans in Acton, California in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Acton, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Acton, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Acton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
