Mortgage Lenders and Brokers in Desert Hills, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Desert Hills, Arizona mortgage lenders include Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, Glacier BankGlacier Bank3651 Highway 95, Bullhead City, AZ 86442A+5.0 ★Texas Ratio: 1.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39516 N Daisy Mountain Dr, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.68%, Flagstar Bank NAFlagstar Bank NA4979 S Alma School Rd, Chandler, AZ 85248D3.3 ★Texas Ratio: 35.11%, Goldwater Bank, N.A.Goldwater Bank, N.A.10 Acoma Blvd S, Lake Havasu City, AZ 86403C+4.1 ★Texas Ratio: 26.20%, PNC Bank N.A.PNC Bank N.A.2840 Highway 95, Bullhead City, AZ 86442A+5.0 ★Texas Ratio: 4.24%, The Loan Store, IncThe Loan Store, IncTucson, AZ, United Wholesale Mortgage, Rocket Mortgage, and American Financial Network, Inc.. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Desert Hills, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Desert Hills are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Desert Hills, Arizona
Market share is the lender's share of all home loans closed in Desert Hills, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
Conventional, VA, Jumbo, HELOC | 10 +1 HELOCs |
8.4% | 83.3% | $748,000 | View |
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3651 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 2 +2 HELOCs |
1.7% | 100% | $480,000 | View |
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39516 N Daisy Mountain Dr, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 1.7% | 100% | $655,000 | View |
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4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.8% | 33.3% | $145,000 | View |
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10 Acoma Blvd S, Lake Havasu City, AZ 86403 C+4.1 ★Texas Ratio: 26.20% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
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★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 10 +2 HELOCs |
8.4% | 100% | $435,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 23 | 19.3% | 92% | $358,043 | |
Rocket Mortgage
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Conventional, FHA, Jumbo | 8 | 6.7% | 80% | $405,000 | |
American Financial Network, Inc.
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Conventional | 4 | 3.4% | 100% | $452,500 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 2.5% | 100% | $368,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 2.5% | 75% | $405,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 2.5% | 100% | $355,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 2.5% | 100% | $531,666 | |
loanDepot.com LLC
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Conventional | 3 | 2.5% | 60% | $455,000 | |
Mortgage Research Center
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Conventional, VA | 3 | 2.5% | 100% | $418,333 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.7% | 100% | $210,000 | |
Newrez LLC
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Conventional | 2 | 1.7% | 100% | $190,000 | |
Guild Mortgage Company
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Conventional | 2 | 1.7% | 100% | $205,000 | |
21St Mortgage
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Conventional | 2 | 1.7% | 100% | $110,000 | |
Firefighters First Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $705,000 | |
Financial Partners Credit Unio
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Conventional | 1 | 0.8% | 100% | $235,000 | |
Arc Home LLC
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Conventional | 1 | 0.8% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.8% | 100% | $425,000 | View |
Primary Residential Mortgage, INC.
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VA | 1 | 0.8% | 100% | $505,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.8% | 100% | $655,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.8% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.8% | 100% | $685,000 | View |
Go Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Global Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $285,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.8% | 100% | $455,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.8% | 33.3% | $195,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $215,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.8% | 100% | $505,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.8% | 100% | $615,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $445,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.8% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 2.68% |
FHA | 1 | 0.8% | 100% | $195,000 | View |
Credit Human Federal Credit Un
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Conventional | 1 | 0.8% | 60% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.8% | 100% | $455,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $225,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.8% | 100% | $515,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $185,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.8% | 100% | $465,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.8% | 100% | $205,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.8% | 100% | $805,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.8% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.8% | 100% | $245,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.8% | 100% | $385,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.8% | 100% | $625,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.8% | 100% | $645,000 | View |
Village Capital & Investment
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VA | 1 | 0.8% | 100% | $355,000 | |
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Desert Hills Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Desert Hills, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Desert Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Desert Hills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Desert Hills, AZ
Use these to narrow the list above. Each category shows how many Desert Hills, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Desert Hills, AZ
Independent mortgage companies closed 79 percent of home loans in Desert Hills, Arizona in 2025, banks 8.4 percent and credit unions 12.6 percent. The Loan Store, Inc was the largest mortgage company, Glacier Bank the largest bank and Arizona Financial Credit Union the largest credit union. Among lenders headquartered in Arizona, Arizona Financial Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Desert Hills, AZ
By home loans closed in 2025, Arizona Financial Credit Union was the largest mortgage lender in Desert Hills, Arizona with 10 loans, about 8.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Desert Hills, Arizona in 2025, led by United Wholesale Mortgage with 2. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 7 credit unions closed home loans in Desert Hills, Arizona in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Desert Hills, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Desert Hills, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Desert Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
