Mortgage Lenders and Brokers in Golden Shores, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Golden Shores, Arizona mortgage lenders include US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39516 N Daisy Mountain Dr, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA39518 N Gavilan Peak Pkwy, Anthem, AZ 85086A+5.0 ★Texas Ratio: 4.14%, Glacier BankGlacier Bank3651 Highway 95, Bullhead City, AZ 86442A+5.0 ★Texas Ratio: 1.87%, Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.101 W La Mina Ave, Ajo, AZ 85321A+5.0 ★Texas Ratio: 3.72%, Oaktree Funding CorpOaktree Funding CorpChandler, AZ, Altitude Financial CorporationAltitude Financial CorporationTucson, AZ, V.I.P. Mortgage, Inc.V.I.P. Mortgage, Inc.Scottsdale, AZ, and New American Funding, LLC.. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Golden Shores, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Golden Shores are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Golden Shores, Arizona
Market share is the lender's share of all home loans closed in Golden Shores, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 50% | $255,000 | View |
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39516 N Daisy Mountain Dr, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $165,000 | View |
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39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $165,000 | View |
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3651 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $265,000 | View |
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13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 1% | 100% | $165,000 | View |
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101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Oaktree Funding Corp
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Conventional, Jumbo | 1 | 1% | 100% | $1,285,000 | |
Altitude Financial Corporation
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Conventional | 1 | 1% | 100% | $185,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 1% | 100% | $205,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 14 | 14.3% | 100% | $207,857 | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 12.2% | 92.3% | $133,333 | |
United Wholesale Mortgage
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Conventional, FHA | 11 | 11.2% | 100% | $229,545 | |
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A5.0 ★Texas Ratio: 8.33% |
Conventional | 4 | 4.1% | 100% | $140,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 3.1% | 100% | $241,666 | |
21St Mortgage
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Conventional | 3 | 3.1% | 27.3% | $161,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 3.1% | 60% | $225,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 2% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 2% | 100% | $290,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 2% | 100% | $270,000 | |
Newrez LLC
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Conventional, FHA | 2 | 2% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 2% | 100% | $285,000 | |
Guild Mortgage Company
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Conventional | 2 | 2% | 100% | $305,000 | |
First Colony Mortgage Corporat
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FHA | 2 | 2% | 100% | $400,000 | |
Nationstar Mortgage
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FHA | 2 | 2% | 100% | $160,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 2% | 100% | $300,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 2% | 50% | $205,000 | |
Paramount Residential Mortgage
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FHA | 2 | 2% | 100% | $295,000 | |
American Financial Resources LLC
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FHA | 1 | 1% | 100% | $245,000 | |
Goodleap, LLC
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Conventional | 1 | 1% | 100% | $115,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 1% | 100% | $135,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1% | 50% | $265,000 | |
Pacific Lending LLC
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VA | 1 | 1% | 100% | $175,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1% | 100% | $245,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 1% | 100% | $325,000 | |
Bay-Valley Mortgage Group
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Conventional | 1 | 1% | 100% | $205,000 | |
Cmg Mortgage Inc
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FHA | 1 | 1% | 100% | $375,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 1% | 100% | $105,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1% | 100% | $175,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 1% | 100% | $125,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1% | 100% | $345,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1% | 33.3% | $365,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 1% | 50% | $255,000 | |
First Technology Federal Credit Union
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Conventional | 1 | 1% | 100% | $25,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 1% | 100% | $135,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 1% | 100% | $225,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Arrowhead Central Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Golden Shores Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Golden Shores, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Golden Shores? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Golden Shores in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Golden Shores, AZ
Use these to narrow the list above. Each category shows how many Golden Shores, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Golden Shores, AZ
Independent mortgage companies closed 85.7 percent of home loans in Golden Shores, Arizona in 2025, banks 6.1 percent and credit unions 8.2 percent. Oaktree Funding Corp was the largest mortgage company, US Bank, N.A. the largest bank and Arizona Financial Credit Union the largest credit union. Among lenders headquartered in Arizona, Arizona Financial Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Golden Shores, AZ
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Golden Shores, Arizona with 1 loans, about 1 percent of the market. The largest lender headquartered in Arizona was Arizona Financial Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Golden Shores, Arizona in 2025, led by New American Funding, LLC. with 4. 9 lenders closed VA loans, led by New American Funding, LLC.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 8 credit unions closed home loans in Golden Shores, Arizona in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Golden Shores, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Golden Shores, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Golden Shores. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
