Mortgage Lenders and Brokers in Woodville, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Woodville, Alabama mortgage lenders include Redstone Federal Credit UnionRedstone Federal Credit Union1069 N Main St, Arab, AL 35016A+5.0 ★Texas Ratio: 2.10%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Peoples Independent BankPeoples Independent Bank121 Billy B Dyar Boulevard, Boaz, AL 35957A+5.0 ★Texas Ratio: 1.40%, Family Savings Credit UnionFamily Savings Credit Union7200 US Highway 431 Ste 350, Albertville, AL 35950 1250A5.0 ★Texas Ratio: 8.94%, Avadian Credit UnionAvadian Credit Union475 Green Springs Hwy, Birmingham, AL 35209 4921A+5.0 ★Texas Ratio: 3.41%, Cis Financial Services, Inc.Cis Financial Services, Inc.Hamilton, AL, Hamilton Mortgage CorporationHamilton Mortgage CorporationBirmingham, AL, CSL Financial, LLCCSL Financial, LLCBirmingham, AL, Vanderbilt Mortgage and Finance, Inc, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woodville, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodville are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Woodville, Alabama
Market share is the lender's share of all home loans closed in Woodville, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
Conventional, HELOC | 4 +9 HELOCs |
6.8% | 100% | $190,000 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
3.4% | 50% | $40,000 | View |
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121 Billy B Dyar Boulevard, Boaz, AL 35957 A+5.0 ★Texas Ratio: 1.40% |
Conventional | 1 | 1.7% | 100% | $35,000 | View |
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7200 US Highway 431 Ste 350, Albertville, AL 35950 1250 A5.0 ★Texas Ratio: 8.94% |
Conventional | 1 | 1.7% | 100% | $55,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cis Financial Services, Inc.
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Conventional, FHA | 2 | 3.4% | 100% | $155,000 | |
Hamilton Mortgage Corporation
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Conventional | 1 | 1.7% | 100% | $145,000 | |
CSL Financial, LLC
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Conventional | 1 | 1.7% | 100% | $175,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 6 | 10.2% | 75% | $103,333 | |
Rocket Mortgage
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Conventional | 4 | 6.8% | 50% | $130,000 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional, FHA, VA | 3 | 5.1% | 100% | $251,666 | View |
Freedom Mortgage Corporation
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FHA, VA | 3 | 5.1% | 100% | $201,666 | |
Canopy Mortgage, LLC
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Conventional, FHA | 3 | 5.1% | 100% | $191,666 | |
Planet Home Lending, LLC
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Conventional, FHA | 3 | 5.1% | 100% | $145,000 | |
21St Mortgage
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Conventional | 3 | 5.1% | 60% | $91,666 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 2 | 3.4% | 100% | $135,000 | |
Mortgage Research Center
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VA | 2 | 3.4% | 66.7% | $290,000 | |
Southwest Stage Funding LLC
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Conventional, VA | 2 | 3.4% | 100% | $300,000 | |
Cadence Bank
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Conventional, HELOC | 1 +2 HELOCs |
1.7% | 50% | $255,000 | |
American Financial Resources LLC
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FHA | 1 | 1.7% | 100% | $275,000 | |
Everett Financial, Inc.
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Conventional | 1 | 1.7% | 100% | $115,000 | |
Newrez LLC
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FHA | 1 | 1.7% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 1.7% | 100% | $115,000 | View |
loanDepot.com LLC
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VA | 1 | 1.7% | 100% | $115,000 | |
First Colony Mortgage Corporat
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VA | 1 | 1.7% | 100% | $385,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1.7% | 100% | $175,000 | |
Stockton Mortgage Corporation
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USDA | 1 | 1.7% | 100% | $185,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 1.7% | 100% | $385,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 1.7% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 1.7% | 100% | $155,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.7% | 100% | $95,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1.7% | 100% | $165,000 | |
Leaderone Financial Corp.
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FHA | 1 | 1.7% | 100% | $195,000 | |
Southwest Funding LP
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VA | 1 | 1.7% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Woodville Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Woodville, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Woodville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Woodville, AL
Use these to narrow the list above. Each category shows how many Woodville, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Woodville, AL
Independent mortgage companies closed 76.3 percent of home loans in Woodville, Alabama in 2025, banks 13.6 percent and credit unions 10.2 percent. Cis Financial Services, Inc. was the largest mortgage company, Regions Bank the largest bank and Redstone Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Redstone Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Woodville, AL
By home loans closed in 2025, Redstone Federal Credit Union was the largest mortgage lender in Woodville, Alabama with 4 loans, about 6.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Woodville, Alabama in 2025, led by Freedom Mortgage Corporation with 2. 7 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 4 credit unions closed home loans in Woodville, Alabama in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woodville, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodville, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
